2019 California FHA Loan Limits
For 2019, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $314,827 (floor), and up to $726,525 in high cost counties (the ceiling). FHA Loans that exceed $484K are called FHA Jumbo or FHA High Balance Loans.
Go here for 2019 California Conventional Loan Limits by County
Go here for the 2019 California VA Loan Limits
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve. FHA Loans for single family homes are available up to $726,525 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, Marin, and Santa Barbara. San Diego Homebuyers and Homeowners can get FHA Loans up to $690,000, Riverside and San Bernardino up to $431,250, Sacramento, El Dorado, and Placer counties up to $552,000.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
Here is a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties:
2019 California FHA Loan Limits for all California Counties below:
County 1-family 2-family 3-family 4 family
Alameda $726,525 $930,300 $1,124,475 $1,397,400
Alpine $463,450 $593,300 $717,150 $891,250
Amador $350,750 $449,000 $542,750 $674,500
Butte $314,827 $403,125 $487,250 $605,525
Calaveras $373,750 $478,450 $578,350 $718,750
Colusa $314,827 $403,125 $487,250 $605,525
Contra Costa $726,525 $930,300 $1,124,475 $1,397,400
Del Norte $314,827 $403,125 $487,250 $605,525
El Dorado $552,000 $706,650 $854,200 $1,061,550
Fresno $314,827 $403,125 $487,250 $605,525
Glenn $314,827 $403,125 $487,250 $605,525
Humboldt $333,500 $426,950 $516,050 $641,350
Imperial $314,827 $403,125 $487,250 $605,525
Inyo $369,150 $472,550 $571,250 $709,900
Kern $314,827 $403,125 $487,250 $605,525
Kings $314,827 $403,125 $487,250 $605,525
Lake $314,827 $403,125 $487,250 $605,525
Lassen $314,827 $403,125 $487,250 $605,525
Los Angeles $726,525 $930,300 $1,124,475 $1,397,400
Madera $314,827 $403,125 $487,250 $605,525
Marin $726,525 $930,300 $1,124,475 $1,397,400
Mariposa $322,000 $412,200 $498,250 $619,250
Mendocino $409,400 $524,100 $633,500 $787,300
Merced $314,827 $403,125 $487,250 $605,525
Modoc $314,827 $403,125 $487,250 $605,525
Mono $529,000 $677,200 $818,600 $1,017,300
Monterey $652,050 $834,750 $1,009,000 $1,253,950
Napa $726,525 $930,300 $1,124,475 $1,397,400
Nevada $486,450 $622,750 $752,750 $935,500
Orange $726,525 $930,300 $1,124,475 $1,397,400
Placer $552,000 $706,650 $854,200 $1,061,550
Plumas $336,950 $431,350 $521,400 $648,000
Riverside $431,250 $552,050 $667,350 $829,350
Sacramento $552,000 $706,650 $854,200 $1,061,550
San Benito $726,525 $930,300 $1,124,475 $1,397,400
San Bernardino $431,250 $552,050 $667,350 $829,350
San Diego $690,000 $883,300 $1,067,750 $1,326,950
San Francisco $726,525 $930,300 $1,124,475 $1,397,400
San Joaquin $425,500 $544,700 $658,450 $818,250
San Luis Obispo $667,000 $853,900 $1,032,150 $1,282,700
San Mateo $726,525 $930,300 $1,124,475 $1,397,400
Santa Barbara $653,200 $836,200 $1,010,800 $1,256,150
Santa Clara $726,525 $930,300 $1,124,475 $1,397,400
Santa Cruz $726,525 $930,300 $1,124,475 $1,397,400
Shasta $314,827 $403,125 $487,250 $605,525
Sierra $314,827 $403,125 $487,250 $605,525
Siskiyou $314,827 $403,125 $487,250 $605,525
Solano $494,500 $633,050 $765,200 $950,950
Sonoma $704,950 $902,450 $1,090,850 $1,355,700
Stanislaus $350,750 $449,000 $542,750 $674,500
Sutter $324,300 $415,150 $501,800 $623,650
Tehama $314,827 $403,125 $487,250 $605,525
Trinity $314,827 $403,125 $487,250 $605,525
Tulare $314,827 $403,125 $487,250 $605,525
Tuolomne $331,200 $424,000 $512,500 $636,900
Ventura $713,000 $912,750 $1,103,350 $1,371,150
Yolo $552,000 $706,650 $854,200 $1,061,550
Yuba $324,300 $415,150 $501,800 $1,061,550
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VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans.. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.
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