California Mortgage Loans

VanDyk Mortgage offers California Residential Purchase Money, Refinance, Home Equity & Construction loans for homes throughout the state. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.  We have 20 years of experience lending in California.  Put our experience to work for you. 

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, Fannie Mae & Freddie Mac Conventional loans, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA Loans aren't just for first time homebuyers anymore. We can even help California families facing bankruptcy avoid Bankruptcy altogether or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

When you find the home of your dreams, you don't want to gamble with your financing.  Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at

VanDyk Mortgage offers California mortgage loans for: 

  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors

VanDyk Mortgage offers a full spectrum of California Residential Mortgage loans including:

  • VA, FHA, and USDA government backed loans
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • VA Loans & VA Jumbo Loans – VA Loan amounts up to $2m.  No down payment required for qualified Veterans with full entitlement available. 
  • VA Loans & VA Jumbo Loans - Loan amounts up to $2m (may require equity/down if your entitlement is currently utilized.
  • FHA Loans for purchase and refinance
  • FHA Jumbo Loans in high cost counties
  • Zero down payment FHA Loans
  • Down Payment Assistance
  • First Time Homebuyer Loans
  • Jumbo Loans - up to $3m (loans over $726,200)
  • Super Jumbo Loans - up to $10M
  • 2nd Chance or Near Miss Loans - shorter wait periods for Bankruptcy, Foreclosure, Short Sale
  • Asset Depletion Loans
  • ITIN, Foreign National, and DSCR Cash Flow Investor loans
  • Piggyback/ Combo loans - allows you to exceed $726K without Jumbo financing
  • Reverse Mortgages

 We service all major metropolitan areas of California as well as outlying areas: 

  • Los Angeles
  • Long Beach
  • Pasadena
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno

Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.

California Loan Limit info here by county:

CA Conforming Loan Limits

CA FHA Loan Limits

CA VA Loan Limits

Ready to get started on your new loan?  Have a Question for the Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

>>  Email

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