California - Northern

VanDyk Mortgage offers Residential Purchase Money, Refinance, Home Equity & Construction loans. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, Fannie & Freddie Conventional loans, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA isn't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether, or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals. 

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage offers the VanDyk Rehab Express FHA loan program.  This program allows up to $35K in Rehab/Remodel/Repair work to be built into your new FHA loan to upgrade, improve and make your new home your own.   The VanDyk Rehab Express FHA loan is also available for Refinances to improve your home.

VanDyk Mortgage offers FHA Streamline Refinance Loans and FHA Jumbo Streamline Refinance Loans with the no appraisal option.  Call today to find out how easily we can save you money.

When you find the home of your dreams, you don't want to gamble with your financing. Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at

VanDyk Mortgage offers mortgage loans for:

  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors

VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:

  • VA, FHA, and USDA government backed loans
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • VA Loans & VA Jumbo Loans – VA Loan amounts up to $2m.  No down payment required for qualified Veterans with full entitlement available. 
  • VA Loans & VA Jumbo Loans - Loan amounts up to $2m (may require equity/down if your entitlement is currently utilized.
  • FHA Loans for purchase and refinance
  • FHA Jumbo Loans in high cost counties
  • Down Payment Assistance
  • First Time Homebuyer Loans
  • Jumbo Loans - up to $3m (loans over $647,200)
  • Super Jumbo Loans - up to $10M
  • Piggyback/ Combo loans - allows you to exceed $647K without Jumbo financing
  • Reverse Mortgages

We service all major metropolitan areas of California as well as outlying areas:

  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno


We also keep a blog for FHA Jumbo Loans and another for FHA Secure which are updated often.

Check out our other blog posts here on active rain.

We serve the entire state of California including:   Los Angeles, San Diego, Oceanside, Encinitas, San Marcos, CarlsbadSan Jose, San Francisco, and every other city in between. 

 Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.