Southern California Mortgage Loans

VanDyk Mortgage is a FHA Direct Lender & VA Direct Lender offering Residential Purchase Money, Refinance, Home Equity & Construction loans. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, FHA Jumbo, VA Jumbo, FHA Streamline, FHA Refinance, VA Refinance, VA Cash out Refinance, VA IRRRL,  Fannie & Freddie Conventional loans, FNMA or Fannie Mae Jumbo / Super Conforming, FHLMC or Freddie Mac Jumbo /Super Conforming, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA isn't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether, or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage offers the VanDyk Rehab Express FHA loan program.  This program allows up to $35K in Rehab/Remodel/Repair work to be biult into your new FHA loan to upgrade, improve and make your new home your own.   The VanDyk Rehab Express FHA loan is also available for Refinances to improve your home.

VanDyk Mortgage offers FHA Streamline Refinance Loans and FHA Jumbo Streamline Refinance Loans with the no appraisal option.  Call today to find out how easily we can save you money.

When you find the home of your dreams, you don't want to gamble with your financing. Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at

VanDyk Mortgage offers mortgage loans for:


  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors


VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:


  • FHA & VA government backed loans - Direct Lender
  • FHA Jumbo Loans
  • VA Jumbo Loans (up to $1.5M)
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • Jumbo Loans (loans over $417,000)
  • Construction Loans
  • Reverse Mortgages


We service all major metropolitan areas of California as well as outlying areas:


  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Palm Springs
  • Bakersfield
  • Palmdale
  • Santa Clarita
  • Glendale
  • Temecula & Murrieta
  • Corona
  • Irvine
  • Huntington Beach
  • Long Beach
  • Santa Monica
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno


We also keep a blog for FHA Jumbo Loans and another for FHA Secure which are updated often.


Check out our other blog posts here on active rain.

Click here for Today's Mortgage market update and Rate Lock Advice.Serving all of Southern California, including:  Los Angeles, San Diego, Oceanside, Encinitas, San Marcos, Carlsbad,  Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Crenshaw District, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, CHula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Whittier, Santa Fe Springs, Downey, Irvine,  Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County, plus San Jose, San Francisco, and all of Northern California.  


Riverside County FHA Loans & Riverside County VA LoansAnza, Banning, Beaumont, Blythe, Cabizon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Coachella, Corona, Desert hot Springs, Hemet, Idyllwild, Indian Wells, Indio, La Quinta, Lake Elsinore, Menifee, Mira Loma,  Moreno Valley, Mountain Center, Murrietta, Norco, Palm Springs, Perris, Pine Cove, Rancho Mirage, Riverside, Romoland, Rubidoux, San Jacinto, Sky Valley, Sun City, Temecula, Thermal, Thousand Palms, Wildomar, Winchester

Orange County FHA Loans & Orange County VA Loans: Aliso Viejo, Anaheim, Anaheim, Hills, Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Cypress, Dana Point, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Ladera Ranch, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Midway City, Mission Viejo, Monarch Beach, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, South Laguna, Stanton, Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

San Bernardino County FHA Loans & San Bernardino County VA Loans:  Adelanto, Alta Loma, Amboy, Angelus Oaks, Apple Valley, Baker, Barstow, Big Bear, Big River Bloomington, Blue Jay, Bryn Mawr, Cadiz, Cedar Glen, Cedarpines Park, Chino, Chino Hills, Cima, Colton, Crest Park, Crestline, Daggett, Devore Heights, Earp, Essex, Etiwanda, Fawnskin, Fontana, Forest Falls, Fort Irwin, Grand Terrace, Green Valley Lake, Guasti, Helendale, Hesperia, Highland, Hinkley, Joshua Tree, Lake Arrowhead, Landers, Loma Linda, Lucerne Valley, Lytle Creek Mentone, Montclair, Morongo Valley, Mountain Pass, Needles, Newberry Springs, Oak Glen, Oakhills, Ontario, Oro Grande, Parker Dam, Paton, Phelan, Pinon Hills, Pioneertown, Rancho Cucamonga, Redlands, Rialto, Rainforest, Running Springs, San Bernardino, Skyforest, Spring Valley Lake, Sugarloaf, Trona, Twentynine Palms, Twin Peaks, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley

San Diego County FHA Loans & San Diego County VA Loans: Alpine, Bonsall, Borego Springs, Boulevard, Camp Pendleton, Campo, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Oceanside, Pacific Beach, Pala, Palomar Mountain, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Luis Rey, San Marcos, San Onofre, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs

