2024 California Fannie Mae and Freddie Mac Loan Limits for FNMA and FHLMC Conforming Conventional Loans (official FHFA 2024 Conforming Loan Limits)

FHFA has announced the official 2024 Conforming Loan Limits for Fannie Mae and Freddie Mac Conforming Loans. The standard conventional loan limit has increased to $766,550 across most of the USA.  This is also called the Conforming Loan Limit (766K).  High Cost Areas have higher loan limits based on the Permanent High Cost Loan Limit established in Congress' HERA bill several years back.  The Max conforming loan for Fannie Mae and Freddie Mac in the highest cost areas is now $1,149,825 for 2024.  These loans are also called Conforming Jumbo, Conforming High Balance, and Super Conforming Loans.

Go here for the 2024 California FHA Loan Limits 

Go here for the 2024 California VA Loan Limits  **technically there is no longer a VA Loan limit - read the article

There are different down payment requirements for Conforming Conventional loans.
  >> Conventional Loans up to $766,550 loan amounts require as little as 3% down payment.
  >> Conventional Loans that are between $766,551 up to the max $1,149,825 High Cost County Loan Limit are available with as little as 5% down payment required (in eligible areas).

VanDyk Mortgage offers FHA, VA, and Conventional Loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo Loans (aka FHA High Balance, VA High Balance and Conforming High Balance)

I have specialized in Home Purchase Loans since 2002.  It is my honor to assist families and individuals achieve the dream of homeownership  ~ Brian Skaar, Branch Manager, VanDyk Mortgage. 

2024 California Conforming Loan Limits for all California Counties below:


County                        1-family          2-family          3-family          4 family

Alameda                    $1,149,825     $1,472,250      $1,779,525       $2,221,600

Alpine                         $766,550        $981,500         $1,186,350       $1,474,800

Amador                      $766,550        $981,500         $1,186,350       $1,474,800

Butte                           $766,550        $981,500         $1,186,350       $1,474,800

Calaveras                   $766,550        $981,500         $1,186,350       $1,474,800

Colusa                         $766,550        $981,500         $1,186,350       $1,474,800

Contra Costa             $1,149,825     $1,472,250      $1,779,525       $2,221,600

Del Norte                   $766,550        $981,500         $1,186,350       $1,474,800

El Dorado                   $766,550        $981,500         $1,186,350       $1,474,800

Fresno                        $766,550        $981,500         $1,186,350       $1,474,800

Glenn                         $726,200        $929,850         $1,123,900       $1,396,800

Humboldt                 $766,550        $981,500         $1,186,350       $1,474,800

Imperial                    $766,550        $981,500         $1,186,350       $1,474,800

Inyo                            $766,550        $981,500         $1,186,350       $1,474,800

Kern                           $766,550        $981,500         $1,186,350       $1,474,800

Kings                          $766,550        $981,500         $1,186,350       $1,474,800

Lake                           $766,550        $981,500         $1,186,350       $1,474,800

Lassen                       $766,550        $981,500         $1,186,350       $1,474,800

Los Angeles             $1,149,825     $1,472,250      $1,779,525       $2,221,600

Madera                     $766,550        $981,500         $1,186,350       $1,474,800

Marin                        $1,149,825     $1,472,250      $1,779,525       $2,221,600

Mariposa                  $766,550        $981,500         $1,186,350       $1,474,800

Mendocino              $766,550        $981,500         $1,186,350       $1,474,800

Merced                     $766,550        $981,500         $1,186,350       $1,474,800

Modoc                       $766,550        $981,500         $1,186,350       $1,474,800

Mono                         $766,550        $981,500         $1,186,350       $1,474,800

Monterey                 $920,000        $1,177,750      $1,423,650       $1,769,250

Napa                         $1,017,750     $1,302,900       $1,574,900      $1,957,250

Nevada                    $766,550        $981,500         $1,186,350       $1,474,800

Orange                     $1,149,825     $1,472,250      $1,779,525       $2,221,600

Placer                       $766,550        $981,500         $1,186,350       $1,474,800

Plumas                     $766,550        $981,500         $1,186,350       $1,474,800

Riverside                 $766,550        $981,500         $1,186,350       $1,474,800

Sacramento            $766,550        $981,500         $1,186,350       $1,474,800

San Benito               $1,149,825     $1,472,250      $1,779,525       $2,221,600

San Bernardino      $766,550        $981,500         $1,186,350       $1,474,800

San Diego                 $1,006,250     $1,288,200     $1,557,150       $1,935,150

San Francisco          $1,149,825     $1,472,250      $1,779,525       $2,221,600

San Joaquin              $766,550        $981,500         $1,186,350       $1,474,800

San Luis Obispo      $929,200        $1,189,550       $1,437,900      $1,786,950

San Mateo                $1,149,825     $1,472,250      $1,779,525       $2,221,600

Santa Barbara         $838,350        $1,073,250      $1,297,300       $1,612,250

Santa Clara              $1,149,825     $1,472,250      $1,779,525       $2,221,600

Santa Cruz               $1,149,825     $1,472,250      $1,779,525       $2,221,600

Shasta                       $766,550        $981,500         $1,186,350       $1,474,800

Sierra                        $766,550        $981,500         $1,186,350       $1,474,800

Siskiyou                    $766,550        $981,500         $1,186,350       $1,474,800

Solano                       $766,550        $981,500         $1,186,350       $1,474,800

Sonoma                     $877,450       $1,123,300      $1,357,800       $1,687,450

Stanislaus                $766,550        $981,500         $1,186,350       $1,474,800

Sutter                        $766,550        $981,500         $1,186,350       $1,474,800

Tehama                     $766,550        $981,500         $1,186,350       $1,474,800

Trinity                        $766,550        $981,500         $1,186,350       $1,474,800

Tulare                        $766,550        $981,500         $1,186,350       $1,474,800

Tuolumne                 $766,550        $981,500         $1,186,350       $1,474,800

Ventura                    $954,500        $1,221,950     $1,477,050       $1,835,600

Yolo                           $766,550        $981,500         $1,186,350       $1,474,800

Yuba                         $766,550        $981,500         $1,186,350       $1,474,800


Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.

We serve the following areas for  Conventional loans, FHA loans and VA Loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

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