2019 California VA Loan Limits
The VA (Veterans Administration) has announced the 2019 VA Loan Limits for California. The formula is now based on the Freddie Mac / Fannie Mae conforming limits set by the FHFA (Federal Housing Finance Administration, not to be confused with FHA, the Federal Housing Administration). VA Loans with zero money down are available throughout the USA to qualified Veterans up to $484,350, and in higher cost areas the zero down VA loan limit is up to $726,525 (see below for CA VA Loan Limits by county). VanDyk also offers VA Jumbo loans up to $1.5M with a down payment or equity (for refinances) of roughly 25% of the difference between the county VA Loan Limit and your homes Value/Purchase Price. Please call us to find out what the amount for your specific scenario would be.
Go here for the 2019 California FHA Loan Limits
Go here for the 2019 California Conventional Conforming Loan Limits
The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California, Colorado, Illinois, Massachusetts, Virginia and Washington at loan amounts much higher than the old VA limits.
Some examples in California are: Veterans in Los Angeles, Orange County, Santa Monica, Hermosa Beach, Manhattan Beach, Torrance, Pasadena, Irvine, Costa Mesa, Huntington Beach, Anaheim, and Long Beach may qualify for a 100% VA Jumbo loan up to $726,525. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, La Mesa and Coronado a Vet can borrow up to $690,000 with no money down when buying a house. San Jose vets can go up to $726,525 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $726,525 for a 100% VA Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances.
VanDyk Mortgage is a proud VA Lender serving many states including California, Colorado, Georgia, Indiana, Massachusetts, Michigan, Mississippi, Tennessee, Texas, Virgina, Washington & Wyoming.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
We have compiled the California VA Loan limits for 2019 by county below.
State County 2019 VA Loan Limit
CA ALAMEDA $726,525
CA ALPINE $484,350
CA AMADOR $484,350
CA BUTTE $484,350
CA CALAVERAS $484,350
CA COLUSA $484,350
CA CONTRA COSTA $726,525
CA DEL NORTE $484,350
CA EL DORADO $552,000
CA FRESNO $484,350
CA GLENN $484,350
CA HUMBOLDT $484,350
CA IMPERIAL $484,350
CA INYO $484,350
CA KERN $484,350
CA KINGS $484,350
CA LAKE $484,350
CA LASSEN $484,350
CA LOS ANGELES $726,525
CA MADERA $484,350
CA MARIN $726,525
\CA MARIPOSA $484,350
CA MENDOCINO $484,350
CA MERCED $484,350
CA MODOC $484,350
CA MONO $529,000
CA MONTEREY $652,050
CA NAPA $726,525
CA NEVADA $486,450
CA ORANGE $726,525
CA PLACER $552,000
CA PLUMAS $484,350
CA RIVERSIDE $484,350
CA SACRAMENTO $552,000
CA SAN BENITO $726,525
CA SAN BERNARDINO $484,350
CA SAN DIEGO $690,000
CA SAN FRANCISCO $726,525
CA SAN JOAQUIN $484,350
CA SAN LUIS OBISPO $667,000
CA SAN MATEO $726,525
CA SANTA BARBARA $625,500
CA SANTA CLARA $726,525
CA SANTA CRUZ $726,525
CA SHASTA $484,350
CA SIERRA $484,350
CA SISKIYOU $484,350
CA SOLANO $494,500
CA SONOMA $704,950
CA STANISLAUS $484,350
CA SUTTER $484,350
CA TEHAMA $484,350
CA TRINITY $484,350
CA TULARE $484,350
CA TUOLUMNE $484,350
CA VENTURA $713,000
CA YOLO $552,000
CA YUBA $484,350
For a VA loan for a higher amount than your county loan limit, please call us. We are highly experienced with VA Loans over the corresponding VA County Loan Limit. We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started, or Get Started here Online