Fremont VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender 2016 update.  

VanDyk Mortgage is your source for VA Loans and FHA Loans in Fremont. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Fremont  Homebuyers and Fremont Homeowners to Purchase and refinance homes
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  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $6m

Fremont FHA Loans are available up to $625,500 with just 3.5% down payment. The FHA 2016 Loan Limit for Fremont is $625,500. Fremont FHA Loans that are over $417K up to $625,500 are called FHA Jumbo or FHA High Balance loans.

Fremont VA Loans are available up to $625,500 with zero down payment. The Fremont VA Loan Limit in 2016 is $625,500.  We also offer VA Jumbo Loans that exceed the county VA Loan limits, up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Fremont Conforming Loans are available up to $625,500. The Fremont Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $625,500) require a minimum of 5% down payment or equity.   

Fremont is located in Northern California in the San Francisco Bay Area in Alameda County.

Fremont Home Loan information

FHA Home loans in Fremont , California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $625,500 (aka FHA High Balance)
  • The $625,500 is the base loan amount - the Fremont FHA Loan Limit of $625,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium Loans available up to $625,500 for purchase and refinance
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Fremont, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500 with a VA Jumbo Loan
  • A $825,500 Fremont Home Purchase would require a $50k down payment - 6.057%
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for Fremont .

Conforming Home Loans in Fremont, California:

  • Available up to $625,500 with the Conforming High Balance (aka conforming Jumbo)
  • Fremont Conforming loans available up to $417,000
  • Require a minimum of 3% down payment or up to 97% LTV up to $417K
  • Require a minimum of 5% down payment or up to 95% LTV up to $625,500
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHAFHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans.We serve the following areas for VA, FHA and Conventional loans:California,Southern CaliforniaSan Francisco, Oceanside, Vista, Escondido, Los Angeles, Rancho Bernardo, Poway, San Marcos, San Diego, San Francisco, Bay Area, Ventura, Riverside, San Bernardino, Santa Barbara, Carmel, Monterey, VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more.

Call us today to get started - 866-900-2342 Toll Free,  or online here:  
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