>> Go here for the 2022 California VA Loan Limits
>> Go here for the 2022 California FHA Loan Limits
>> Go here for 2022 California Conventional Loan Limits by County
2013 California VA Loan Limits
The Veterans Administration has announced the 2013 VA Loan Limits for California. The formula for generating the VA Loan Lmits was enhanced by Congress in 2008, the legislation expired on Jan 1, 2012, and has now been reinstated as of August 6, 2012. VA Loans with no money down are available throughout the USA to qualified Veterans up to $417,000, and in higher cost areas the zero down VA loan limit is up to $987,500 (see below for CA county VA Loan Info). VanDyk also offers VA Jumbo loans up to $1.5M with a down payment or equity (for refinances) of roughly 25% of the difference between the county VA Loan Limit and your homes Value/Purchase Price. Please call us to find out what the amount for your specific scenario would be.
The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits.
Some examples in California are: Veterans in Los Angeles, Orange County, Ventura, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $668,750. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, la Mesa and National City a Vet can borrow up to $500,000 with no money down when buying a house. San Jose vets can go up to $823,750 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $987,500 for a 100% VA Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances.
VanDyk Mortgage is a proud VA Lender serving many states including California, Washington, and more.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
We have compiled the California VA Loan limits for 2013 by county below.
State County 2013 VA Loan Limit
CA ALAMEDA $987,500
CA ALPINE $417,000
CA AMADOR $417,000
CA BUTTE $417,000
CA CALAVERAS $417,000
CA COLUSA $417,000
CA CONTRA COSTA $987,500
CA DEL NORTE $417,000
CA EL DORADO $417,000
CA FRESNO $417,000
CA GLENN $417,000
CA HUMBOLDT $417,000
CA IMPERIAL $417,000
CA INYO $417,000
CA KERN $417,000
CA KINGS $417,000
CA LAKE $417,000
CA LASSEN $417,000
CA LOS ANGELES $668,750
CA MADERA $417,000
CA MARIN $987,500
\CA MARIPOSA $417,000
CA MENDOCINO $417,000
CA MERCED $417,000
CA MODOC $417,000
CA MONO $437,500
CA MONTEREY $425,000
CA NAPA $521,250
CA NEVADA $417,000
CA ORANGE $668,750
CA PLACER $417,000
CA PLUMAS $417,000
CA RIVERSIDE $417,000
CA SACRAMENTO $417,000
CA SAN BENITO $823,750
CA SAN BERNARDINO $417,000
CA SAN DIEGO $500,000
CA SAN FRANCISCO $987,500
CA SAN JOAQUIN $417,000
CA SAN LUIS OBISPO $481,250
CA SAN MATEO $987,500
CA SANTA BARBARA $593,750
CA SANTA CLARA $823,750
CA SANTA CRUZ $668,750
CA SHASTA $417,000
CA SIERRA $417,000
CA SISKIYOU $417,000
CA SOLANO $417,000
CA SONOMA $448,750
CA STANISLAUS $417,000
CA SUTTER $417,000
CA TEHAMA $417,000
CA TRINITY $417,000
CA TULARE $417,000
CA TUOLUMNE $417,000
CA VENTURA $546,250
CA YOLO $417,000
CA YUBA $417,000
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480
or 866-900-2342 toll free to get started.