Eastvale VA Loans, FHA Home Mortgage Loans, and Conventional Home Loans - VanDyk Mortgage - California VA Lender & FHA Lender.  
  

 VanDyk Mortgage is your source for VA Loans and FHA Loans in Eastvale.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Eastvale Homebuyers and Eastvale Homeowners to Purchase and refinance homes.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Eastvale FHA Loans are available up to $644,000 with just 3.5% down payment. The FHA 2023 Loan Limit for Eastvale is $644,000.  We now offer down payment assistance options to help you cover the down payment.  Call for details on our FHA Down Payment Assistance options. 

Eastvale VA Loans are available up to $2 million dollars with zero down payment for Veterans with full VA Entitlement available.  Veterans with less than full VA Entitlement can also qualify up to $2m for our VA Jumbo Loans with a corresponding down payment.  The Eastvale VA Loan Limit in 2023 is $726,200.  However, Veterans are not limited to the Eastvale Loan limit of $726,200 for our VA Jumbo Loans.  We also offer VA Jumbo Loans up to $2.0 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Eastvale Conforming Loans are available up to $726,200. Eastvale Conforming Loans require a minimum of 3% down payment or equity.

Eastvale Jumbo Loans for Purchase and Refinance to $3m.   We offer Eastvale Jumbo Loans for home purchase with a minimum of 5% down as well as Jumbo Cash out refinances. We also offer bank statement Jumbo loans for Self-employed borrowers up to $2M with just 10% down payment.

Call us today to get started - 866-900-2342 Toll Free, or online here:  Get Pre-Approved Now.

FHA Home loans in Eastvale, California:

  • FHA Home Loans require just 3.5% down payment
  • 2023 Eastvale FHA Loan limit - $644,000
  • $644,000 is the base loan amount - the Eastvale top FHA Loan Limit of $644,000 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for our FHA Home Loan is just 500.
  • You can receive a gift of funds for your Down payment and closing costs from Family
  • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • FHA Loans can be used during a Chapter 13 Bankruptcy for both purchase and cash out refinance (refinance your way out of Bankruptcy)
  • FHA down payment assistance loans and grants now available. 
  • FHA Loans for 2-4 unit properties

VA Home Loans in Eastvale, California:

  • Active-Duty Military and Veterans can both qualify
  • 100% financing up to $2m for Veterans with full VA entitlement available
  • Veterans with partial VA Entitlement available can qualify for a VA Loan up to $2m with a down payment or home equity.   Call us to help calculate your options.
  • VA Loans require NO Mortgage Insurance
  • VA & VA Jumbo Loans available as soon as 2 years after foreclosure or bankruptcy
  • Minimum Fico just 500 for VA, 580 for VA Jumbo and VA Manual Underwrite
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • Down Payment Assistance and Grant Programs available for qualified borrowers
  • VA Loans can be used during a Chapter 13 Bankruptcy for both purchase and cash out refinance (refinance your way out of Bankruptcy)
  • Veterans can use VA and VA Jumbo Loans to purchase owner occupied 2-3-4 unit homes.  Live in 1 unit and rent out the rest.   No Rental experience required.
  • VA Down Payment Assistance available – this can help cover closing costs

Conforming Home Loans in Eastvale, California:

  • Eastvale Conforming loans available up to $726,200
  • Require a minimum of 3% down payment or up to 97% LTV
  • Allow for condominiums, Second Homes, and investment properties
  • Duplex, Triplex and Fourplex purchase and refinance
  • Down Payment Assistance and Grant Programs available for qualified borrowers
  • Single Family Homes, Condos, Manufactured Homes
  • Call for details on Fico score requirements, down payment requirements, etc

Jumbo Home Loans in Eastvale, California:

  • Eastvale Jumbo Loans available up to $3M
  • Require a minimum of 5% down payment or up to 95% LTV up to $1.5M
  • 10% down Jumbo Loans up to $3m for purchase and refinance
  • Jumbo Cash Out Refinance available up to $3M
  • Super Jumbo Loans available to $10m.
  • 2-4 unit financing up to $2.5m with just 10% down
  • Allow for condominiums, Second Homes, Duplex, Triplex and fourplex, and investment properties
  • Bank Statement Loans for Self Employed borrowers

Call for details on Fico score requirements, down payment requirements, etc

Give us a call at 760-752-4480 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA or VA loan. We offer FHAFHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: CaliforniaSan DiegoOceansideSan Marcos,   VistaEscondidoFallbrook, Bonsall, San Diego, Rancho Bernardo, PowayEncinitas, Carmel Valley, Scripps Ranch, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, RamonaLake Elsinore, Wildomar, and Valley Center. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA JumboVA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage is a Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Direct Lender specializing in Government loans, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types.

Ready to get started on your new loan?  Have a Question for the Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

>>  Email bskaar@vandykmortgage.com

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