Southern California Mortgage Loans

VanDyk Mortgage is a FHA Direct Lender & VA Direct Lender offering Residential Purchase Money, Refinance, Home Equity & Construction loans. When you are looking for the right financing on your new California property, existing California home, or California investment property, call us first.

We offer Safe, Secure financing solutions custom matched to your financial situation & needs. We offer FHA & VA government backed loans, FHA Jumbo, VA Jumbo, FHA Streamline, FHA Refinance, VA Refinance, VA Cash out Refinance, VA IRRRL,  Fannie & Freddie Conventional loans, FNMA or Fannie Mae Jumbo / Super Conforming, FHLMC or Freddie Mac Jumbo /Super Conforming, Jumbo financing, Reverse Mortgage for seniors, & many alternative loans as well. By the way, FHA isn't just for first time homebuyers anymore. We can even help families facing bankruptcy avoid Bankruptcy altogether, or emerge from an existing bankruptcy into a better loan. Our goal is to provide quality mortgage solutions for every client we work with, so as to earn your future business and your referrals.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

VanDyk Mortgage offers the VanDyk Rehab Express FHA loan program.  This program allows up to $35K in Rehab/Remodel/Repair work to be biult into your new FHA loan to upgrade, improve and make your new home your own.   The VanDyk Rehab Express FHA loan is also available for Refinances to improve your home.

VanDyk Mortgage offers FHA Streamline Refinance Loans and FHA Jumbo Streamline Refinance Loans with the no appraisal option.  Call today to find out how easily we can save you money.

When you find the home of your dreams, you don't want to gamble with your financing. Call Brian Skaar and VanDyk Mortgage to ensure that you receive the best quality mortgage solution for your next dream home.

Stay current on the Mortgage Market by visiting our website at www.VanDykFunding.com.

VanDyk Mortgage offers mortgage loans for:

 

  • Purchase
  • Refinance
  • Home Equity
  • Reverse Mortgage for Seniors

 

VanDyk Mortgage offers a full spectrum of Residential Mortgage loans including:

 

  • FHA & VA government backed loans - Direct Lender
  • FHA Jumbo Loans
  • VA Jumbo Loans (up to $1.5M)
  • Fannie Mae & Freddie Mac conventional loans (FNMA & FHLMC)
  • Jumbo Loans (loans over $453,100)
  • Construction Loans
  • Reverse Mortgages

 

We service all major metropolitan areas of California as well as outlying areas:

 

  • Los Angeles
  • San Francisco
  • San Diego
  • Sacramento
  • San Jose
  • San Bernardino
  • Riverside
  • Palm Springs
  • Bakersfield
  • Palmdale
  • Santa Clarita
  • Glendale
  • Temecula & Murrieta
  • Corona
  • Irvine
  • Huntington Beach
  • Long Beach
  • Santa Monica
  • Orange County
  • Ventura
  • Tulare
  • San Luis Obispo
  • Oakland
  • North & East Bay areas
  • Fresno

 

We also keep a blog for FHA Jumbo Loans and another for FHA Secure which are updated often.

 

Check out our other blog posts here on active rain.

Click here for Today's Mortgage market update and Rate Lock Advice.Serving all of Southern California, including:  Los Angeles, San Diego, Oceanside, Encinitas, San Marcos, Carlsbad,  Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Crenshaw District, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, CHula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Whittier, Santa Fe Springs, Downey, Irvine,  Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County, plus San Jose, San Francisco, and all of Northern California.  

