2023 Tennessee FHA Loan Limits
For 2023, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $472,030 (floor), and up to $1,089,300 in high cost counties (the ceiling). FHA Loans that exceed $726,200 are called FHA Jumbo or FHA High Balance Loans. Many Nashville area counties fall in between the floor and the limit.
Go here for 2023 Tennessee Conventional Loan Limits by County
Go here for the 2023 Tennessee VA Loan Limits
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve. FHA Loans for single family homes are available up to $890,100 in higher cost counties in the Nashville Metro are such as Cannon, Cheatham, Davidson, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson and Wilson Counties.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
We have compiled a list of the FHA loan limits for Single Family homes, condos, PUDs, Manufactured Homes, Duplex, Tri-plex and Four-Plex for all Tennessee counties.
2023 Tennessee FHA Loan Limits for all Tennessee Counties below:
County 1 Family 2 Family 3 Family 4 Family
Anderson $472,030 $604,400 $730,525 $907,900
Bedford $472,030 $604,400 $730,525 $907,900
Benton $472,030 $604,400 $730,525 $907,900
Bledsoe $472,030 $604,400 $730,525 $907,900
Blount $472,030 $604,400 $730,525 $907,900
Bradley $472,030 $604,400 $730,525 $907,900
Campbell $472,030 $604,400 $730,525 $907,900
Cannon $890,100 $1,139,500 $1,377,400 $1,711,750
Carroll $472,030 $604,400 $730,525 $907,900
Carter $472,030 $604,400 $730,525 $907,900
Cheatham $890,100 $1,139,500 $1,377,400 $1,711,750
Chester $472,030 $604,400 $730,525 $907,900
Claiborne $472,030 $604,400 $730,525 $907,900
Clay $472,030 $604,400 $730,525 $907,900
Cocke $472,030 $604,400 $730,525 $907,900
Coffee $472,030 $604,400 $730,525 $907,900
Crockett $472,030 $604,400 $730,525 $907,900
Cumberland $472,030 $604,400 $730,525 $907,900
Davidson $890,100 $1,139,500 $1,377,400 $1,711,750
Decatur $472,030 $604,400 $730,525 $907,900
Dekalb $472,030 $604,400 $730,525 $907,900
Dickson $890,100 $1,139,500 $1,377,400 $1,711,750
Dyer $472,030 $604,400 $730,525 $907,900
Fayette $472,030 $604,400 $730,525 $907,900
Fentress $472,030 $604,400 $730,525 $907,900
Franklin $472,030 $604,400 $730,525 $907,900
Gibson $472,030 $604,400 $730,525 $907,900
Giles $472,030 $604,400 $730,525 $907,900
Grainger $472,030 $604,400 $730,525 $907,900
Greene $472,030 $604,400 $730,525 $907,900
Grundy $472,030 $604,400 $730,525 $907,900
Hamblen $472,030 $604,400 $730,525 $907,900
Hamilton $472,030 $604,400 $730,525 $907,900
Hancock $472,030 $604,400 $730,525 $907,900
Hardeman $472,030 $604,400 $730,525 $907,900
Hardin $472,030 $604,400 $730,525 $907,900
Hawkins $472,030 $604,400 $730,525 $907,900
Haywood $472,030 $604,400 $730,525 $907,900
Henderson $472,030 $604,400 $730,525 $907,900
Henry $472,030 $604,400 $730,525 $907,900
Hickman $472,030 $604,400 $730,525 $907,900
Houston $472,030 $604,400 $730,525 $907,900
Humphreys $472,030 $604,400 $730,525 $907,900
Jackson $472,030 $604,400 $730,525 $907,900
Jefferson $472,030 $604,400 $730,525 $907,900
Johnson $472,030 $604,400 $730,525 $907,900
Knox $472,030 $604,400 $730,525 $907,900
Lake $472,030 $604,400 $730,525 $907,900
Lauderdale $472,030 $604,400 $730,525 $907,900
Lawrence $472,030 $604,400 $730,525 $907,900
Lewis $472,030 $604,400 $730,525 $907,900
Lincoln $472,030 $604,400 $730,525 $907,900
Loudon $472,030 $604,400 $730,525 $907,900
Macon $890,100 $1,139,500 $1,377,400 $1,711,750
Madison $472,030 $604,400 $730,525 $907,900
Marion $472,030 $604,400 $730,525 $907,900
Marshall $472,030 $604,400 $730,525 $907,900
Maury $890,100 $1,139,500 $1,377,400 $1,711,750
McMinn $472,030 $604,400 $730,525 $907,900
McNairy $472,030 $604,400 $730,525 $907,900
Meigs $472,030 $604,400 $730,525 $907,900
Monroe $472,030 $604,400 $730,525 $907,900
Montgomery $472,030 $604,400 $730,525 $907,900
Moore $472,030 $604,400 $730,525 $907,900
Morgan $472,030 $604,400 $730,525 $907,900
Obion $472,030 $604,400 $730,525 $907,900
Overton $472,030 $604,400 $730,525 $907,900
Perry $472,030 $604,400 $730,525 $907,900
Pickett $472,030 $604,400 $730,525 $907,900
Polk $472,030 $604,400 $730,525 $907,900
Putnam $472,030 $604,400 $730,525 $907,900
Rhea $472,030 $604,400 $730,525 $907,900
Roane $472,030 $604,400 $730,525 $907,900
Robertson $890,100 $1,139,500 $1,377,400 $1,711,750
Rutherford $890,100 $1,139,500 $1,377,400 $1,711,750
Scott $472,030 $604,400 $730,525 $907,900
Sequatchie $472,030 $604,400 $730,525 $907,900
Sevier $472,030 $604,400 $730,525 $907,900
Shelby $472,030 $604,400 $730,525 $907,900
Smith $890,100 $1,139,500 $1,377,400 $1,711,750
Stewart $472,030 $604,400 $730,525 $907,900
Sullivan $472,030 $604,400 $730,525 $907,900
Sumner $890,100 $1,139,500 $1,377,400 $1,711,750
Tipton $472,030 $604,400 $730,525 $907,900
Trousdale $890,100 $1,139,500 $1,377,400 $1,711,750
Unicoi $472,030 $604,400 $730,525 $907,900
Union $472,030 $604,400 $730,525 $907,900
Van Buren $472,030 $604,400 $730,525 $907,900
Warren $472,030 $604,400 $730,525 $907,900
Washington $472,030 $604,400 $730,525 $907,900
Wayne $472,030 $604,400 $730,525 $907,900
Weakley $472,030 $604,400 $730,525 $907,900
White $472,030 $604,400 $730,525 $907,900
Williamson $890,100 $1,139,500 $1,377,400 $1,711,750
Wilson $890,100 $1,139,500 $1,377,400 $1,711,750
Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here: Get Pre-Approved Now.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans.. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.
We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.
We service all major metropolitan areas of Tennessee as well as outlying areas including:
- Nashville
- Davidson
- Memphis
- Knoxville
- Chattanooga
- Clarksville
- Murfreesboro
- Franklin
- Jackson
- Johnson City
- Bartlett
- Hendersonville
- Kingsport
- Smyrna
- Collierville
- Cleveland
- Brentwood
- Spring Hill
- Gallatin
- Columbia
- Crossville
- and the rest of the state
Ready to get started on your new loan? Have a Question for the Loan Pros?
>> Call 866-900-2342 toll free
>> Call or Text at 760-752-4480
>> Email bskaar@vandykmortgage.com
>> Fill out the form below