Southern California Mortgage Loans

VanDyk Mortgage is a FHA Direct Lender & VA Direct Lender offering Residential Purchase Money, Refinance, Home Equity & Construction loans. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, FHA Jumbo, VA Jumbo, FHA Streamline, FHA Refinance, VA Refinance, VA Cash out Refinance, VA IRRRL,  Fannie & Freddie Conventional loans, FNMA or Fannie Mae Jumbo / Super Conforming, FHLMC or Freddie Mac Jumbo /Super Conforming, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA isn't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether, or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage offers the VanDyk Rehab Express FHA loan program.  This program allows up to $35K in Rehab/Remodel/Repair work to be biult into your new FHA loan to upgrade, improve and make your new home your own.   The VanDyk Rehab Express FHA loan is also available for Refinances to improve your home.

VanDyk Mortgage offers FHA Streamline Refinance Loans and FHA Jumbo Streamline Refinance Loans with the no appraisal option.  Call today to find out how easily we can save you money.

When you find the home of your dreams, you don't want to gamble with your financing. Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at

VanDyk Mortgage offers mortgage loans for:


  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors


VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:


  • FHA & VA government backed loans - Direct Lender
  • FHA Jumbo Loans
  • VA Jumbo Loans (up to $1.5M)
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • Jumbo Loans (loans over $453,100)
  • Construction Loans
  • Reverse Mortgages


We service all major metropolitan areas of California as well as outlying areas:


  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Palm Springs
  • Bakersfield
  • Palmdale
  • Santa Clarita
  • Glendale
  • Temecula & Murrieta
  • Corona
  • Irvine
  • Huntington Beach
  • Long Beach
  • Santa Monica
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno


We also keep a blog for FHA Jumbo Loans and another for FHA Secure which are updated often.


Check out our other blog posts here on active rain.

Click here for Today's Mortgage market update and Rate Lock Advice.Serving all of Southern California, including:  Los Angeles, San Diego, Oceanside, Encinitas, San Marcos, Carlsbad,  Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Crenshaw District, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, CHula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Whittier, Santa Fe Springs, Downey, Irvine,  Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County, plus San Jose, San Francisco, and all of Northern California.  


Riverside County FHA Loans & Riverside County VA LoansAnza, Banning, Beaumont, Blythe, Cabizon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Coachella, Corona, Desert hot Springs, Hemet, Idyllwild, Indian Wells, Indio, La Quinta, Lake Elsinore, Menifee, Mira Loma,  Moreno Valley, Mountain Center, Murrietta, Norco, Palm Springs, Perris, Pine Cove, Rancho Mirage, Riverside, Romoland, Rubidoux, San Jacinto, Sky Valley, Sun City, Temecula, Thermal, Thousand Palms, Wildomar, Winchester

Orange County FHA Loans & Orange County VA Loans: Aliso Viejo, Anaheim, Anaheim, Hills, Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Cypress, Dana Point, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Ladera Ranch, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Midway City, Mission Viejo, Monarch Beach, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, South Laguna, Stanton, Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

San Bernardino County FHA Loans & San Bernardino County VA Loans:  Adelanto, Alta Loma, Amboy, Angelus Oaks, Apple Valley, Baker, Barstow, Big Bear, Big River Bloomington, Blue Jay, Bryn Mawr, Cadiz, Cedar Glen, Cedarpines Park, Chino, Chino Hills, Cima, Colton, Crest Park, Crestline, Daggett, Devore Heights, Earp, Essex, Etiwanda, Fawnskin, Fontana, Forest Falls, Fort Irwin, Grand Terrace, Green Valley Lake, Guasti, Helendale, Hesperia, Highland, Hinkley, Joshua Tree, Lake Arrowhead, Landers, Loma Linda, Lucerne Valley, Lytle Creek Mentone, Montclair, Morongo Valley, Mountain Pass, Needles, Newberry Springs, Oak Glen, Oakhills, Ontario, Oro Grande, Parker Dam, Paton, Phelan, Pinon Hills, Pioneertown, Rancho Cucamonga, Redlands, Rialto, Rainforest, Running Springs, San Bernardino, Skyforest, Spring Valley Lake, Sugarloaf, Trona, Twentynine Palms, Twin Peaks, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley

San Diego County FHA Loans & San Diego County VA Loans: Alpine, Bonsall, Borego Springs, Boulevard, Camp Pendleton, Campo, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Oceanside, Pacific Beach, Pala, Palomar Mountain, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Luis Rey, San Marcos, San Onofre, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs

