Loan Application Checklist

In general, the documentation you will need includes:
Property Information (if you already have a contract on a house)
Purchase Agreement.
If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs for the last 30 days.
For the past two years:

 Names, address, * phone of each employer.

W-2s
Statements for each bank, mutual fund, and/or investment account for the last two months.
If you have made any large deposits to your accounts:
 
  If self-employed:
 

Tax returns for the last two years (with schedules).

 Year-to-Date Profit and Loss Statement prepared by a certified public accountant.
  If you own rental property:
 

Tax returns for the last two years and current rental agreements.
  If you are retired:
 

Pension Award Letter.
  If you receive Social Security:
 

Social Security Award Letter.

Debts

Names,  account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:
 

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

 Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

Miscellaneous

Photo ID and proof of Social Security number.
Residence addresses for the past two years.
Mortgage statement(s) 
Homeowners insurance declarations page