2024 Tennessee FHA Loan Limits  

For 2024, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $498,257 (floor), and up to $1,149,825 in high-cost counties (the ceiling).  FHA Loans that exceed $766,550 are called FHA Jumbo or FHA High Balance Loans.  Many Nashville area counties fall in between the floor and the limit.
 

Go here for 2024 Tennessee Conventional Loan Limits by County

Go here for the 2024 Tennessee VA Loan Limits

VanDyk Mortgage offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $943,000 in higher cost counties in the Nashville Metro are such as Cannon, Cheatham, Davidson, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson and Wilson Counties. 

I have personally specialized in FHA High Balance - AKA FHA Jumbo Loans since their inception in 2008.  Experience counts.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We have compiled a list of the FHA loan limits for Single Family homes, condos, PUDs, Manufactured Homes, Duplex, Tri-plex and Four-Plex for all Tennessee counties.

2024 Tennessee FHA Loan Limits for all Tennessee Counties below:
 

County            1 Family          2 Family          3 Family          4 Family

Anderson       $498,257         $637,950        $771,125         $958,350

Bedford          $498,257         $637,950        $771,125         $958,350

Benton            $498,257         $637,950        $771,125         $958,350

Bledsoe          $498,257         $637,950        $771,125         $958,350

Blount             $498,257         $637,950        $771,125         $958,350

Bradley           $498,257         $637,950        $771,125         $958,350

Campbell        $498,257         $637,950        $771,125         $958,350

Cannon           $943,000         $1,207,200       $1,459,250      $1,813,500

Carroll             $498,257         $637,950        $771,125         $958,350

Carter              $498,257         $637,950        $771,125         $958,350

Cheatham       $943,000         $1,207,200       $1,459,250      $1,813,500

Chester           $498,257         $637,950        $771,125         $958,350

Claiborne        $498,257         $637,950        $771,125         $958,350

Clay                  $498,257         $637,950        $771,125         $958,350

Cocke              $498,257         $637,950        $771,125         $958,350

Coffee              $498,257         $637,950        $771,125         $958,350

Crockett          $498,257         $637,950        $771,125         $958,350

Cumberland   $498,257         $637,950        $771,125         $958,350

Davidson         $943,000         $1,207,200       $1,459,250      $1,813,500

Decatur           $498,257         $637,950        $771,125         $958,350

Dekalb            $498,257         $637,950        $771,125         $958,350

Dickson          $943,000         $1,207,200       $1,459,250      $1,813,500

Dyer                $498,257         $637,950        $771,125         $958,350

Fayette           $498,257         $637,950        $771,125         $958,350

Fentress         $498,257         $637,950        $771,125         $958,350

Franklin          $498,257         $637,950        $771,125         $958,350

Gibson             $498,257         $637,950        $771,125         $958,350

Giles                $498,257         $637,950        $771,125         $958,350

Grainger         $498,257         $637,950        $771,125         $958,350

Greene            $498,257         $637,950        $771,125         $958,350

Grundy            $498,257         $637,950        $771,125         $958,350

Hamblen         $498,257         $637,950        $771,125         $958,350

Hamilton         $498,257         $637,950        $771,125         $958,350

Hancock           $498,257         $637,950        $771,125         $958,350

Hardeman       $498,257         $637,950        $771,125         $958,350

Hardin              $498,257         $637,950        $771,125         $958,350

Hawkins          $498,257         $637,950        $771,125         $958,350

Haywood        $498,257         $637,950        $771,125         $958,350

Henderson     $498,257         $637,950        $771,125         $958,350

Henry              $498,257         $637,950        $771,125         $958,350

Hickman         $498,257         $637,950        $771,125         $958,350

Houston         $498,257         $637,950        $771,125         $958,350

Humphreys    $498,257         $637,950        $771,125         $958,350

Jackson           $498,257         $637,950        $771,125         $958,350