 

Riverside County FHA Loans & Riverside County VA LoansAnza, Banning, Beaumont, Blythe, Cabizon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Coachella, Corona, Desert hot Springs, Hemet, Idyllwild, Indian Wells, Indio, La Quinta, Lake Elsinore, Menifee, Mira Loma,  Moreno Valley, Mountain Center, Murrietta, Norco, Palm Springs, Perris, Pine Cove, Rancho Mirage, Riverside, Romoland, Rubidoux, San Jacinto, Sky Valley, Sun City, Temecula, Thermal, Thousand Palms, Wildomar, Winchester

Orange County FHA Loans & Orange County VA Loans: Aliso Viejo, Anaheim, Anaheim, Hills, Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Cypress, Dana Point, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Ladera Ranch, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Midway City, Mission Viejo, Monarch Beach, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, South Laguna, Stanton, Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

San Bernardino County FHA Loans & San Bernardino County VA Loans:  Adelanto, Alta Loma, Amboy, Angelus Oaks, Apple Valley, Baker, Barstow, Big Bear, Big River Bloomington, Blue Jay, Bryn Mawr, Cadiz, Cedar Glen, Cedarpines Park, Chino, Chino Hills, Cima, Colton, Crest Park, Crestline, Daggett, Devore Heights, Earp, Essex, Etiwanda, Fawnskin, Fontana, Forest Falls, Fort Irwin, Grand Terrace, Green Valley Lake, Guasti, Helendale, Hesperia, Highland, Hinkley, Joshua Tree, Lake Arrowhead, Landers, Loma Linda, Lucerne Valley, Lytle Creek Mentone, Montclair, Morongo Valley, Mountain Pass, Needles, Newberry Springs, Oak Glen, Oakhills, Ontario, Oro Grande, Parker Dam, Paton, Phelan, Pinon Hills, Pioneertown, Rancho Cucamonga, Redlands, Rialto, Rainforest, Running Springs, San Bernardino, Skyforest, Spring Valley Lake, Sugarloaf, Trona, Twentynine Palms, Twin Peaks, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley

San Diego County FHA Loans & San Diego County VA Loans: Alpine, Bonsall, Borego Springs, Boulevard, Camp Pendleton, Campo, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Oceanside, Pacific Beach, Pala, Palomar Mountain, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Luis Rey, San Marcos, San Onofre, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs

Los Angeles County FHA Loans & Los Angeles County VA Loans: Long Beach, Lakewood, Torrance, Redondo Beach, Hermosa Beach, Manhattan Beach, Downey, Whittier, Agoura Hills, Alhambra,Arcadia,Artesia,Avalon,Azusa,Baldwin Park,Bell,Bell Gardens,Bellflower,Beverly Hills,Bradbury,Burbank,Calabasas,Carson,Cerritos,Claremont,Commerce,Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La CaƱada, Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lancaster, Lakewood, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount,Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate,South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Alondra Park, Altadena, Avocado Heights, Charter Oak, Citrus, Del Aire, Desert View Highlands, East Compton, East La Mirada, East Los Angeles, East Pasadena, East San Gabriel, Florence-Graham, Hacienda Heights, La Crescenta-Montrose, Ladera Heights, Lake Los Angeles, Lennox, Littlerock, Marina del Rey, Mayflower Village, North El Monte, Quartz Hill, Rowland Heights, South San Gabriel, South San Jose Hills,South Whittier, Val Verde, Valinda, View Park-Windsor Hills, Vincent, Walnut Park, West Athens, West Carson, West Compton, West Puente Valley, West Whittier-Los Nietos, Westmont, Willowbrook, Agoura, Agua Dulce, Antelope Acres, Athens, Bassett, Castaic, City Terrace, Del Sur, Florence, Gorman, Juniper Hills, Kinneloa Mesa, Lake Hughes, Leona Valley, Llano, Neenach, Pearblossom,Topanga, Two Harbors, Universal City, Valyermo

 

 

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Enter your information below to get in contact and start your Loan Application, or to help answer any questions you may have. We are also available via phone at 866-900-2342 toll free.

