2019 California FHA Loan Limits  

For 2019, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $314,827 (floor), and up to $726,525 in high cost counties (the ceiling).  FHA Loans that exceed $484K are called FHA Jumbo or FHA High Balance Loans.

Go here for 2019 California Conventional Loan Limits by County

Go here for the 2019 California VA Loan Limits

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $726,525 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, Marin, and Santa Barbara.  San Diego Homebuyers and Homeowners can get FHA Loans up to $690,000, Riverside and San Bernardino up to $431,250, Sacramento, El Dorado, and Placer counties up to $552,000.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Here is a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties:

2019 California FHA Loan Limits for all California Counties below:

County                    1-family         2-family         3-family         4 family

Alameda                 
$726,525       $930,300        $1,124,475    $1,397,400 

Alpine                          
$463,450       $593,300        $717,150       $891,250   

Amador                    
   $350,750       $449,000        $542,750       $674,500

Butte                         $314,827       $403,125        $487,250       $605,525

Calaveras                 $373,750       $478,450        $578,350       $718,750

Colusa                     $314,827       $403,125        $487,250       $605,525
 

Contra Costa             $726,525       $930,300        $1,124,475    $1,397,400
 
Del Norte                 $314,827       $403,125        $487,250       $605,525

El Dorado                  $552,000        $706,650        $854,200       $1,061,550

Fresno                    $314,827       $403,125        $487,250       $605,525

Glenn                      $314,827       $403,125        $487,250       $605,525

Humboldt
              
$333,500       $426,950        $516,050       $641,350
 
Imperial                  $314,827       $403,125        $487,250       $605,525

Inyo                       $369,150       $472,550        $571,250       $709,900

Kern                      $314,827       $403,125        $487,250       $605,525

Kings                       $314,827       $403,125        $487,250       $605,525

Lake                         $314,827       $403,125        $487,250       $605,525

Lassen                     $314,827       $403,125        $487,250       $605,525

Los Angeles           
$726,525       $930,300        $1,124,475    $1,397,400

Madera                    $314,827       $403,125        $487,250       $605,525

Marin                       $726,525       $930,300        $1,124,475    $1,397,400

Mariposa                 $322,000       $412,200        $498,250       $619,250

Mendocino             $409,400       $524,100        $633,500       $787,300

Merced                   $314,827       $403,125        $487,250       $605,525

Modoc                    $314,827       $403,125        $487,250       $605,525

Mono                      $529,000       $677,200        $818,600       $1,017,300

Monterey                $652,050       $834,750        $1,009,000    $1,253,950

Napa                       $726,525       $930,300        $1,124,475    $1,397,400

Nevada                   $486,450       $622,750        $752,750       $935,500

Orange                   $726,525       $930,300        $1,124,475    $1,397,400

Placer                    $552,000       $706,650        $854,200       $1,061,550 

Plumas                  $336,950       $431,350        $521,400       $648,000   

Riverside               $431,250       $552,050        $667,350       $829,350

Sacramento           $552,000        $706,650        $854,200       $1,061,550 

San Benito             $726,525       $930,300        $1,124,475    $1,397,400

San Bernardino
      $431,250       $552,050        $667,350       $829,350

San Diego              $690,000       $883,300        $1,067,750     $1,326,950

San Francisco       $726,525       $930,300        $1,124,475    $1,397,400

San Joaquin          $425,500       $544,700        $658,450       $818,250

San Luis Obispo   $667,000       $853,900        $1,032,150    $1,282,700

San Mateo             $726,525       $930,300        $1,124,475    $1,397,400

Santa Barbara      $653,200       $836,200        $1,010,800    $1,256,150

Santa Clara           $726,525       $930,300        $1,124,475    $1,397,400

Santa Cruz            $726,525       $930,300        $1,124,475    $1,397,400

Shasta                   $314,827       $403,125        $487,250       $605,525

Sierra                    $314,827       $403,125        $487,250       $605,525

Siskiyou               $314,827       $403,125        $487,250       $605,525

Solano                  $494,500       $633,050        $765,200       $950,950

Sonoma                $704,950       $902,450        $1,090,850    $1,355,700

Stanislaus            $350,750       $449,000        $542,750       $674,500

Sutter                   $324,300       $415,150        $501,800       $623,650

Tehama                $314,827       $403,125        $487,250       $605,525

Trinity                  $314,827       $403,125        $487,250       $605,525

Tulare                  $314,827       $403,125        $487,250       $605,525

Tuolomne            $331,200       $424,000        $512,500       $636,900

Ventura                $713,000       $912,750        $1,103,350    $1,371,150

Yolo                     $552,000        $706,650        $854,200       $1,061,550 

Yuba                    $324,300       $415,150        $501,800       $1,061,550

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VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans..  Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan.    We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

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