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July 2006 
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Caution: Children Swimming
Protecting Your Family from Summer Tragedy
If you are a parent or know anyone who has children, we ask that you please read this story. This request is not an attempt at sensationalism or the melodramatic. The truth is that by reading and forwarding this article, you may just save a life and, at the same time, spare countless people from the pain one family nearly experienced.
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The Lifelong Benefits of Exercise
Everyone likes to look attractive, especially during the summer months when bathing suits abound. While many individuals begin working out primarily for aesthetic reasons, its important to keep in mind that a dedication to exercise can also offer lifelong health benefits. Exercise consists of three forms.
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The Truth About PMI
P...M...I... Three letters which become very important for anybody looking to buy or refinance a home. An acronym for private mortgage insurance, PMI is needed whenever you have less than 20% equity or cash down payment for a new first mortgage. Ask anyone you know about it, and theyll most likely advise you to avoid PMI at all costs. This is often referred to as common financial wisdom. What youre about to learn, however, is that common wisdom isnt always common, or correct. In some cases, choosing a mortgage with PMI actually makes sense.
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Life Insurance: Protection with Benefits
Buying life insurance is rather like buckling your seat belt. No one plans on getting into an accident when they drive, but most people choose to be prepared in case it happens. Despite the analogy, this article is not meant to scare you into buying life insurance, or buckling your seatbelt for that matter. Rather, its meant to illustrate how protecting your familys future can be a sound decision which also benefits you.
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Building the Perfect Kitchen
Part III: Gadgets and Utensils
By Kirk Leins
Were ready to begin the third leg of our journey towards building the perfect kitchen! I truly hope its been as fun for you as it has been for me. So far, we have covered knives, cutting boards, pots and pans. Our virtual kitchen is really starting to take shape. For this installment, Ive decided to address an area of cooking equipment that most people have very little knowledge about.
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Discover the Newest Trends in Home Flooring
If youre moving into a new house or just want to change the look of your current living space, a good place to begin is with your floors. The reason is simple. There are many new flooring options available, enabling homeowners to pick and choose the right surface to best suit their needs and desires. YOU Magazine recently spoke with Richard Cohen, President of Custom Flooring, Inc., to learn about the latest in flooring trends.
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Leadership: Its a Learned Skill
You got a gift, Roy. But it's not enough. You gotta develop yourself. Rely too much on your own gift and you'll fail. Its not only a line from the movie, The Natural, its also the way Cleve Adams views leadership. Adams, head coach for Maximum Acceleration, a mentoring program for mortgage professionals, says no matter what gifts a person is born with they still have to learn how to be a leader.
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