2023 California FHA Loan Limits
For 2023, FHA has re-instated the FHA Loan Limits called HERA, or "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009. The max FHA Loan for base counties has increased to $472,030 (floor), and up to $1,089,300 in high cost counties (the ceiling). FHA Loans that exceed $726,200 are called FHA Jumbo or FHA High Balance Loans.
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve. FHA Loans for single family homes are available up to $970,800 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, and Marin. San Diego Homebuyers and Homeowners can get FHA Loans up to $879,750, Riverside and San Bernardino up to $562,350, Sacramento, El Dorado, and Placer counties up to $675,050.
>> Go here for 2023 California Conventional Loan Limits by County
>> Go here for the 2023 California VA Loan Limits
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
I have specialized in FHA Loans and FHA Jumbo Loans since 2008. It is my honor to assist families and individuals achieve the home ownership dream ~ Brian Skaar, Branch Manager, VanDyk Mortgage.
We have compiled a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties.
2022 California FHA Loan Limits for all California Counties below:
County 1-family 2-family 3-family 4 family
Alameda $1,089,300 $1,394,775 $1,685,850 $2,095,200
Alpine $497,950 $637,450 $770,550 $957,600
Amador $472,030 $604,400 $730,525 $907,900
Butte $472,030 $604,400 $730,525 $907,900
Calaveras $472,030 $604,400 $730,525 $907,900
Colusa $472,030 $604,400 $730,525 $907,900
Contra Costa $1,089,300 $1,394,775 $1,685,850 $2,095,200
Del Norte $472,030 $604,400 $730,525 $907,900
El Dorado $763,600 $977,550 $1,181,650 $1,468,500
Fresno $472,030 $604,400 $730,525 $907,900
Glenn $472,030 $604,400 $730,525 $907,900
Humboldt $472,030 $604,400 $730,525 $907,900
Imperial $472,030 $604,400 $730,525 $907,900
Inyo $508,300 $650,700 $730,525 $907,900
Kern $472,030 $604,400 $730,525 $907,900
Kings $472,030 $604,400 $730,525 $907,900
Lake $472,030 $604,400 $730,525 $907,900
Lassen $472,030 $604,400 $730,525 $907,900
Los Angeles $1,089,300 $1,394,775 $1,685,850 $2,095,200
Madera $472,030 $604,400 $730,525 $907,900
Marin $1,089,300 $1,394,775 $1,685,850 $2,095,200
Mariposa $472,030 $604,400 $730,525 $907,900
Mendocino $546,250 $699,300 $845,300 $1,050,500
Merced $472,030 $604,400 $730,525 $907,900
Modoc $472,030 $604,400 $730,525 $907,900
Mono $693,450 $887,750 $1,073,100 $1,1333,600
Monterey $915,400 $1,171,900 $1,416,550 $1,760,400
Napa $1,017,750 $1,302,900 $1,574,900 $1,957,250
Nevada $644,000 $824,450 $996,550 $1,238,500
Orange $1,089,300 $1,394,775 $1,685,850 $2,095,200
Placer $763,600 $977,550 $1,181,650 $1,468,500
Plumas $472,030 $604,400 $730,525 $907,900
Riverside $644,000 $824,450 $996,550 $1,238,500
Sacramento $763,600 $977,550 $1,181,650 $1,468,500
San Benito $1,089,300 $1,394,775 $1,685,850 $2,095,200
San Bernardino $644,000 $824,450 $996,550 $1,238,500
San Diego $977,500 $1,251,400 $1,512,650 $1,879,850
San Francisco $1,089,300 $1,394,775 $1,685,850 $2,095,200
San Joaquin $656,650 $840,650 $1,016,150 $1,262,800
San Luis Obispo $911,950 $1,167,450 $1,411,200 $1,753,800
San Mateo $1,089,300 $1,394,775 $1,685,850 $2,095,200
Santa Barbara $805,000 $1,030,550 $1,245,700 $1,548,200
Santa Clara $1,089,300 $1,394,775 $1,685,850 $2,095,200
Santa Cruz $1,089,300 $1,394,775 $1,685,850 $2,095,200
Shasta $472,030 $604,400 $730,525 $907,900
Sierra $472,030 $604,400 $730,525 $907,900
Siskiyou $472,030 $604,400 $730,525 $907,900
Solano $685,400 $877,450 $1,060,600 $1,318,100
Sonoma $861,350 $1,102,700 $1,332,900 $1,656,450
Stanislaus $517,500 $662,500 $800,800 $995,200
Sutter $488,750 $625,700 $756,300 $939,900
Tehama $472,030 $604,400 $730,525 $907,900
Trinity $472,030 $604,400 $730,525 $907,900
Tulare $472,030 $604,400 $730,525 $907,900
Tuolomne $472,030 $604,400 $730,525 $907,900
Ventura $948,750 $1,214,600 $1,468,150 $1,824,550
Yolo $763,600 $977,550 $1,181,650 $1,468,500
Yuba $488,750 $625,700 $756,300 $939,900
Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here: Get Pre-Approved Now.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans.. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.
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