Los Angeles County FHA Loans & Los Angeles County VA Loans: Long Beach, Lakewood, Torrance, Redondo Beach, Hermosa Beach, Manhattan Beach, Downey, Whittier, Agoura Hills, Alhambra,Arcadia,Artesia,Avalon,Azusa,Baldwin Park,Bell,Bell Gardens,Bellflower,Beverly Hills,Bradbury,Burbank,Calabasas,Carson,Cerritos,Claremont,Commerce,Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La CaƱada, Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lancaster, Lakewood, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount,Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate,South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Alondra Park, Altadena, Avocado Heights, Charter Oak, Citrus, Del Aire, Desert View Highlands, East Compton, East La Mirada, East Los Angeles, East Pasadena, East San Gabriel, Florence-Graham, Hacienda Heights, La Crescenta-Montrose, Ladera Heights, Lake Los Angeles, Lennox, Littlerock, Marina del Rey, Mayflower Village, North El Monte, Quartz Hill, Rowland Heights, South San Gabriel, South San Jose Hills,South Whittier, Val Verde, Valinda, View Park-Windsor Hills, Vincent, Walnut Park, West Athens, West Carson, West Compton, West Puente Valley, West Whittier-Los Nietos, Westmont, Willowbrook, Agoura, Agua Dulce, Antelope Acres, Athens, Bassett, Castaic, City Terrace, Del Sur, Florence, Gorman, Juniper Hills, Kinneloa Mesa, Lake Hughes, Leona Valley, Llano, Neenach, Pearblossom,Topanga, Two Harbors, Universal City, Valyermo



Southern California Real Estate News:
Malls are dying. There aren"t enough homes. Is there a solution?
11/21/2017 9:37 AM
The Prospect Mall on Milwaukee"s east side had struggled for years, but the rise of e-commerce finally did it in. The shopping center sat vacant from about 2006 to 2012, when a local firm, Joseph Property Development, bought it with a turnaround plan in mind...Read More
Default notice filed on - Covert Canyon" gun training property in Alpine
11/18/2017 1:55 AM
Covet Canyon, a paramilitary training camp in the East County, is in financial trouble after the owner defaulted on property payments. Owner Marc Halcon has 90 days to make good on the debt or the 160 acre property could fall into foreclosure and auction...Read More
For sale: 2.3 acres. Bitcoin preferred
11/14/2017 3:54 PM
A residential developer is selling a large site in North Park and is accepting digital currency, including Bitcoin , as payment. Cushman & Wakefield, the real estate firm handling the listing, said it was the first time they knew of where a seller was accepting cryptocurrency, typically considered a more volatile form of payment...Read More
Daily Business Report-Nov. 14, 2017
11/14/2017 10:44 AM
Externships are similar to internships but typically they are shorter, involve job shadowing and rarely offer academic credit. At PMI, externs get the hands-on experience, are graded and must pass in order to graduate...Read More
More San Diego Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Diego, CA continually updated from thousands of sources on the web...Read More

Southern California Real Estate News:
Default notice filed on - Covert Canyon" gun training property in Alpine
11/18/2017 1:55 AM
Covet Canyon, a paramilitary training camp in the East County, is in financial trouble after the owner defaulted on property payments. Owner Marc Halcon has 90 days to make good on the debt or the 160 acre property could fall into foreclosure and auction...Read More
U.S. Bank goes big on live-work balance
11/12/2017 3:54 AM
At the company"s office in University City, Steve Stuckey, U.S. Bank market president for San Diego. U.S. Bank traces its roots back to 1863 with First National Bank of Cincinnati, the institution whose charter it still holds...Read More
Former hemp oil entrepreneur dies in high-speed crash weeks before sentencing in fraud scheme
11/7/2017 12:35 PM
The former head of a San Diego County hemp oil business died in a fiery car crash Sunday, just weeks before he was to be sentenced in federal court for his role in a Ponzi scheme that cost victims more than $10 million, according to coroner"s officials and court records. Michael Llamas, 33, was driving a 2016 Lamborghini at "excessive speeds" along...Read More
San Diego home price increases outpace nation, most U.S. cities
11/1/2017 12:12 PM
San Diego had the third highest annual home price increase in the nation in August, a distinction not reached since 2014, said a top real estate index released Tuesday. San Diego County home prices have risen 7.8% in a year, said the S&P Case-Shiller Indices , which are adjusted for seasonal swings...Read More
More San Marcos Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Marcos, CA continually updated from thousands of sources on the web...Read More

Southern California Real Estate News:
Hollywood"s 1950s musicians union building could become a city landmark
11/20/2017 4:47 PM
A two-story commercial building built in the "50s for a musicians union may be added to the city"s roster of historic-cultural landmarks. The Cultural Heritage Commission voted Thursday to consider the Musician"s Union Hall on Vine Street near Waring Avenue as a potential monument...Read More
Southern California house prices shoot up in October
11/20/2017 7:44 AM
The median price of an existing, detached single-family home rose significantly in Southern California in October compared with the same month a year ago, the California Realtors Association reports. Los Angeles County"s median climbed 8.1%...Read More
Sour economy has more people hoping to find gold in South Bay storage units
11/19/2017 2:14 AM
Armed with flashlights, Zack Oganesyan, his uncle Jack Khrimian and about 20 other people peer into a rented storage unit in search of treasure. Inside, they see videotapes, an Allure magazine, a rug and some U-Haul boxes, which may or may not contain something valuable...Read More
SoCal house prices shoot up in October: Orange County, $786,000 and L.A., $580,360
11/17/2017 11:12 AM
Statewide, the median price was $546,430, up 6.1 percent from $515,170 in October 2016. Sales were down 3.4 percent from a year ago...Read More
More Los Angeles Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for Los Angeles, CA continually updated from thousands of sources on the web...Read More