2023 Colorado State VA Loan Limits
>> Go Here for 2023 Colorado State FHA Loan Limits
>> Go Here for 2023 Colorado State Conforming Loan Limits
** 2023 Colorado VA Loan Limits have been released by the VA. Please contact us direct if you have questions or need help with the new VA Loan Limits and your options for 2023.
For 2023, Qualified Veterans and Active Duty Military Personnel with full entitlement available are able to purchase homes in Colorado with zero money down up to $2m in any part of the State. In higher cost areas of Colorado, these higher VA Loan amounts help veterans save money by using low down VA financing, saving down payment monies for use elsewhere. Colorado's Eagle County has a VA Loan Limit of $1,075,250. Eagle County Veterans may qualify for a 100% VA Jumbo loan up to $2m for Veterans with full entitlement available, as the VA Loan Limit no longer applies to Veterans with full VA Entitlement available. Yes, qualified Veterans throughout Colorado can borrow up to $2m with no money down when buying a house if you have full VA Entitlement available. Veterans with partial VA Entitlement available (aka a charge against VA Entitlement such as a current VA Loan, or a foreclosure or short sale) may qualify up to $2m with an appropriate down payment. The calculation is a combination of your available VA Entitlement, the VA County Loan Limit, and the purchase price of the home. Give us a call, we can help you calculate the necessary down payment in this scenario – 760-752-4480 direct.
Be sure to bookmark this page to keep the 2023 VA Loan Limits for Colorado handy. If you have any questions regarding VA Loans, the 2023 Colorado VA Loan Limits, or VA Loans over the loan limit, please give us a call direct at 866-900-2342, or call/text 760-752-4480.
The VA (Veterans Administration) has announced the 2023 VA Loan Limits for Colorado. As of January 1, 2020, there is no longer a VA Loan Limit for Colorado Veterans with full VA Entitlement available. However, Colorado Veterans with a charge against VA Entitlement, aka partial VA Entitlement available are subject to a formula based on the VA Loan Limits and their personal available VA Entitlement.
VA Loans with zero money down are available throughout the USA to qualified Veterans with full VA entitlement available up to $2m. For Veterans without full entitlement available, your maximum zero down VA loan is the VA County Loan Limit minus your prior VA loan entitlement charged. The nationwide base VA loan limit for 2023 is $726,200 (see below for CA VA Loan Limits by county). VanDyk also offers VA Jumbo loans up to $2M with a down payment or equity (for refinances) of roughly 25% of the difference the purchase price and your net available VA entitlement (county VA Loan Limit minus your Prior entitlement charged, aka non-restored). Please call us to find out what the amount for your specific scenario would be 760-752-4480.
VanDyk Mortgage is a proud to offer VA Loans to our Vets and Active-duty personnel. We are a Direct Lender serving many states including Colorado, Wyoming, California, Washington, Virginia, Georgia, Florida, Texas, Colorado, and more.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
For Veterans without full entitlement available, your maximum zero down VA loan is the VA County Loan Limit minus your prior VA loan entitlement charged. The nationwide base VA loan limit for 2023 is $726,200 (see below for WA VA Loan Limits by county). VanDyk also offers VA Jumbo loans up to $2M with a down payment or equity (for refinances) of roughly 25% of the difference the purchase price and your net available VA entitlement (county VA Loan Limit minus your Prior entitlement charged, aka non-restored entitlement). Please call us to find out what the amount for your specific scenario would be at 866-900-2342 toll free or call/text 760-752-4480.
We have compiled the Colorado VA Loan limits for 2023 by county below.
CO State County 2023 VA Limit for 1-4 unit homes
County VA Loan Limit (*) VA Loan Limit (for qualified Veterans with Full VA Entitlement)
County
Adams $787,750 $2,000,000
Alamosa $726,200 $2,000,000
Arapahoe $787,750 $2,000,000
Archuleta $726,200 $2,000,000
Baca $726,200 $2,000,000
Bent $726,200 $2,000,000
Boulder $856,750 $2,000,000
Broomfield $787,750 $2,000,000
Chaffee $726,200 $2,000,000
Cheyenne $726,200 $2,000,000
Clear Creek $787,750 $2,000,000
Conejos $726,200 $2,000,000
Costilla $726,200 $2,000,000
Crowley $726,200 $2,000,000
Custer $726,200 $2,000,000
Delta $726,200 $2,000,000
Denver $787,750 $2,000,000
Dolores $726,200 $2,000,000
Douglas $787,750 $2,000,000
Eagle $1,075,250 $2,000,000
El Paso $726,200 $2,000,000
Elbert $787,750 $2,000,000
Fremont $726,200 $2,000,000
Garfield $948,750 $2,000,000
Gilpin $787,750 $2,000,000
Grand $726,200 $2,000,000
Gunnison $726,200 $2,000,000
Hinsdale $726,200 $2,000,000
Huerfano $726,200 $2,000,000
Jackson $726,200 $2,000,000
Jefferson $787,750 $2,000,000
Kiowa $726,200 $2,000,000
Kit Carson $726,200 $2,000,000
La Plata $726,200 $2,000,000
Lake $726,200 $2,000,000
Larimer $726,200 $2,000,000
Las Animas $726,200 $2,000,000
Lincoln $726,200 $2,000,000
Logan $726,200 $2,000,000
Mesa $726,200 $2,000,000
Mineral $726,200 $2,000,000
Moffat $726,200 $2,000,000
Montezuma $726,200 $2,000,000
Montrose $726,200 $2,000,000
Morgan $726,200 $2,000,000
Otero $726,200 $2,000,000
Ouray $726,200 $2,000,000
Park $787,750 $2,000,000
Phillips $726,200 $2,000,000
Pitkin $948,750 $2,000,000
Prowers $726,200 $2,000,000
Pueblo $726,200 $2,000,000
Rio Blanco $726,200 $2,000,000
Rio Grande $726,200 $2,000,000
Routt $845,250 $2,000,000
Saguache $726,200 $2,000,000
San Juan $726,200 $2,000,000
San Miguel $862,500 $2,000,000
Sedgwick $726,200 $2,000,000
Summit $953,350 $2,000,000
Teller $726,200 $2,000,000
Washington $726,200 $2,000,000
Weld $726,200 $2,000,000
Yuma $726,200 $2,000,000
*VA Loans available up to $2m with down payment for qualified Veterans with a Partial charge against VA entitlement. Call us to help calculate your required down payment - it is very individual to your situation.
For a VA loan for a higher amount than your county loan limit, please call us. We are highly experienced with VA Loans over the corresponding VA County Loan Limit for Veterans with limited Entitlement. We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started, or Get Started here Online
We offer VA Jumbo Loans up to $2.0 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25% for those with limited entitlement available.
If you need help figuring out how much of a VA loan you may qualify for, please call us at 866-900-2342 or call/text 760-752-4480. We do offer VA loans over the county loan limits for Purchase, Refinance and VA IRRRL Streamline Refinance (aka VA Streamline).
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