California FHA Loan Limits 2014, FHA, FHA Jumbo, FHA Direct Lender, FHA Lender, FHA Loan, FHA Purchase, FHA Streamline, FHA Refinance, FHA Broker, CA, Los Angeles, San Diego, San Jose, San Francisco, San Mateo, bay Area, Riverside, orange county, ventura, VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
 
 
 

2014 California FHA Loan Limits

For 2014, FHA has re-instanted the FHA Loan Limits called "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has returned to $271,050 (floor), and up to $625,500 in high cost counties (the ceiling).  FHA Loans that exceed $417K are called FHA Jumbo or FHA High Balance Loans.

Go here for 2014 California Conventional Loan Liimits by County

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $625,500 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, Marin, and Santa Barbara. San Diego Homebuyers and Homeowners can get FHA Loans up to $546,250, Riverside and San Bernardino up to $355,350, Sacramento, El Dorado, and Placer counties up to $474,950.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Here is a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties:

County Name

One-Family

Two-Family

Three-Family

Four-Family


ALAMEDA

$625,500

$800,775

$967,950

$1,202,925


ALPINE

$463,450

$593,300

$717,150

$891,250


AMADOR

$332,350

$425,450

$514,300

$639,150


BUTTE

$293,250

$375,400

$453,750

$563,950


CALAVERAS

$373,750

$478,450

$578,350

$718,750


COLUSA

$271,050

$347,000

$419,425

$521,250


CONTRA COSTA

$625,500

$800,775

$967,950

$1,202,925


DEL NORTE

$271,050

$347,000

$419,425

$521,250


EL DORADO

$474,950

$608,000

$734,950

$913,350


FRESNO

$281,750

$360,700

$436,000

$541,800

 


GLENN

$271,050

$347,000

$419,425

$521,250


HUMBOLDT

$327,750

$419,550

$507,150

$630,300


IMPERIAL

$271,050

$347,000

$419,425

$521,250


INYO

$369,150

$472,550

$571,250

$709,900


KERN

$271,050

$347,000

$419,425

$521,250


KINGS

$271,050

$347,000

$419,425

$521,250


LAKE

$271,050

$347,000

$419,425

$521,250


LASSEN

$271,050

$347,000

$419,425

$521,250


LOS ANGELES

$625,500

$800,775

$967,950

$1,202,925


MADERA

$271,050

$347,000

$419,425

$521,250


MARIN

$625,500

$800,775

$967,950

$1,202,925


MARIPOSA

$322,000

$412,200

$498,250

$619,250


MENDOCINO

$373,750

$478,450

$578,350

$718,750


MERCED

$271,050

$347,000

$419,425

$521,250


MODOC

$271,050

$347,000

$419,425

$521,250


MONO

$529,000

$677,200

$818,600

$1,017,300


MONTEREY

$483,000

$618,300

$747,400

$928,850


NAPA

$592,250

$758,200

$916,450

$1,138,950


NEVADA

$477,250

$610,950

$738,500

$917,800


ORANGE

$625,500

$800,775

$967,950

$1,202,925


PLACER

$474,950

$608,000

$734,950

$913,350


PLUMAS

$336,950

$431,350

$521,400

$648,000


RIVERSIDE

$355,350

$454,900

$549,850

$683,350


SACRAMENTO

$474,950

$608,000

$734,950

$913,350


SAN BENITO

$625,500

$800,775

$967,950

$1,202,925


SAN BERNARDINO

$355,350

$454,900

$549,850

$683,350


SAN DIEGO

$546,250

$699,300

$845,300

$1,050,500


SAN FRANCISCO

$625,500

$800,775

$967,950

$1,202,925


SAN JOAQUIN

$304,750

$390,100

$471,550

$586,050


SAN LUIS OBISPO

$561,200

$718,450

$868,400

$1,079,250


SAN MATEO

$625,500

$800,775

$967,950

$1,202,925


SANTA BARBARA

$625,500

$800,775

$967,950

$1,202,925


SANTA CLARA

$625,500

$800,775

$967,950

$1,202,925


SANTA CRUZ

$625,500

$800,775

$967,950

$1,202,925


SHASTA

$273,700

$350,350

$423,500

$526,350


SIERRA

$304,750

$390,100

$471,550

$586,050


SISKIYOU

$271,050

$347,000

$419,425

$521,250


SOLANO

$400,200

$512,300

$619,300

$769,600


SONOMA

$520,950

$666,900

$806,150

$1,001,850


STANISLAUS

$276,000

$353,300

$427,100

$530,750


SUTTER

$271,050

$347,000

$419,425

$521,250


TEHAMA

$271,050

$347,000

$419,425

$521,250


TRINITY

$271,050

$347,000

$419,425

$521,250


TULARE

$271,050

$347,000

$419,425

$521,250


TUOLUMNE

$331,200

$424,000

$512,500

$636,900


VENTURA

$598,000

$765,550

$925,350

$1,150,000


YOLO

$474,950

$608,000

$734,950

$913,350


YUBA

$271,050

$347,000

$419,425

$521,250


VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We serve the entire state of California.