Coronado VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.  

VanDyk Mortgage is your source for VA Loans and FHA Loans in Coronado.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Coronado Homebuyers and Coronado Homeowners to Purchase and refinance homes in Coronado.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Coronado FHA Loans are available up to $649,750 with just 3.5% down payment. The FHA 2018 Loan Limit for Coronado is $649,750.   Coronado FHA Loans that are over $453K up to $649,750 are called FHA Jumbo or FHA High Balance loans.

Coronado VA Loans are available up to $649,750 with NO down payment required. The Coronado VA Loan Limit for 2018 is $649,750.   However, Veterans are not limited to the Coronado VA Loan limit of $649,750 for VA Jumbo Loans. We also offer VA Jumbo Loans well over $1m, all the way up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Coronado Conforming Loans are available up to $649,750. The Coronado Conforming Jumbo Loans (aka Conforming High Balance, those over $453,100 and up to $649,750) require a minimum of 5% down payment or equity.

>> Call today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

 

FHA Home loans in Coronado, California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $649,750 (aka FHA High Balance)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for a FHA Home Loan is just 580, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium loans in Coronado available up to full $649,750 for FHA Approved Condo's
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • FHA Loans can be used to purchase 2, 3, or 4 Unit properties when you occupy one unit.  Call for details.

VA Home Loans in Coronado, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $649,750
  • A $850,000 Coronado Home Purchase would only require $50,063 down payment  - 5.89% down
  • A $1.2M Coronado VA Home purchase would require just $137,563 down - 11.464%
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • Veterans can purchase 2, 3 or 4 unit properties as long as you occupy one unit - no prior landlord experience required

Conforming Home Loans in Coronado, California:

  • Available up to $649,750 with the Conforming High Balance (aka conforming Jumbo)
  • Conforming High Balance Loans require a minimum of 5% down payment or up to 95% LTV up to $649K
  • Coronado Conforming loans available up to $453,100
  • require a minimum of 3% down payment or up to 97% LTV up to $453K
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc
** Now available - 80/10 piggyback loans - avoid Jumbo Financing and put just 10% down - up to $750K total.  

Coronado is part of the San Diego bay communities.  Coronado enjoys beautiful beaches.

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA or VA loan. We offer FHAFHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans.We serve the following areas for VA, FHA and Conventional loans:California,Southern CaliforniaSan Diego, Coronado, San Marcos,  Oceanside,  Vista, Escondido, Fallbrook, Bonsall, San Diego, Rancho Bernardo, Poway, Coronado, Carmel Valley, Scripps Ranch, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Temecula, Murrieta, and Valley Center. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types.  

>> Call today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

 

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