2023 Tennessee FHA Loan Limits  

For 2023, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $472,030 (floor), and up to $1,089,300 in high cost counties (the ceiling).  FHA Loans that exceed $726,200 are called FHA Jumbo or FHA High Balance Loans.  Many Nashville area counties fall in between the floor and the limit.
 

Go here for 2023 Tennessee Conventional Loan Limits by County

Go here for the 2023 Tennessee VA Loan Limits

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $890,100 in higher cost counties in the Nashville Metro are such as Cannon, Cheatham, Davidson, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson and Wilson Counties.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We have compiled a list of the FHA loan limits for Single Family homes, condos, PUDs, Manufactured Homes, Duplex, Tri-plex and Four-Plex for all Tennessee counties.

2023 Tennessee FHA Loan Limits for all Tennessee Counties below:
 

County            1 Family          2 Family          3 Family          4 Family

Anderson       $472,030         $604,400         $730,525         $907,900

Bedford          $472,030         $604,400         $730,525         $907,900

Benton            $472,030         $604,400         $730,525         $907,900

Bledsoe          $472,030         $604,400         $730,525         $907,900

Blount             $472,030         $604,400         $730,525         $907,900

Bradley           $472,030         $604,400         $730,525         $907,900

Campbell        $472,030         $604,400         $730,525         $907,900

Cannon           $890,100         $1,139,500      $1,377,400      $1,711,750

Carroll             $472,030         $604,400         $730,525         $907,900

Carter              $472,030         $604,400         $730,525         $907,900

Cheatham       $890,100        $1,139,500      $1,377,400      $1,711,750

Chester           $472,030         $604,400         $730,525         $907,900

Claiborne        $472,030         $604,400         $730,525         $907,900

Clay                  $472,030         $604,400         $730,525         $907,900

Cocke              $472,030         $604,400         $730,525         $907,900

Coffee              $472,030         $604,400         $730,525         $907,900

Crockett          $472,030         $604,400         $730,525         $907,900

Cumberland   $472,030         $604,400         $730,525         $907,900

Davidson         $890,100         $1,139,500     $1,377,400      $1,711,750

Decatur           $472,030         $604,400         $730,525         $907,900

Dekalb            $472,030         $604,400         $730,525         $907,900

Dickson          $890,100         $1,139,500      $1,377,400      $1,711,750

Dyer                $472,030         $604,400         $730,525         $907,900

Fayette           $472,030         $604,400         $730,525         $907,900

Fentress         $472,030         $604,400         $730,525         $907,900

Franklin          $472,030         $604,400         $730,525         $907,900

Gibson             $472,030         $604,400         $730,525         $907,900

Giles                $472,030         $604,400         $730,525         $907,900

Grainger         $472,030         $604,400         $730,525         $907,900

Greene            $472,030         $604,400         $730,525         $907,900

Grundy            $472,030         $604,400         $730,525         $907,900

Hamblen         $472,030         $604,400         $730,525         $907,900

Hamilton         $472,030         $604,400         $730,525         $907,900

Hancock           $472,030         $604,400         $730,525         $907,900

Hardeman       $472,030         $604,400         $730,525         $907,900

Hardin              $472,030         $604,400         $730,525         $907,900

Hawkins          $472,030         $604,400         $730,525         $907,900

Haywood        $472,030         $604,400         $730,525         $907,900

Henderson     $472,030         $604,400         $730,525         $907,900

Henry              $472,030         $604,400         $730,525         $907,900

Hickman         $472,030         $604,400         $730,525         $907,900

Houston         $472,030         $604,400         $730,525         $907,900

Humphreys    $472,030         $604,400         $730,525         $907,900

Jackson           $472,030         $604,400         $730,525         $907,900

Jefferson        $472,030         $604,400         $730,525         $907,900

Johnson          $472,030         $604,400         $730,525         $907,900

Knox                $472,030         $604,400         $730,525         $907,900

Lake                $472,030         $604,400         $730,525         $907,900

Lauderdale    $472,030         $604,400         $730,525         $907,900

Lawrence       $472,030         $604,400         $730,525         $907,900

Lewis              $472,030         $604,400         $730,525         $907,900

Lincoln           $472,030         $604,400         $730,525         $907,900

Loudon           $472,030         $604,400         $730,525         $907,900

Macon             $890,100         $1,139,500      $1,377,400      $1,711,750

Madison         $472,030         $604,400         $730,525         $907,900

Marion            $472,030         $604,400         $730,525         $907,900

Marshall         $472,030         $604,400         $730,525         $907,900

Maury             $890,100         $1,139,500      $1,377,400      $1,711,750

McMinn          $472,030         $604,400         $730,525         $907,900

McNairy         $472,030         $604,400         $730,525         $907,900

Meigs              $472,030         $604,400         $730,525         $907,900

Monroe          $472,030         $604,400         $730,525         $907,900

Montgomery  $472,030         $604,400         $730,525         $907,900

Moore             $472,030         $604,400         $730,525         $907,900

Morgan           $472,030         $604,400         $730,525         $907,900

Obion              $472,030         $604,400         $730,525         $907,900

Overton          $472,030         $604,400         $730,525         $907,900

Perry               $472,030         $604,400         $730,525         $907,900

Pickett            $472,030         $604,400         $730,525         $907,900

Polk                 $472,030         $604,400         $730,525         $907,900

Putnam          $472,030         $604,400         $730,525         $907,900

Rhea               $472,030         $604,400         $730,525         $907,900

Roane             $472,030         $604,400         $730,525         $907,900

Robertson     $890,100         $1,139,500      $1,377,400      $1,711,750

Rutherford   $890,100         $1,139,500       $1,377,400      $1,711,750

Scott               $472,030         $604,400         $730,525         $907,900

Sequatchie   $472,030         $604,400         $730,525         $907,900

Sevier            $472,030         $604,400         $730,525         $907,900

Shelby           $472,030         $604,400         $730,525         $907,900

Smith            $890,100         $1,139,500       $1,377,400      $1,711,750

Stewart         $472,030         $604,400         $730,525         $907,900

Sullivan        $472,030         $604,400         $730,525         $907,900

Sumner        $890,100         $1,139,500       $1,377,400      $1,711,750

Tipton          $472,030         $604,400         $730,525         $907,900

Trousdale   $890,100         $1,139,500       $1,377,400      $1,711,750

Unicoi          $472,030         $604,400         $730,525         $907,900

Union          $472,030         $604,400         $730,525         $907,900

Van Buren   $472,030         $604,400         $730,525         $907,900

Warren         $472,030         $604,400         $730,525         $907,900

Washington $472,030         $604,400         $730,525         $907,900

Wayne           $472,030         $604,400         $730,525         $907,900

Weakley        $472,030         $604,400         $730,525         $907,900

White             $472,030         $604,400         $730,525         $907,900

Williamson   $890,100         $1,139,500       $1,377,400      $1,711,750

Wilson           $890,100         $1,139,500       $1,377,400      $1,711,750

Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.
 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans..  Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan.    We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We service all major metropolitan areas of Tennessee as well as outlying areas including:

  • Nashville
  • Davidson
  • Memphis
  • Knoxville
  • Chattanooga
  • Clarksville
  • Murfreesboro
  • Franklin
  • Jackson
  • Johnson City
  • Bartlett
  • Hendersonville
  • Kingsport
  • Smyrna
  • Collierville
  • Cleveland
  • Brentwood
  • Spring Hill
  • Gallatin
  • Columbia
  • Crossville
  • and the rest of the state 

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