Southern California Mortgage Loans

VanDyk Mortgage is a FHA Direct Lender & VA Direct Lender offering Residential Purchase Money, Refinance, Home Equity & Construction loans. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, FHA Jumbo, VA Jumbo, FHA Streamline, FHA Refinance, VA Refinance, VA Cash out Refinance, VA IRRRL,  Fannie & Freddie Conventional loans, FNMA or Fannie Mae Jumbo / Super Conforming, FHLMC or Freddie Mac Jumbo /Super Conforming, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA isn't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether, or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage offers the VanDyk Rehab Express FHA loan program.  This program allows up to $35K in Rehab/Remodel/Repair work to be biult into your new FHA loan to upgrade, improve and make your new home your own.   The VanDyk Rehab Express FHA loan is also available for Refinances to improve your home.

VanDyk Mortgage offers FHA Streamline Refinance Loans and FHA Jumbo Streamline Refinance Loans with the no appraisal option.  Call today to find out how easily we can save you money.

When you find the home of your dreams, you don't want to gamble with your financing. Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at www.VanDykFunding.com.

VanDyk Mortgage offers mortgage loans for:

 

  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors

 

VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:

 

  • FHA & VA government backed loans - Direct Lender
  • FHA Jumbo Loans
  • VA Jumbo Loans (up to $1.5M)
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • Jumbo Loans (loans over $417,000)
  • Construction Loans
  • Reverse Mortgages

 

We service all major metropolitan areas of California as well as outlying areas:

 

  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Palm Springs
  • Bakersfield
  • Palmdale
  • Santa Clarita
  • Glendale
  • Temecula & Murrieta
  • Corona
  • Irvine
  • Huntington Beach
  • Long Beach
  • Santa Monica
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno

 

We also keep a blog for FHA Jumbo Loans and another for FHA Secure which are updated often.

 

Check out our other blog posts here on active rain.

Click here for Today's Mortgage market update and Rate Lock Advice.Serving all of Southern California, including:  Los Angeles, San Diego, Oceanside, Encinitas, San Marcos, Carlsbad,  Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Crenshaw District, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, CHula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Whittier, Santa Fe Springs, Downey, Irvine,  Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County, plus San Jose, San Francisco, and all of Northern California.  

 

Riverside County FHA Loans & Riverside County VA LoansAnza, Banning, Beaumont, Blythe, Cabizon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Coachella, Corona, Desert hot Springs, Hemet, Idyllwild, Indian Wells, Indio, La Quinta, Lake Elsinore, Menifee, Mira Loma,  Moreno Valley, Mountain Center, Murrietta, Norco, Palm Springs, Perris, Pine Cove, Rancho Mirage, Riverside, Romoland, Rubidoux, San Jacinto, Sky Valley, Sun City, Temecula, Thermal, Thousand Palms, Wildomar, Winchester

Orange County FHA Loans & Orange County VA Loans: Aliso Viejo, Anaheim, Anaheim, Hills, Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Cypress, Dana Point, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Ladera Ranch, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Midway City, Mission Viejo, Monarch Beach, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, South Laguna, Stanton, Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

San Bernardino County FHA Loans & San Bernardino County VA Loans:  Adelanto, Alta Loma, Amboy, Angelus Oaks, Apple Valley, Baker, Barstow, Big Bear, Big River Bloomington, Blue Jay, Bryn Mawr, Cadiz, Cedar Glen, Cedarpines Park, Chino, Chino Hills, Cima, Colton, Crest Park, Crestline, Daggett, Devore Heights, Earp, Essex, Etiwanda, Fawnskin, Fontana, Forest Falls, Fort Irwin, Grand Terrace, Green Valley Lake, Guasti, Helendale, Hesperia, Highland, Hinkley, Joshua Tree, Lake Arrowhead, Landers, Loma Linda, Lucerne Valley, Lytle Creek Mentone, Montclair, Morongo Valley, Mountain Pass, Needles, Newberry Springs, Oak Glen, Oakhills, Ontario, Oro Grande, Parker Dam, Paton, Phelan, Pinon Hills, Pioneertown, Rancho Cucamonga, Redlands, Rialto, Rainforest, Running Springs, San Bernardino, Skyforest, Spring Valley Lake, Sugarloaf, Trona, Twentynine Palms, Twin Peaks, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley

San Diego County FHA Loans & San Diego County VA Loans: Alpine, Bonsall, Borego Springs, Boulevard, Camp Pendleton, Campo, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Oceanside, Pacific Beach, Pala, Palomar Mountain, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Luis Rey, San Marcos, San Onofre, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs

