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Tacoma VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender.

VanDyk Mortgage is your source for VA Loans and FHA Loans in Tacoma. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Tacoma Homebuyers and Tacoma Homeowners to Purchase and refinance homes..

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Tacoma FHA Loans are available up to $506,000 with just 3.5% down payment. The FHA 2014 Loan Limit for Tacoma is $506,000. Tacoma FHA Loans that are over $417K up to $506,000 are called FHA Jumbo or FHA High Balance loans.

Tacoma VA Loans are available up to $506,000 with zero down payment. The Tacoma VA Loan Limit in 2014 is $506k.   However, Veterans are not limited to the Tacoma VA Loan limit of $506k for VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Tacoma Conforming Loans are available up to $506,000. The Tacoma Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $506,000) require a minimum of 10% down payment or equity. Tacoma Conforming loans up to $417K require just 3% down.

FHA Home loans in Tacoma, Washington:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $506,000 (aka FHA High Balance)
  • The $506,000 figure is the base loan amount - the Tacoma FHA Loan Limit of $506,000 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Tacoma,  Washington:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $506k
  • A $606k Tacoma VA Home Purchase would only require $25,000 down payment - not including the VA Funding Fee
  • A $706k Tacoma VA Home Purchase would only require $50k down payment  - not including the VA Funding Fee
  • ~VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans for Tacoma condos are available up to $458,850 with zero down

Conforming Home Loans in Tacoma,  Washington:

  • Available up to $506,000 with the Conforming High Balance (aka conforming Jumbo)
  • Tacoma Conforming loans available up to $417,000
  • require a minimum of 5% down payment or up to 95% LTV
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such offericng VA Loans as well as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

VanDyk Mortgage - The VA & FHA specialists

Call Today to find out about best loan for your family. 
or simply apply online via our link.
Get PreApproved Now

Brian Skaar
Branch Manager
VanDyk Mortgage
Toll Free (866) 900-2342     
Office (760) 752-4480
Fax (760) 454-3888
Click here to contact us via Email   

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We proudly serve the following Cities in California: Anaheim, Bakersfield, Carlsbad, Chino Hills, Chula Vista, Corona, Coronado, Encinitas, Escondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, Los Angeles, Menifee, Monterey, Moreno Valley, Murrieta, National City, Oakland, Oceanside, Ontario, Pasadena , Poway, Rancho Bernardo, Rancho CucamongaRedlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, Vista, Wildomar

We proudly serve the following Cities in Washington: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Monroe, Mukilteo, Puyallup, Redmond, Renton, Seattle, Spokane, Tacoma, Vancouver, Wenatchee, Woodinville, Yakima 

VanDyk Mortgage is a Direct Lender - we fund VA,  FHA, Conventional, Jumbo, and USDA Loans 

We are a Nationwide Mortgage Banker.
We offer quality mortgage solutions for both residential home purchase, refinance, and streamline.
Call today to find out how we are different and what that means to you.

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California Residential Mortgage Lender registered by the Department of Business Oversight

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency.

NMLS ID:  3035 - VanDyk Mortgage Corp   NMLS ID  220268   Brian Skaar Loan Originator


VanDyk Mortgage 310 Via Vera Cruz, Ste 211 San Marcos, CA 92078
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