Anaheim VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.

Ready to get Approved for your home loan? Give us a call at 866-900-2342 or Get Started Online
VanDyk Mortgage is your source for VA Loans and FHA Loans in Anaheim.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Anaheim Homebuyers and Anaheim Homeowners to Purchase and refinance homes.
  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Anaheim FHA Loans are available up to $625,500 with just 3.5% down payment.  The FHA 2016 Loan Limit for Anaheim is $625,500.  Anaeheim FHA Loans that are over $417K up to $625,500 are called FHA Jumbo or FHA High Balance loans.

Anaheim VA Loans are available up to $625,500 with zero down payment. The Anaheim VA Loan Limit for 2016 is now $625k.  However, Veterans are not limited to the Orange county Loan limit of $625,500 for VanDyk VA Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Anaheim Conforming Loans are available up to $625,500. The Anaheim Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $625,500) require a minimum of 10% down payment or equity.

Anaheim Home Loan information

FHA Home loans in Anaheim , California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $625,500 (aka FHA High Balance)
  • The $625,500 is the base loan amount - the Anaheim FHA Loan Limit of $625,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • FHA Loans allow the purchase and refinance of 2-4 unit owner occupied properties.

VA Home Loans in Anaheim , California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $775,500k Anaheim Home Purchase would only require $37,500 down payment - 4.836%
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for Anaheim 

Conforming Home Loans in Anaheim , California:

  • Available up to $625,500 with the Conforming High Balance (aka conforming Jumbo)
  • Anaheim Conforming loans available up to $417,000
  • Just 3% down payment required up to $417K
  • require a minimum of 5% down payment or up to 95% LTV up to $625,500.
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

We offer Jumbo Conventional Loans up to $2m - call for details.** 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.


 

Have more questions about Home Loans? Call us at 866-900-2342 toll free direct or Get Started Online