Anaheim VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Anaheim. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Anaheim Homebuyers and Anaheim Homeowners to Purchase and refinance homes.
Ready to get Approved for your home loan? Give us a call at 866-900-2342 or Get Started Online
- FHA & FHA Jumbo (aka High Balance)
- VA & VA Jumbo (aka High Balance)
- Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
- Jumbo Loans to $3m
Anaheim FHA Loans are available up to $625,500 with just 3.5% down payment. The FHA 2016 Loan Limit for Anaheim is $625,500. Anaeheim FHA Loans that are over $417K up to $625,500 are called FHA Jumbo or FHA High Balance loans.
Anaheim VA Loans are available up to $625,500 with zero down payment. The Anaheim VA Loan Limit for 2016 is now $625k. However, Veterans are not limited to the Orange county Loan limit of $625,500 for VanDyk VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
Anaheim Conforming Loans are available up to $625,500. The Anaheim Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $625,500) require a minimum of 10% down payment or equity.
Anaheim Home Loan information
FHA Home loans in Anaheim , California:
- FHA Home Loans require just 3.5% down payment
- FHA Jumbo Loans up to $625,500 (aka FHA High Balance)
- The $625,500 is the base loan amount - the Anaheim FHA Loan Limit of $625,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your down payment and closing costs from Family
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
- FHA Loans allow the purchase and refinance of 2-4 unit owner occupied properties.
VA Home Loans in Anaheim , California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $625,500
- A $775,500k Anaheim Home Purchase would only require $37,500 down payment - 4.836%
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Loans are available to purchase or refinance Condominiums. Here is more information on VA Condo Loans for Anaheim
Conforming Home Loans in Anaheim , California:
- Available up to $625,500 with the Conforming High Balance (aka conforming Jumbo)
- Anaheim Conforming loans available up to $417,000
- Just 3% down payment required up to $417K
- require a minimum of 5% down payment or up to 95% LTV up to $625,500.
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, down payment requirements, etc
We offer Jumbo Conventional Loans up to $2m - call for details.**
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Call us today to get started - 866-900-2342 Toll Free, or online here: Get Pre-Approved Now.
Have more questions about Home Loans? Call us at 866-900-2342 toll free direct or Get Started Online