Huntington Beach FHA & VA Lender - VA Jumbo - FHA Jumbo Loan info

Huntington Beach VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Huntington Beach. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Huntington Beach Homebuyers and Huntington Beach Homeowners to Purchase and refinance homes.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m and higher

Huntington Beach FHA Loans are available up to $625,500 with just 3.5% down payment. The FHA 2016 Loan Limit for Huntington Beach is $625,500. Huntington Beach FHA Loans that are over $417K up to $625,500 are called FHA Jumbo or FHA High Balance loans.

Huntington Beach VA Loans are available up to $625k with zero down payment. The Huntington Beach VA Loan Limit in 2016 is $625,500. However, Veterans are not limited to the Orange County Loan limit of $625k for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Huntington Beach Conforming Loans are available up to $625,500. The Huntington Beach Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $625,500) require a minimum of 5% down payment or equity. Conforming loans up to $417K require just 3% down payment.

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.

Huntington Beach Home Loan information


FHA Home loans in Huntington Beach , California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $625,500 (aka FHA High Balance)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, and 640 on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your down payment and closing costs from Family
  • FHA Condominium Loans available up to $625K for FHA Condo Purchase or Refinance
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Huntington Beach , California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $725k Huntington Beach Home Purchase would only require $24,875 down payment - 3.431%
  • A $825,500 Huntington Beach Home Purchase would only require $50k down payment  - 6.057%
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Condominiums. Here is more information on VA Condo Loans for Huntington Beach

Conforming Home Loans in Huntington Beach , California:

  • Available up to $625,500 with the Conforming High Balance (aka conforming Jumbo)
  • Huntington Beach Conforming loans available up to $417,000
  • Require a minimum of 3% down payment or up to 97% LTV up to $417K
  • Require a minimum of 5% down payment or up to 95% LTV up to $580K loan amounts
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down payment requirements, etc

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Appply online here at Vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans.We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Los Angeles, San Diego, San Jose, San Francisco, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Huntington Beach, Costa Mesa, Hollywood, North Hollywood, San Mateo, Ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria,Oceanside, Vista, Escondido, Los Angeles, Murrieta, Temecula, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. 

Call us today to get started - 866-900-2342 Toll Free,  or online here:  Get Pre-Approved Now.