2014 California FHA Loan Limits

Click here for 2015 California FHA loan limits

For 2014, FHA has re-instanted the FHA Loan Limits called "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has returned to $271,050 (floor), and up to $625,500 in high cost counties (the ceiling).  FHA Loans that exceed $417K are called FHA Jumbo or FHA High Balance Loans.

Go here for 2014 California Conventional Loan Limits by County

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $625,500 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, Marin, and Santa Barbara. San Diego Homebuyers and Homeowners can get FHA Loans up to $546,250, Riverside and San Bernardino up to $355,350, Sacramento, El Dorado, and Placer counties up to $474,950.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Here is a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties:

County Name

One-Family

Two-Family

Three-Family

Four-Family

 

ALAMEDA

$625,500

$800,775

$967,950

$1,202,925

 

ALPINE

$463,450

$593,300

$717,150

$891,250

 

AMADOR

$332,350

$425,450

$514,300

$639,150

 

BUTTE

$293,250

$375,400

$453,750

$563,950

 

CALAVERAS

$373,750

$478,450

$578,350

$718,750

 

COLUSA

$271,050

$347,000

$419,425

$521,250

 

CONTRA COSTA

$625,500

$800,775

$967,950

$1,202,925

 

DEL NORTE

$271,050

$347,000

$419,425

$521,250

 

EL DORADO

$474,950

$608,000

$734,950

$913,350

 

FRESNO

$281,750

$360,700

$436,000

$541,800

 

 

GLENN

$271,050

$347,000

$419,425

$521,250

 

HUMBOLDT

$327,750

$419,550

$507,150

$630,300

 

IMPERIAL

$271,050

$347,000

$419,425

$521,250

 

INYO

$369,150

$472,550

$571,250

$709,900

 

KERN

$271,050

$347,000

$419,425

$521,250

 

KINGS

$271,050

$347,000

$419,425

$521,250

 

LAKE

$271,050

$347,000

$419,425

$521,250

 

LASSEN

$271,050

$347,000

$419,425

$521,250

 

LOS ANGELES

$625,500

$800,775

$967,950

$1,202,925

 

MADERA

$271,050

$347,000

$419,425

$521,250

 

MARIN

$625,500

$800,775

$967,950

$1,202,925

 

MARIPOSA

$322,000

$412,200

$498,250

$619,250

 

MENDOCINO

$373,750

$478,450

$578,350

$718,750

 

MERCED

$271,050

$347,000

$419,425

$521,250

 

MODOC

$271,050

$347,000

$419,425

$521,250

 

MONO

$529,000

$677,200

$818,600

$1,017,300

 

MONTEREY

$483,000

$618,300

$747,400

$928,850

 

NAPA

$592,250

$758,200

$916,450

$1,138,950

 

NEVADA

$477,250

$610,950

$738,500

$917,800

 

ORANGE

$625,500

$800,775

$967,950

$1,202,925

 

PLACER

$474,950

$608,000

$734,950

$913,350

 

PLUMAS

$336,950

$431,350

$521,400

$648,000

 

RIVERSIDE

$355,350

$454,900

$549,850

$683,350

 

SACRAMENTO

$474,950

$608,000

$734,950

$913,350

 

SAN BENITO

$625,500

$800,775

$967,950

$1,202,925

 

SAN BERNARDINO

$355,350

$454,900

$549,850

$683,350

 

SAN DIEGO

$546,250

$699,300

$845,300

$1,050,500

 

SAN FRANCISCO

$625,500

$800,775

$967,950

$1,202,925

 

SAN JOAQUIN

$304,750

$390,100

$471,550

$586,050

 

SAN LUIS OBISPO

$561,200

$718,450

$868,400

$1,079,250

 

SAN MATEO

$625,500

$800,775

$967,950

$1,202,925

 

SANTA BARBARA

$625,500

$800,775

$967,950

$1,202,925

 

SANTA CLARA

$625,500

$800,775

$967,950

$1,202,925

 

SANTA CRUZ

$625,500

$800,775

$967,950

$1,202,925

 

SHASTA

$273,700

$350,350

$423,500

$526,350

 

SIERRA

$304,750

$390,100

$471,550

$586,050

 

SISKIYOU

$271,050

$347,000

$419,425

$521,250

 

SOLANO

$400,200

$512,300

$619,300

$769,600

 

SONOMA

$520,950

$666,900

$806,150

$1,001,850

 

STANISLAUS

$276,000

$353,300

$427,100

$530,750

 

SUTTER

$271,050

$347,000

$419,425

$521,250

 

TEHAMA

$271,050

$347,000

$419,425

$521,250

 

TRINITY

$271,050

$347,000

$419,425

$521,250

 

TULARE

$271,050

$347,000

$419,425

$521,250

 

TUOLUMNE

$331,200

$424,000

$512,500

$636,900

 

VENTURA

$598,000

$765,550

$925,350

$1,150,000

 

YOLO

$474,950

$608,000

$734,950

$913,350

 

YUBA

$271,050

$347,000

$419,425

$521,250

 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We serve the entire state of California.