Fresno, CA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender serving Fresno
VanDyk Mortgage is your source for VA Loans and FHA Loans in Fresno. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Fresno Homebuyers and Fresno area Homeowners to Purchase and refinance homes..
- FHA Loans for Purchase and refinance
- VA & VA Jumbo (aka High Balance) for Purchase and refinance
- Conforming Loans for Loans for Purchase and refinance
- Jumbo Loans to $3m
Fresno FHA Loans are available up to $271,050 with just 3.5% down payment. The FHA 2016 Loan Limit for Fresno is $271,050.
VA Loans are available in Fresno up to $417,000 with zero down payment. The Fresno VA Loan Limit in 2016 is $417,000. However, Veterans are not limited to the Fresno County Loan limit of $417,000 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk VA Mortgage VA Loan over your county limit.
Fresno Conforming Loans are available up to $417,000. Fresno Conforming purchase or refinance loans are available with a minimum of 3% down payment or equity.
>> Call today to get started - 866-900-2342 Toll Free, or online here: Get Pre-Approved Now.
Fresno Home Loan information
FHA Home loans in Fresno, California:
- FHA Home Loans require just 3.5% down payment
- FHA Home Loans for Refinance available up to 97.75% Loan to Value
- Fresno FHA Loans available up to $271,050
- This would allow you to purchase up to a $281K home in Fresno with 3.5% down.
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for a FHA Home Loan is just 620
- You can receive a gift of funds for your down payment and closing costs from Family
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
VA Home Loans in Fresno, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $417,000
- A $500k Fresno VA Home Purchase would only require $20,750 down payment (4.15%) - not including the VA Funding Fee
- A $675k Fresno VA Home Purchase would only require $64,500 down payment (9.56%) - not including the VA Funding Fee
- ~VA Loans require NO Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
Conforming Home Loans in Fresno, California:
- Fresno Conforming loans available up to $417,000
- For Purchase and refinance
- require a minimum of 3% down payment or up to 97% LTV on Purchase loans
- Up to 97% Loan to Value on Refinances
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, down payment requirements, etc
Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
In addition to Fresno, We service the entire state of California, including Redding, Sacramento, Bakersfield, Stockton, Oakland, San Francisco, Fremont, Clovis, Sunnyvale, Patterson, Modesto, Salinas, Palmdale, Lancaster, Los Angeles, Ventura, Santa Monica, San Bernardino, Riverside, Corona, Santa Ana, Orange, Irvine, Anaheim, Huntington Beach, Long Beach, Brea, Ventura, Santa Barbara, Monterey, Corona, Palm Springs, Indio, Temecula, Murrieta, San Diego, Chula Vista, Oceanside, Escondido, Vista, La Mesa, Santee, Santa Maria, Santa Clarita, San Clemente, Laguna, Aliso Viejo, Mission viejo, Rancho, Santa Margarita, Rancho Cucamonga, and more. In addition to California, we service the entire state of Washington, including Spokane, Spokane Valley, Mead, Newport, Liberty Lake, Newman Lake, Airway Heights, Deerpark, Seattle, Tacoma, Everett, Puyallup, Kent, Auburn, Bellevue, Federal Way, Kirkland, Redmond, Woodinville, Snohomish, Marysville, Lake Stevens, Mukilteo, Lynnwood, Montlake Terrace, Edmonds, Des Moines, Renton, Issaquah, North Bend, Monroe, Olympia, Lacey, Bremerton, Tumwater, Port Orchard, and Vancouver.
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more
Call us today to get started - 866-900-2342 Toll Free, or online here: Get Pre-Approved Now.