2017 California FHA Loan Limits

For 2017, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $275,665 (floor), and up to $636,150 in high cost counties (the ceiling).  FHA Loans that exceed $424K are called FHA Jumbo or FHA High Balance Loans.

Go here for 2017 California Conventional Loan Limits by County

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $636,150 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, Marin, and Santa Barbara.  San Diego Homebuyers and Homeowners can get FHA Loans up to $612,950, Riverside and San Bernardino up to $379,500, Sacramento, El Dorado, and Placer counties up to $488,750.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Here is a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties:

County Name

One-Family

Two-Family

Three-Family

Four-Family

ALAMEDA

$636,150

$814,500

$984,525

$1,223,475

ALPINE

$463,450

$593,300

$717,150

$891,250

AMADOR

$332,350

$425,450

$514,300

$639,150

BUTTE

$293,250

$375,400

$453,750

$563,950

CALAVERAS

$373,750

$478,450

$578,350

$718,750

COLUSA

$275,665

$352,352

$426,625

$530,150

CONTRA COSTA

$636,150

$814,500

$984,525

$1,223,475

DEL NORTE

$275,665

$352,352

$426,625

$530,150

EL DORADO

$488,750

$625,700

$756,300

$939,900

FRESNO

$281,750

$360,700

$436,000

$541,800

GLENN

$275,665

$352,352

$426,625

$530,150

HUMBOLDT

$327,750

$419,550

$507,150

$630,300

IMPERIAL

$275,665

$352,352

$426,625

$530,150

INYO

$369,150

$472,550

$571,250

$709,900

KERN

$275,665

$352,352

$426,625

$530,150

KINGS

$275,665

$352,352

$426,625

$530,150

LAKE

$275,665

$352,352

$426,625

$530,150

LASSEN

$275,665

$352,352

$426,625

$530,150

LOS ANGELES

$636,150

$814,500

$984,525

$1,223,475

MADERA

$275,665

$352,352

$426,625

$530,150

MARIN

$636,150

$814,500

$984,525

$1,223,475

MARIPOSA

$322,000

$412,200

$498,250

$619,250

MENDOCINO

$373,750

$478,450

$578,350

$718,750

MERCED

$275,665

$352,352

$426,625

$530,150

MODOC

$275,665

$352,352

$426,625

$530,150

MONO

$529,000

$677,200

$818,600

$1,017,300

MONTEREY

$575,000

$736,100

$889,800

$1,105,800

NAPA

$636,150

$814,500

$984,525

$1,223,475

NEVADA

$477,250

$610,950

$738,500

$917,800

ORANGE

$636,150

$814,500

$984,525

$1,223,475

PLACER

$488,750

$625,700

$756,300

$939,900

PLUMAS

$336,950

$431,350

$521,400

$648,000

RIVERSIDE

$379,500

$485,800

$587,250

$729,800

SACRAMENTO

$488,750

$625,700

$756,300

$939,900

SAN BENITO

$636,150

$814,500

$984,525

$1,223,475

SAN BERNARDINO

$379,500

$485,800

$587,250

$729,800

SAN DIEGO

$612,950

$784,700

$948,500

$1,178,750

SAN FRANCISCO

$636,150

$814,500

$984,525

$1,223,475

SAN JOAQUIN

$362,250

$463,750

$560,550

$696,650

SAN LUIS OBISPO

$586,500

$750,800

$907,550

$1,127,900

SAN MATEO

$636,150

$814,500

$984,525

$1,223,475

SANTA BARBARA

$636,150

$814,500

$984,525

$1,223,475

SANTA CLARA

$636,150

$814,500

$984,525

$1,223,475

SANTA CRUZ

$636,150

$814,500

$984,525

$1,223,475

SHASTA

$275,665

$352,352

$426,625

$530,150

SIERRA

$304,750

$390,100

$471,550

$586,050

SISKIYOU

$275,665

$352,352

$426,625

$530,150

SOLANO

$431,250

$552,050

$667,350

$829,350

SONOMA

$595,700

$762,600

$921,800

$1,145,600

STANISLAUS

$299,000

$382,750

$462,650

$575,000

SUTTER

$276,000

$353,300

$427,100

$530,750

TEHAMA

$275,665

$352,352

$426,625

$530,150

TRINITY

$275,665

$352,352

$426,625

$530,150

TULARE

$275,665

$352,352

$426,625

$530,150

TUOLUMNE

$331,200

$424,000

$512,500

$636,900

VENTURA

$636,150

$814,500

$984,525

$1,223,475

YOLO

$488,750

$625,700

$756,300

$939,900

YUBA

$276,000

$353,300

$427,100

$530,750

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans..  Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan.    We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We serve the entire state of California.