Los Angeles County FHA Loans & Los Angeles County VA Loans: Long Beach, Lakewood, Torrance, Redondo Beach, Hermosa Beach, Manhattan Beach, Downey, Whittier, Agoura Hills, Alhambra,Arcadia,Artesia,Avalon,Azusa,Baldwin Park,Bell,Bell Gardens,Bellflower,Beverly Hills,Bradbury,Burbank,Calabasas,Carson,Cerritos,Claremont,Commerce,Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La CaƱada, Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lancaster, Lakewood, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount,Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate,South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Alondra Park, Altadena, Avocado Heights, Charter Oak, Citrus, Del Aire, Desert View Highlands, East Compton, East La Mirada, East Los Angeles, East Pasadena, East San Gabriel, Florence-Graham, Hacienda Heights, La Crescenta-Montrose, Ladera Heights, Lake Los Angeles, Lennox, Littlerock, Marina del Rey, Mayflower Village, North El Monte, Quartz Hill, Rowland Heights, South San Gabriel, South San Jose Hills,South Whittier, Val Verde, Valinda, View Park-Windsor Hills, Vincent, Walnut Park, West Athens, West Carson, West Compton, West Puente Valley, West Whittier-Los Nietos, Westmont, Willowbrook, Agoura, Agua Dulce, Antelope Acres, Athens, Bassett, Castaic, City Terrace, Del Sur, Florence, Gorman, Juniper Hills, Kinneloa Mesa, Lake Hughes, Leona Valley, Llano, Neenach, Pearblossom,Topanga, Two Harbors, Universal City, Valyermo

 

 

Southern California Real Estate News:
 
San Diego record: $10.1 million condo for sale
5/18/2017 12:15 PM
A newly built penthouse condo in La Jolla with panoramic views of the Pacific Ocean is on the market for a record $10.12 million. The cost for the 3,255-square feet unit is likely the highest asking price for a condo in San Diego County history, said the Greater San Diego Association of Realtors...Read More
 
San Diego, California Realtor James Vo Earns his Military Relocation Professional (MRP) Certification
5/15/2017 3:01 PM
I think a lot of Real Estate Agents don"t understand how to help Military clients. They give them misinformation...Read More
 
San Diego one of least favorable markets for first-time homebuyers, study says
5/12/2017 4:20 PM
San Diego is the fourth-worst region in the nation for a first-time homebuyer, said a study released by housing website Zillow on Friday. The study looked at median home values, home value forecasts, the time it takes a buyer to break even, inventory-to-household ratio and the number of home listings that showed a decline in price...Read More
 
Home of the Week: 3-bedroom condos downtown
5/4/2017 1:45 PM
Home of the Week is a column that looks at an interesting home for sale in San Diego County. Selections do not necessarily mean the home is a good deal or an architectural wonder...Read More
 
More San Diego Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Diego, CA continually updated from thousands of sources on the web...Read More




Southern California Real Estate News:
 
San Diego record: $10.1 million condo for sale
5/18/2017 12:15 PM
A newly built penthouse condo in La Jolla with panoramic views of the Pacific Ocean is on the market for a record $10.12 million. The cost for the 3,255-square feet unit is likely the highest asking price for a condo in San Diego County history, said the Greater San Diego Association of Realtors...Read More
 
San Diego one of least favorable markets for first-time homebuyers, study says
5/12/2017 4:20 PM
San Diego is the fourth-worst region in the nation for a first-time homebuyer, said a study released by housing website Zillow on Friday. The study looked at median home values, home value forecasts, the time it takes a buyer to break even, inventory-to-household ratio and the number of home listings that showed a decline in price...Read More
 
Home of the Week: 3-bedroom condos downtown
5/4/2017 1:45 PM
Home of the Week is a column that looks at an interesting home for sale in San Diego County. Selections do not necessarily mean the home is a good deal or an architectural wonder...Read More
 
How they voted, April 30
4/30/2017 2:17 AM
The Carlsbad City Council met in closed session Tuesday to discuss an appeal of a police officer"s termination. The council rejected the appeal and upheld the termination...Read More
 
More San Marcos Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Marcos, CA continually updated from thousands of sources on the web...Read More




Southern California Real Estate News:
 
Meet the Money 2017 Presentations Now Available for Download! - By Jim Butler
5/22/2017 10:10 AM
JMBM Global Hospitality GroupA 1900 Avenue of the Stars, Seventh Floor Los Angeles, CA 90067 United States Phone: 203-8080 Fax: 203-0567 Visit Website Meet the MoneyA 2017 wrapped up last week at the Hyatt Regency LAX, and looks to be one of our most successful years yet! More than 350 hotel industry leaders gathered to hear from 130+ speakers who ...Read More
 
Mogul"s Malibu compound changes hands off-market for $85 million
5/20/2017 8:00 AM
Less than two weeks after area real estate agents reported seeing moving boxes out front, David Geffen"s Malibu compound appeared in public records as having sold for $85 million. That"s an eyebrow-raising sum in the pricey beach community...Read More
 
Inside Hollywood"s Most Exclusive Real Estate Agency: Plastic Surgery ...
5/18/2017 7:00 AM
High up in the winding roads above Beverly Hills, you"ll find a house. This isn"t the kind of place anyone will just happen upon...Read More
 
You need to make $100,000 a year to afford the average home in LA County, according to a new report
5/15/2017 2:00 AM
Newly released figures from the California Association of Realtors show that 52 percent of homebuyers in San Bernardino County can afford to buy the county"s median-priced home. It ranks as one of the most affordable regions in the state...Read More
 
More Los Angeles Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for Los Angeles, CA continually updated from thousands of sources on the web...Read More