2018 Washington FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits

Fannie Mae & Freddie Mac have retained their conventional Loan Limits for 2018, with some Seattle Area Counties increasing to $667,000.  The standard conventional loan limit remains at $453K across much of the USA. This is also called the Conforming Loan Limit ($453K). High Cost Areas have loan limits based on the HERA housing bill, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.


Go Here for 2018 Washington State FHA Loan Limits

Go Here for 2018 Washington State VA Loan Limits

There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $453K.  When you exceed $453K, Fannie and Freddie require a minimum of 5% down payment and a maximum debt ratio of 50%.

We offer Conforming Jumbo Loans (aka High Balance) for Single Family Homes up to $667,000 in King, Snohomish, and Pierce Counties, and up to $483,000 in San Juan County. 

Check out the Loan limits for 2018 in your County:

County Name      Single Family Duplex Tri-plex Four-plex

--------------------------------------------------------------------------------

ADAMS $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

ASOTIN $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

BENTON $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

CHELAN $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

CLALLAM               $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

CLARK $453,100 $580,150 $701,250 $871,450 
--------------------------------------------------------------------------------

COLUMBIA             $453,100 $580,150 $701,250 $871,450            

--------------------------------------------------------------------------------

COWLITZ                $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

DOUGLAS               $453,100 $580,150 $701,250 $871,450
----------------------------_--------------------------------------------------

FERRY $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

FRANKLIN              $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

GARFIELD              $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

GRANT $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

GRAYS HARBOR   $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

ISLAND                   $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

JEFFERSON       $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

KING $667,000 $853,900  $1,032,150  $1,282,700 
--------------------------------------------------------------------------------

KITSAP $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

KITTITAS                $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

KLICKITAT             $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

LEWIS         $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

LINCOLN         $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

MASON         $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

OKANOGAN       $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

PACIFIC                 $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

PEND OREILLE      $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

PIERCE $667,000 $853,900  $1,032,150  $1,282,700 

--------------------------------------------------------------------------------

SAN JUAN $483,000 $618,300 $747,400 $928,850

-------------------------------------------------------------------------------

SKAGIT               $453,100 $580,150 $701,250 $871,450

-------------------------------------------------------------------------------

SKAMANIA         $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

SNOHOMISH   $667,000 $853,900  $1,032,150  $1,282,700 
--------------------------------------------------------------------------------

SPOKANE         $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

STEVENS         $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

THURSTON          $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

WAHKIAKUM        $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

WALLA WALLA $453,100 $580,150 $701,250 $871,450
--------------------------------------------------------------------------------

WHATCOM         $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

WHITMAN $453,100 $580,150 $701,250 $871,450

--------------------------------------------------------------------------------

YAKIMA         $453,100 $580,150 $701,250 $871,450

VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that? We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development. We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline. We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans. VanDyk Mortgage also offers VA Loans up to $417K (standard VA) and VA Jumbo Loans up the the VA County Limit.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We serve the entire state of Washington including:

We serve all of the following areas in Washington: Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Woodinville, Auburn, Kent, Federal Way, Black Diamond, Des Moines, Snohomish, Carnation, North Bend, Mill Creek, Bothell, Kenmore, Shoreline, Ballinger,San Juan, Edmonds, Maple valley, Sahallee, Snoqualmie, Monroe, Everett, Mukilteo, SilverLake, Edmonds, Marysville, Mount vernon, bellingham, Sehome, Lynden, Blaine, Burlington, Sedro Wooley, Everson, Whidbey Island, Camano Island, Port Orchard, Bremerton, Kitsap, Silverdale, Renton, Newcastle, Newport, Tukwila, SeaTac, Tacoma, Puyallup, Roy, Bonney Lake, Sumner, Olympia, Tumwater, Spokane, Spokane Valley, newport, Yakima, Ellensburg, Kennewick, Richland, Pasco, Sunnyside, Prosser, vancouver, Kelso, Clarkston, Pullman, and more.

 

Contact a Loan Pro here:

Enter your information below to get in contact and start your Loan Application, or to help answer any questions you may have. We are also available via phone at 866-900-2342 toll free.

The Basics - Contact us here