2019 California VA Loan Limits    

The VA (Veterans Administration) has announced the 2019 VA Loan Limits for California.  The formula is now based on the Freddie Mac / Fannie Mae conforming limits set by the FHFA (Federal Housing Finance Administration, not to be confused with FHA, the Federal Housing Administration).   VA Loans with zero money down are available throughout the USA to qualified Veterans up to $484,350, and in higher cost areas the zero down VA loan limit is up to $726,525 (see below for CA VA Loan Limits by county).  VanDyk also offers VA Jumbo loans up to $1.5M with a down payment or equity (for refinances) of roughly 25% of the difference between the county VA Loan Limit and your homes Value/Purchase Price.   Please call us to find out what the amount for your specific scenario would be.

Go here for the 2019 California FHA Loan Limits

Go here for the 2019 California Conventional Conforming Loan Limits

The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California, Colorado, Illinois,  Massachusetts, Virginia and Washington at loan amounts much higher than the old VA limits.

Some examples in California are: Veterans in Los Angeles, Orange County, Santa Monica, Hermosa Beach, Manhattan Beach, Torrance, Pasadena, Irvine, Costa Mesa, Huntington Beach, Anaheim, and Long Beach may qualify for a 100% VA Jumbo loan up to $726,525. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, La Mesa and Coronado a Vet can borrow up to $690,000 with no money down when buying a house.  San Jose vets can go up to $726,525 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $726,525 for a 100% VA Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances.

VanDyk Mortgage is a proud VA Lender serving many states including California, Colorado, Georgia, Indiana, Massachusetts, Michigan, Mississippi, Tennessee, Texas, Virgina, Washington & Wyoming.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We have compiled the California VA Loan limits for 2019 by county below.

State County 2019 VA Loan Limit

CA ALAMEDA              $726,525

CA ALPINE                   $484,350

CA AMADOR                $484,350

CA BUTTE                    $484,350

CA CALAVERAS          $484,350

CA COLUSA                 $484,350

CA CONTRA COSTA   $726,525

CA DEL NORTE           $484,350

CA EL DORADO          $552,000

CA FRESNO                $484,350

CA GLENN                   $484,350

CA HUMBOLDT           $484,350

CA IMPERIAL               $484,350

CA INYO                       $484,350

CA KERN                      $484,350

CA KINGS                     $484,350

CA LAKE                       $484,350

CA LASSEN                  $484,350

CA LOS ANGELES       $726,525

CA MADERA                 $484,350

CA MARIN                     $726,525

\CA MARIPOSA             $484,350

CA MENDOCINO           $484,350

CA MERCED                  $484,350

CA MODOC                    $484,350

CA MONO                       $529,000

CA MONTEREY              $652,050

CA NAPA                         $726,525

CA NEVADA                    $486,450

CA ORANGE                   $726,525

CA PLACER                    $552,000

CA PLUMAS                    $484,350

CA RIVERSIDE               $484,350

CA SACRAMENTO         $552,000

CA SAN BENITO             $726,525


CA SAN DIEGO               $690,000

CA SAN FRANCISCO      $726,525

CA SAN JOAQUIN           $484,350

CA SAN LUIS OBISPO    $667,000

CA SAN MATEO              $726,525

CA SANTA BARBARA     $625,500

CA SANTA CLARA          $726,525

CA SANTA CRUZ            $726,525

CA SHASTA                     $484,350

CA SIERRA                      $484,350

CA SISKIYOU                  $484,350

CA SOLANO                    $494,500

CA SONOMA                   $704,950

CA STANISLAUS             $484,350

CA SUTTER                     $484,350

CA TEHAMA                    $484,350

CA TRINITY                     $484,350

CA TULARE                     $484,350

CA TUOLUMNE               $484,350

CA VENTURA                  $713,000

CA YOLO                         $552,000

CA YUBA                         $484,350

For a VA loan for a higher amount than your county loan limit, please call us.  We are highly experienced with VA Loans over the corresponding VA County Loan Limit.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started, or Get Started here Online



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