The Basics - Contact us here
Southern California Real Estate News:
 
Home Sales in San Diego Seeing Downward Trend
9/9/2018 1:13 AM
Home sales in San Diego County are down by nearly 20 percent in August compared to the same time last year. Experts say they are definitely seeing trends of home prices normalizing and flatlining...Read More
 
Home sales drop in August
9/7/2018 2:24 PM
Sales of single-family homes and attached properties in San Diego dropped in August compared to both the previous month and August 2017, according to data released Friday by the San Diego Association of Realtors. Realtors sold 1,902 single-family homes in August, an 8.1 percent decrease from the 2,070 sold in July...Read More
 
139 Affordable Housing Units Coming to San Ysidro
9/6/2018 6:22 PM
The affordability will be intact for 55 years due to funding secured through the San Diego Housing Commission. It"s a topic on the minds of many in San Diego County: housing prices that are increasing more and more each year...Read More
 
San Diegans support short-term rental of second homes, new poll shows
9/5/2018 7:00 PM
During a July San Diego City Council hearing on short-term rentals, supporters on both sides of the issue showed up to voice their opinions on how such rentals should be regulated. During a July San Diego City Council hearing on short-term rentals, supporters on both sides of the issue showed up to voice their opinions on how such rentals should be...Read More
 
More San Diego Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Diego, CA continually updated from thousands of sources on the web...Read More




Southern California Real Estate News:
 
Home Sales in San Diego Seeing Downward Trend
9/9/2018 1:13 AM
Home sales in San Diego County are down by nearly 20 percent in August compared to the same time last year. Experts say they are definitely seeing trends of home prices normalizing and flatlining...Read More
 
139 Affordable Housing Units Coming to San Ysidro
9/6/2018 6:22 PM
The affordability will be intact for 55 years due to funding secured through the San Diego Housing Commission. It"s a topic on the minds of many in San Diego County: housing prices that are increasing more and more each year...Read More
 
Rising home prices discouraging buyers, July housing figures show
8/31/2018 12:30 PM
Southern California"s red-hot housing market continued to cool in July as rising home prices and higher interest rates discouraged homebuyers, new housing figures show. The median price of a Southern California home was $530,000 in July...Read More
 
Another record: San Diego home price hits $579.6K
8/31/2018 3:53 AM
San Diego County"s median home price hit its highest price in history in July, $579,750, while sales hit a four-year low, real estate tracker CoreLogic reported Thursday. The previous record was $575,000 in May. Home prices have been breaking records on nearly a month-to-month basis all year...Read More
 
More San Marcos Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for San Marcos, CA continually updated from thousands of sources on the web...Read More




Southern California Real Estate News:
 
a Affordablea Inland Empire homes? Therea s 51% less of them, by this math
9/24/2018 12:34 PM
Let me paint yet another portrait of just how pricey house hunting has become in the Inland Empire: The number of homes that can be comfortably financed has been halved in five years, according to one affordability benchmark. The National Association of Home Builders tracks the percentage of homes sold in a region that could be bought by a typical ...Read More
 
"Affordable" Orange County homes? 67% less options in 5 years, by this math
9/23/2018 12:09 PM
Let me paint yet another portrait of just how pricey house hunting has become in Orange County: The number of homes that can be comfortably financed has been cut by two-thirds in five years, according to one affordability benchmark. The National Association of Home Builders tracks the percentage of homes sold in a region that could be bought by a t...Read More
 
Circa Apartments Open Next Week
9/21/2018 11:16 AM
After years of construction, one of Downtown"s biggest housing projects is ready to come online. Circa, which holds 648 apartments in a pair of 35-story South Park towers, will begin move-ins on Sunday, Sept...Read More
 
After years of dramatic increases, rents are finally showing signs of slowing
9/21/2018 7:00 AM
Oceanwide Plaza and Circa, both along South Figueroa Street in Los Angeles, were under construction in December 2016. After a remarkable run-up in housing costs that has crimped budgets, forced families from their neighborhoods and contributed to homelessness, it appears rent growth is slowing in Southern California and across the nation...Read More
 
More Los Angeles Real Estate Headlines
1/1/0001 12:00 AM
Real Estate news for Los Angeles, CA continually updated from thousands of sources on the web...Read More