Lake Elsinore VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.  

VanDyk Mortgage is your source for VA Loans and FHA Loans in Lake Elsinore.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Lake Elsinore Homebuyers and Lake Elsinore Homeowners to Purchase and refinance homes..
  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Lake Elsinore FHA Loans are available up to $405,950 with just 3.5% down payment. The FHA 2018 Loan Limit for Lake Elsinore is $405,950.  

Lake Elsinore VA Loans are available up to $453,100 with zero down payment. The Lake Elsinore VA Loan Limit in 2018 is $453,100. However, Veterans are not limited to the Lake Elsinore Loan limit of $453,100 for our VA Jumbo Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Lake Elsinore Conforming Loans are available up to $453,100. Lake Elsinore Conforming Loans require a minimum of 3% down payment or equity.

Lake Elsinore is located in South Riverside County in the Temecula Valley.

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

FHA Home loans in Lake Elsinore, California:

  • FHA Home Loans require just 3.5% down payment
  • 2018 Lake Elsinore FHA Loan limit - $405,950
  • $405,950 is the base loan amount - the Lake Elsinore top FHA Loan Limit of $405,950 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for a FHA Home Loan is just 580.
  • You can receive a gift of funds for your Down payment and closing costs from Family
  • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Lake Elsinore, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $453,100
  • A $600K Lake Elsinore Home Purchase would only require $36,725 down payment (6.121%)  
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs

Conforming Home Loans in Lake Elsinore, California:

  • Lake Elsinore Conforming loans available up to $453,100
  • require a minimum of 3% down payment or up to 97% LTV
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

Give us a call at 760-752-4480 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans.We serve the following areas for VA, FHA and Conventional loans: California,Southern California, San Diego, Lake Elsinore, San MarcosOceanside,  Vista, Escondido, Fallbrook, Bonsall, San Diego, Rancho Bernardo, Poway,Encinitas, Carmel Valley, Scripps Ranch, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Lake Elsinore, Lake Elsinore, and Valley Center. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.


 

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