Mill Creek VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender.   


VanDyk Mortgage is your source for VA Loans and FHA Loans in Mill Creek.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Mill Creek Homebuyers and Mill Creek Homeowners to Purchase and refinance homes..

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $2m

Mill Creek FHA Loans are available up to $667,000 with just 3.5% down payment. The FHA 2018 Loan Limit for Mill Creek is $667,000.  Mill Creek FHA Loans that are over $453K up to $667,000 are called FHA Jumbo or FHA High Balance loans.

Mill Creek VA Loans are available up to $667,000 with zero down payment. The Mill Creek VA Loan Limit in 2018 is $667,000.  However, Veterans are not limited to the Snohomish County VA Loan limit of $667,000 for VA Jumbo Loans.  We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Mill Creek Conforming Loans are available up to $667,000. The Mill Creek Conforming Jumbo Loans (aka Conforming High Balance, those over $453,100 and up to $667,000) require a minimum of 5% down payment or equity.  Mill Creek Conforming Loans up to $453K require just a 3% down payment.

>>> Call today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

Mill Creek Home Loan information

FHA Home loans in Mill Creek, Washington:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $667,000 (aka FHA High Balance)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for a FHA Home Loan is just 580, and 580 on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium Loans available up to $667,000 for FHA condo Purchase and Refinance
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Mill Creek,  Washington:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $667,000
  • A $667K Mill Creek VA Home Purchase would require NO down payment
  • A $767,000 Mill Creek VA Home Purchase would only require $25,000 down payment  -  3.3%
  • A $850,000 Mill Creek VA Home Purchase would only require a $45,750 down payment  - 5.4%
  • ~~VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans for Mill Creek condos are available up to $667,000 with zero down

Conforming Home Loans in Mill Creek,  Washington:

  • Available up to $667,000 with the Conforming High Balance (aka conforming Jumbo)
  • Mill Creek Conforming loans available up to $453,100
  • Require a minimum of 3% down payment or up to 97% LTV up to $453K. 
  • Conforming High Balance loans in Mill Creek available with just 5% down, or up to 95% ltv.
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

>>> Call today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at866-900-2342 for help with your FHA or VA loan. We offer FHAFHA JumboVA, VA Jumbo, Conforming & Jumbo Loans.   VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more.

>>> Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

 

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