VA Loans after Financial Hardship,  Bankruptcy, Foreclosure, Short Sale

Many Veterans have encountered one or more financial Hardships during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardships for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale.

We have good news for our Vets:  
You may qualify for a VA Loan with VanDyk Mortgage as soon as 2 years after one of these events.

Here is a quick list of the waiting period for each Hardship for VA Loans below.

VA Loans after Financial Hardship:

  • VA Loan after Bankruptcy as soon as 2 yrs after Bankruptcy Discharge
  • VA Loan after Foreclosure as soon as 2 yrs after Foreclosure Sale Date
  • VA Loan after Short Sale as soon as 2 yrs after Short Sale date

**Short Sales that had no late Mortgage Payments prior to date of sale may be eligible sooner than 2 yrs (sometimes immediately after sale)

We also offer VA Jumbo Loans 24 months out from Bankruptcy,  Foreclosure, and Short Sale as well.   These are also known as VA High Balance Loans.

Our VA and VA Jumbo Loans are available up to $2m with a minimum of 580 credit score.   

It is important for VA loan qualification that you have no late payments of any type after the date of the Hardship.  Please call us to review if you have specific questions about your scenario.

If you are a Veteran that has experienced one of these financial hardships,  please give us a call to find out how soon you may qualify to purchase a new home, upgrade your existing home, or refinance your current loan to take advantage of low interest rates utilizing your VA Benefit and the current Higher VA Loan Limits ? 866-900-2342 toll free direct.  or Get Started Online here.

I have specialized in VA Loans and VA Jumbo Loans since 2008.   It is my honor to assist Veterans and Active Duty Military utilize their VA Home Loan Benefit.  ~ Brian Skaar, Branch Manager, VanDyk Mortgage. 

Ready to get started on your new VA Loan?  Have a Question for the VA Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

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