Los Angeles County FHA Loans & Los Angeles County VA Loans: Long Beach, Lakewood, Torrance, Redondo Beach, Hermosa Beach, Manhattan Beach, Downey, Whittier, Agoura Hills, Alhambra,Arcadia,Artesia,Avalon,Azusa,Baldwin Park,Bell,Bell Gardens,Bellflower,Beverly Hills,Bradbury,Burbank,Calabasas,Carson,Cerritos,Claremont,Commerce,Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La CaƱada, Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lancaster, Lakewood, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount,Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate,South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Alondra Park, Altadena, Avocado Heights, Charter Oak, Citrus, Del Aire, Desert View Highlands, East Compton, East La Mirada, East Los Angeles, East Pasadena, East San Gabriel, Florence-Graham, Hacienda Heights, La Crescenta-Montrose, Ladera Heights, Lake Los Angeles, Lennox, Littlerock, Marina del Rey, Mayflower Village, North El Monte, Quartz Hill, Rowland Heights, South San Gabriel, South San Jose Hills,South Whittier, Val Verde, Valinda, View Park-Windsor Hills, Vincent, Walnut Park, West Athens, West Carson, West Compton, West Puente Valley, West Whittier-Los Nietos, Westmont, Willowbrook, Agoura, Agua Dulce, Antelope Acres, Athens, Bassett, Castaic, City Terrace, Del Sur, Florence, Gorman, Juniper Hills, Kinneloa Mesa, Lake Hughes, Leona Valley, Llano, Neenach, Pearblossom,Topanga, Two Harbors, Universal City, Valyermo



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Southern California Real Estate News:
These Tax Laws Are Holding Back California"s Housing Market
7/15/2018 12:23 PM
Virginia Postrel is a Bloomberg Opinion columnist. She was the editor of Reason magazine and a columnist for the Wall Street Journal, the Atlantic, the New York Times and Forbes...Read More
San Diego leaders poised to tackle Airbnb regulations again, but is there consensus?
7/15/2018 8:22 AM
The San Diego City Council will revisit the contentious issue of regulating short-term rentals in a public hearing expected to draw hundreds of people. The San Diego City Council will revisit the contentious issue of regulating short-term rentals in a public hearing expected to draw hundreds of people...Read More
RVs Add New Spin to Short-Term Rental Debate
7/13/2018 9:08 PM
NBC 7"s Artie Ojeda has more. There"s a new twist to the heated debate on short-term vacation rentals in San Diego...Read More
Mayor Faulconer"s short-term rental idea - pro and con
7/13/2018 4:42 PM
At the July 16 city council meeting , the usual sea of green and red t-shirts will be joined by blue representing Ocean Beach. The Ocean Beach town council has chartered a bus so Ocean Beach residents can be heard on Monday when the city council is scheduled to vote on the mayor"s short-term vacation rental proposal...Read More
More San Diego Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Diego, CA continually updated from thousands of sources on the web...Read More

Southern California Real Estate News:
These Tax Laws Are Holding Back California"s Housing Market
7/15/2018 12:23 PM
Virginia Postrel is a Bloomberg Opinion columnist. She was the editor of Reason magazine and a columnist for the Wall Street Journal, the Atlantic, the New York Times and Forbes...Read More
Daily Business Report-July 11, 2018
7/11/2018 12:09 PM
Far more millionaires move into California than leave, despite the state"s highest-in-the-nation income-tax rate, a new study shows. Researchers at Stanford University"s Center on Poverty and Inequality and the Franchise Tax Board sought to answer the question: Does California"s top state income-tax rate, now 13.3 percent on people earning $1 milli...Read More
Mission Beach Meeting: Dozens speak out on short-term vacation rental plan
7/6/2018 2:00 AM
Dozens of people showed up Monday night to a meeting in Mission Beach to discuss Mayor Kevin Faulconer"s new plan for regulating short term vacation rentals. The plan puts limits the number of short-term rentals, but not in Mission Beach...Read More
See the latest home and condo sales ZIP-by-ZIP
7/5/2018 9:34 AM
Vici along with Amo are two towers with 125 apartment homes in Little Italy. The area in San Diego has undergone a residential boom in the last few years...Read More
More San Marcos Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Marcos, CA continually updated from thousands of sources on the web...Read More

Southern California Real Estate News:
Top sales: June"s priciest home sales featured a supermodel, Hollywood royalty
7/14/2018 7:30 AM
In June, a supermodel made the latest big splash in Malibu, an estate from Hollywood"s Golden Age closed in Toluca Lake, and the son of a former Walt Disney chief set a record in Little Holmby. Here"s a closer look at the priciest home sales to record last month in L.A. County...Read More
Silver Lake Resident Named VP of Nourmand
7/12/2018 2:08 PM
Lorey has been with Nourmand-which has grown since its founding in 1976 to three offices and more than 175 agents-for 10 years and is responsible for opening the firm"s Hollywood office. In his new role as Vice President, Lorey will focus on company-wide operations, revenue growth and productivity as well as business development for existing agents...Read More
Will LA"s "no-build" Olympics spur Southern California"s next building boom?
7/10/2018 8:35 PM
Aerial view of the South Park area of Los Angeles including Staples Center, which will be used during the 2028 Olympics. As Los Angeles prepares to host the games again in 2028, the success of the city"s widely hailed turn as host in 1984 looms large...Read More
the Real Dirtt: La Verne, You"re Rent is Going Up
7/6/2018 7:19 PM
Rents keep going up and up and up, according to apartment tracking firm, Reis Inc. If you live in Los Angeles County, you can expect to pay on average $1,829 a month . You"ll do slightly better in Orange County where rents average $1,827 monthly ...Read More
More Los Angeles Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for Los Angeles, CA continually updated from thousands of sources on the web...Read More