San Diego VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in San Diego

VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past several years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  

In comes the VA to the rescue for Condo Buyers and Condo homeowners.   To qualify for a VanDyk VA Condo Loan, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search for VA Approved Condos yourself, or let us assist you,we are here to help. 

VanDyk Mortgage offers VA financing on Condos with VA Loans up to $453,100 and we also offer VA Jumbo Loans for Condo's up to $649,750 with zero down (up to the San Diego County VA Loan Limits).   This includes Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.

 

For a San Diego VA Condo purchase or refinance above the San Diego VA Loan limit of $649,750,  the Veteran must make an accompanying down payment of 25% of the difference between the loan limit (assuming full entitlement eligibility for the Veteran).   Here are a couple of examples:

 

  • 100% financing up to $649,750
  • A $750K San Diego VA Home Purchase would only require a $25,063 down payment - 3.342% 
  • A $1.25M San Diego VA Home Purchase would only require a $150,063 down payment - 12.005%  

We offer VA Loans for Condo's throughout California & Washington state.  VA Loans for Condo's in cities such as Bellevue, Fremont, Long Beach, Los Angeles, Monterrey, Oakland, Oceanside, Riverside, San Diego, San Francisco, San Jose, Santa Clara, Santa Monica, Seattle, Tacoma, Torrance, Ventura, Yakima.

>>>  Get Started Here on your VA Loan Approval


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