Ontario VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Ontario. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Ontario Homebuyers and Ontario Homeowners to Purchase and refinance homes..
- FHA & FHA Jumbo (aka High Balance)
- VA & VA Jumbo (aka High Balance)
- Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
- Jumbo Loans to $3m
Ontario FHA Loans are available up to $405,950 with just 3.5% down payment. The FHA 2018 Loan Limit for Ontario is $405,950. Ontario FHA Loans that are over $417K up to $405,950 are called FHA Jumbo or FHA High Balance loans.
Ontario VA Loans are available up to $453,100 with zero down payment. The Ontario VA Loan Limit in 2018 is $453,100. However, Veterans are not limited to the Ontario Loan limit of $453,100 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
Ontario Conforming Loans are available up to $453,100. Ontario Conforming Loans require a minimum of 3% down payment or equity.
>> Call today to get started - 866-900-2342 Toll Free, or online here: Get Pre-Approved Now.
Ontario Home Loan information
FHA Home loans in Ontario, California:
- FHA Home Loans require just 3.5% down payment
- FHA Jumbo Loans up to $405,950 (aka FHA High Balance)
- The $405,950 is the base loan amount - the Ontario FHA Loan Limit of $405,950 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for a FHA Home Loan is just 580
- You can receive a gift of funds for your down payment and closing costs from Family
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
VA Home Loans in Ontario, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $453,100
- A $600K Ontario Home Purchase would only require $36,725 down payment (6.121%) .
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
Conforming Home Loans in Ontario, California:
- Ontario Conforming loans available up to $453,100
- require a minimum of 3% down payment or up to 97% LTV
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, down payment requirements, etc
Give us a call at 760-752-4480 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more.
Call us today to get started - 866-900-2342 Toll Free, or online here: Get Pre-Approved Now.