2024 California FHA Loan Limits
FHA has released the 2024 FHA Loan limits for the 2024 calendar year. The max FHA Loan for base counties has increased to $498,257 (floor), and up to $1,149,825 in high-cost counties (the ceiling). FHA Loans that exceed $766,550 are called FHA Jumbo or FHA High Balance Loans. Higher FHA Loan Limits are calculated based on an act called HERA, or the "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009.
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve. FHA Loans for single family homes are available up to $1,149,825 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, and Marin. San Diego Homebuyers and Homeowners can get FHA Loans up to $1,006,250, Riverside and San Bernardino up to $644,000, Sacramento, El Dorado, and Placer counties up to $763,600.
>> Go here for 2024 California Conventional Loan Limits by County
>> Go here for the 2024 California VA Loan Limits
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
I have specialized in FHA Loans and FHA Jumbo Loans since 2008. It is my honor to assist families and individuals achieve the home ownership dream ~ Brian Skaar, Branch Manager, VanDyk Mortgage.
We have compiled a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties.
2024 California FHA Loan Limits for all California Counties below:
County 1-family 2-family 3-family 4 family
Alameda $1,149,825 $1,472,250 $1,779,525 $2,211,600
Alpine $503,700 $644,800 $779,450 $968,650
Amador $498,257 $637,950 $771,125 $958,350
Butte $498,257 $637,950 $771,125 $958,350
Calaveras $498,257 $637,950 $771,125 $958,350
Colusa $498,257 $637,950 $771,125 $958,350
Contra Costa $1,149,825 $1,472,250 $1,779,525 $2,211,600
Del Norte $498,257 $637,950 $771,125 $958,350
El Dorado $763,600 $977,550 $1,181,650 $1,468,500
Fresno $498,257 $637,950 $771,125 $958,350
Glenn $498,257 $637,950 $771,125 $958,350
Humboldt $498,257 $637,950 $771,125 $958,350
Imperial $498,257 $637,950 $771,125 $958,350
Inyo $508,300 $650,700 $730,525 $907,900
Kern $498,257 $637,950 $771,125 $958,350
Kings $498,257 $637,950 $771,125 $958,350
Lake $498,257 $637,950 $771,125 $958,350
Lassen $498,257 $637,950 $771,125 $958,350
Los Angeles $1,149,825 $1,472,250 $1,779,525 $2,211,600
Madera $498,257 $637,950 $771,125 $958,350
Marin $1,149,825 $1,472,250 $1,779,525 $2,211,600
Mariposa $498,257 $637,950 $771,125 $958,350
Mendocino $546,250 $699,300 $845,300 $1,050,500
Merced $498,257 $637,950 $771,125 $958,350
Modoc $498,257 $637,950 $771,125 $958,350
Mono $693,450 $887,750 $1,073,100 $1,1333,600
Monterey $920,000 $1,177,750 $1,423,650 $1,769,250
Napa $1,017,750 $1,302,900 $1,574,900 $1,957,250
Nevada $644,000 $824,450 $996,550 $1,238,500
Orange $1,149,825 $1,472,250 $1,779,525 $2,211,600
Placer $763,600 $977,550 $1,181,650 $1,468,500
Plumas $498,257 $637,950 $771,125 $958,350
Riverside $644,000 $824,450 $996,550 $1,238,500
Sacramento $763,600 $977,550 $1,181,650 $1,468,500
San Benito $1,149,825 $1,472,250 $1,779,525 $2,211,600
San Bernardino $644,000 $824,450 $996,550 $1,238,500
San Diego $1,006,250 $1,288,200 $1,557,150 $1,935,150
San Francisco $1,149,825 $1,472,250 $1,779,525 $2,211,600
San Joaquin $656,650 $840,650 $1,016,150 $1,262,800
San Luis Obispo $929,200 $1,189,500 $1,437,900 $1,786,950
San Mateo $1,149,825 $1,472,250 $1,779,525 $2,211,600
Santa Barbara $838,350 $1,073,250 $1,297,300 $1,612,250
Santa Clara $1,149,825 $1,472,250 $1,779,525 $2,211,600
Santa Cruz $1,149,825 $1,472,250 $1,779,525 $2,211,600
Shasta $498,257 $637,950 $771,125 $958,350
Sierra $498,257 $637,950 $771,125 $958,350
Siskiyou $498,257 $637,950 $771,125 $958,350
Solano $685,400 $877,450 $1,060,600 $1,318,100
Sonoma $877,450 $1,123,300 $1,357,800 $1,687,450
Stanislaus $517,500 $662,500 $800,800 $995,200
Sutter $498,257 $637,950 $771,125 $958,350
Tehama $498,257 $637,950 $771,125 $958,350
Trinity $498,257 $637,950 $771,125 $958,350
Tulare $498,257 $637,950 $771,125 $958,350
Tuolomne $498,257 $637,950 $771,125 $958,350
Ventura $954,500 $1,221,950 $1,477,050 $1,835,600
Yolo $763,600 $977,550 $1,181,650 $1,468,500
Yuba $498,257 $637,950 $771,125 $958,350
Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here: Get Pre-Approved Now.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans.. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.
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