Jefferson        $498,257         $637,950        $771,125         $958,350

Johnson          $498,257         $637,950        $771,125         $958,350

Knox                $498,257         $637,950        $771,125         $958,350

Lake                $498,257         $637,950        $771,125         $958,350

Lauderdale    $498,257         $637,950        $771,125         $958,350

Lawrence       $498,257         $637,950        $771,125         $958,350

Lewis              $498,257         $637,950        $771,125         $958,350

Lincoln           $498,257         $637,950        $771,125         $958,350

Loudon           $498,257         $637,950        $771,125         $958,350

Macon             $943,000         $1,207,200       $1,459,250      $1,813,500

Madison         $498,257         $637,950        $771,125         $958,350

Marion            $498,257         $637,950        $771,125         $958,350

Marshall         $498,257         $637,950        $771,125         $958,350

Maury             $943,000         $1,207,200       $1,459,250      $1,813,500

McMinn          $498,257         $637,950        $771,125         $958,350

McNairy         $498,257         $637,950        $771,125         $958,350

Meigs              $498,257         $637,950        $771,125         $958,350

Monroe          $498,257         $637,950        $771,125         $958,350

Montgomery  $498,257         $637,950        $771,125         $958,350

Moore             $498,257         $637,950        $771,125         $958,350

Morgan           $498,257         $637,950        $771,125         $958,350

Obion              $498,257         $637,950        $771,125         $958,350

Overton          $498,257         $637,950        $771,125         $958,350

Perry               $498,257         $637,950        $771,125         $958,350

Pickett            $498,257         $637,950        $771,125         $958,350

Polk                 $498,257         $637,950        $771,125         $958,350

Putnam          $498,257         $637,950        $771,125         $958,350

Rhea               $498,257         $637,950        $771,125         $958,350

Roane             $498,257         $637,950        $771,125         $958,350

Robertson     $943,000         $1,207,200       $1,459,250      $1,813,500

Rutherford   $943,000         $1,207,200       $1,459,250      $1,813,500

Scott               $498,257         $637,950        $771,125         $958,350

Sequatchie   $498,257         $637,950        $771,125         $958,350

Sevier            $498,257         $637,950        $771,125         $958,350

Shelby           $498,257         $637,950        $771,125         $958,350

Smith            $943,000         $1,207,200       $1,459,250      $1,813,500

Stewart         $498,257         $637,950        $771,125         $958,350

Sullivan        $498,257         $637,950        $771,125         $958,350

Sumner        $943,000         $1,207,200       $1,459,250      $1,813,500

Tipton          $498,257         $637,950        $771,125         $958,350

Trousdale   $943,000         $1,207,200       $1,459,250      $1,813,500

Unicoi          $498,257         $637,950        $771,125         $958,350

Union          $472,030         $604,400         $730,525         $907,900

Van Buren   $498,257         $637,950        $771,125         $958,350

Warren         $472,030         $604,400         $730,525         $907,900

Washington $498,257         $637,950        $771,125         $958,350

Wayne           $498,257         $637,950        $771,125         $958,350

Weakley        $498,257         $637,950        $771,125         $958,350

White             $498,257         $637,950        $771,125         $958,3500

Williamson   $943,000         $1,207,200       $1,459,250      $1,813,500

Wilson           $943,000         $1,207,200       $1,459,250      $1,813,500

Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.
 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans..  Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan.    We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We service all major metropolitan areas of Tennessee as well as outlying areas including:

• Nashville
• Davidson
• Memphis
• Knoxville
• Chattanooga
• Clarksville
• Murfreesboro
• Franklin
• Jackson
• Johnson City
• Bartlett
• Hendersonville
• Kingsport
• Smyrna
• Collierville
• Cleveland
• Brentwood
• Spring Hill
• Gallatin
• Columbia
• Crossville
• and the rest of the state 

Ready to get started on your new loan?  Have a Question for the Loan Pros?

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