2024 Tennessee FHA Loan Limits
For 2024, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $498,257 (floor), and up to $1,149,825 in high-cost counties (the ceiling). FHA Loans that exceed $766,550 are called FHA Jumbo or FHA High Balance Loans. Many Nashville area counties fall in between the floor and the limit.
Go here for 2024 Tennessee Conventional Loan Limits by County
Go here for the 2024 Tennessee VA Loan Limits
VanDyk Mortgage offers FHA Loans up to the full FHA loan limit for every county that we serve. FHA Loans for single family homes are available up to $943,000 in higher cost counties in the Nashville Metro are such as Cannon, Cheatham, Davidson, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson and Wilson Counties.
I have personally specialized in FHA High Balance - AKA FHA Jumbo Loans since their inception in 2008. Experience counts.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
We have compiled a list of the FHA loan limits for Single Family homes, condos, PUDs, Manufactured Homes, Duplex, Tri-plex and Four-Plex for all Tennessee counties.
2024 Tennessee FHA Loan Limits for all Tennessee Counties below:
County 1 Family 2 Family 3 Family 4 Family
Anderson $498,257 $637,950 $771,125 $958,350
Bedford $498,257 $637,950 $771,125 $958,350
Benton $498,257 $637,950 $771,125 $958,350
Bledsoe $498,257 $637,950 $771,125 $958,350
Blount $498,257 $637,950 $771,125 $958,350
Bradley $498,257 $637,950 $771,125 $958,350
Campbell $498,257 $637,950 $771,125 $958,350
Cannon $943,000 $1,207,200 $1,459,250 $1,813,500
Carroll $498,257 $637,950 $771,125 $958,350
Carter $498,257 $637,950 $771,125 $958,350
Cheatham $943,000 $1,207,200 $1,459,250 $1,813,500
Chester $498,257 $637,950 $771,125 $958,350
Claiborne $498,257 $637,950 $771,125 $958,350
Clay $498,257 $637,950 $771,125 $958,350
Cocke $498,257 $637,950 $771,125 $958,350
Coffee $498,257 $637,950 $771,125 $958,350
Crockett $498,257 $637,950 $771,125 $958,350
Cumberland $498,257 $637,950 $771,125 $958,350
Davidson $943,000 $1,207,200 $1,459,250 $1,813,500
Decatur $498,257 $637,950 $771,125 $958,350
Dekalb $498,257 $637,950 $771,125 $958,350
Dickson $943,000 $1,207,200 $1,459,250 $1,813,500
Dyer $498,257 $637,950 $771,125 $958,350
Fayette $498,257 $637,950 $771,125 $958,350
Fentress $498,257 $637,950 $771,125 $958,350
Franklin $498,257 $637,950 $771,125 $958,350
Gibson $498,257 $637,950 $771,125 $958,350
Giles $498,257 $637,950 $771,125 $958,350
Grainger $498,257 $637,950 $771,125 $958,350
Greene $498,257 $637,950 $771,125 $958,350
Grundy $498,257 $637,950 $771,125 $958,350
Hamblen $498,257 $637,950 $771,125 $958,350
Hamilton $498,257 $637,950 $771,125 $958,350
Hancock $498,257 $637,950 $771,125 $958,350
Hardeman $498,257 $637,950 $771,125 $958,350
Hardin $498,257 $637,950 $771,125 $958,350
Hawkins $498,257 $637,950 $771,125 $958,350
Haywood $498,257 $637,950 $771,125 $958,350
Henderson $498,257 $637,950 $771,125 $958,350
Henry $498,257 $637,950 $771,125 $958,350
Hickman $498,257 $637,950 $771,125 $958,350
Houston $498,257 $637,950 $771,125 $958,350
Humphreys $498,257 $637,950 $771,125 $958,350
Jackson $498,257 $637,950 $771,125 $958,350
Jefferson $498,257 $637,950 $771,125 $958,350
Johnson $498,257 $637,950 $771,125 $958,350
Knox $498,257 $637,950 $771,125 $958,350
Lake $498,257 $637,950 $771,125 $958,350
Lauderdale $498,257 $637,950 $771,125 $958,350
Lawrence $498,257 $637,950 $771,125 $958,350
Lewis $498,257 $637,950 $771,125 $958,350
Lincoln $498,257 $637,950 $771,125 $958,350
Loudon $498,257 $637,950 $771,125 $958,350
Macon $943,000 $1,207,200 $1,459,250 $1,813,500
Madison $498,257 $637,950 $771,125 $958,350
Marion $498,257 $637,950 $771,125 $958,350
Marshall $498,257 $637,950 $771,125 $958,350
Maury $943,000 $1,207,200 $1,459,250 $1,813,500
McMinn $498,257 $637,950 $771,125 $958,350
McNairy $498,257 $637,950 $771,125 $958,350
Meigs $498,257 $637,950 $771,125 $958,350
Monroe $498,257 $637,950 $771,125 $958,350
Montgomery $498,257 $637,950 $771,125 $958,350
Moore $498,257 $637,950 $771,125 $958,350
Morgan $498,257 $637,950 $771,125 $958,350
Obion $498,257 $637,950 $771,125 $958,350
Overton $498,257 $637,950 $771,125 $958,350
Perry $498,257 $637,950 $771,125 $958,350
Pickett $498,257 $637,950 $771,125 $958,350
Polk $498,257 $637,950 $771,125 $958,350
Putnam $498,257 $637,950 $771,125 $958,350
Rhea $498,257 $637,950 $771,125 $958,350
Roane $498,257 $637,950 $771,125 $958,350
Robertson $943,000 $1,207,200 $1,459,250 $1,813,500
Rutherford $943,000 $1,207,200 $1,459,250 $1,813,500
Scott $498,257 $637,950 $771,125 $958,350
Sequatchie $498,257 $637,950 $771,125 $958,350
Sevier $498,257 $637,950 $771,125 $958,350
Shelby $498,257 $637,950 $771,125 $958,350
Smith $943,000 $1,207,200 $1,459,250 $1,813,500
Stewart $498,257 $637,950 $771,125 $958,350
Sullivan $498,257 $637,950 $771,125 $958,350
Sumner $943,000 $1,207,200 $1,459,250 $1,813,500
Tipton $498,257 $637,950 $771,125 $958,350
Trousdale $943,000 $1,207,200 $1,459,250 $1,813,500
Unicoi $498,257 $637,950 $771,125 $958,350
Union $472,030 $604,400 $730,525 $907,900
Van Buren $498,257 $637,950 $771,125 $958,350
Warren $472,030 $604,400 $730,525 $907,900
Washington $498,257 $637,950 $771,125 $958,350
Wayne $498,257 $637,950 $771,125 $958,350
Weakley $498,257 $637,950 $771,125 $958,350
White $498,257 $637,950 $771,125 $958,3500
Williamson $943,000 $1,207,200 $1,459,250 $1,813,500
Wilson $943,000 $1,207,200 $1,459,250 $1,813,500
Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here: Get Pre-Approved Now.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans.. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.
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We service all major metropolitan areas of Tennessee as well as outlying areas including:
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- and the rest of the state
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