Product Highlight - California Second Home Purchase with 10% down payment

VanDyk Mortgage is a Direct Lender in California, and we offer Conventional Loans up to 90% (10% down payment) to purchase Second Homes.  

Quick Highlights: 

  • Competitive 30 year fixed rate (call for today's rate)
  • Loan amounts up to $453K
  • Available in California and Washington
  • Not restricted by declining market policies
  • Maximum debt ratio - 50%
  • Minimum down payment - 10%
  • Minimum Fico - 620

*** note - we now offer Jumbo Loan options for second homes up to $2m loan amounts, call for details

This is a great way to purchase your retirement hacienda early.   Take advantage of the lower real estate prices and interest rates now,  and purchase your dream home for retirement.   Or just by a place closer to the beaches, mountains, or lake.   

We proudly serve the following Cities in California:   Alhambra, Anaheim, Antioch,  Bakersfield, Baldwin Park, Berkely, Buena Park, Bonita, Burbank, Carlsbad, Carson, Chico, Chino, Chino Hills,  Chula Vista, Citrus Heights, Clovis, Compton, Concord, Corona, Costa Mesa, Daly City, Downey, El Cajon, El Monte, Elk Grover,  EncinitasEscondido, Fairfield, Fontana, Fremont, Fresno, Fullerton, Garden Grove, Glendale, Hawthorne, Hayward, Hesperia, Huntington Beach, Indio, Inglewood,  Irvine, Lake Elsinore, Lakewood, Lancaster, Livermore, Long Beach, Los Angeles, Mendocino, Menifee, Merced, Mission Viejo, Modesto, Monterey, Moreno Valley,  Murrieta, Napa,  National City, newport Beach, Norwalk, OaklandOceanside, Ontario, Orange,  Oxnard, Palm Desert, Palm Springs, Palmdale, Pasadena, Pomona, Poway, Rancho Cucamonga, Redding, Rialto,  Richmond,  Riverside, Roseville, Sacramento, Salinas, San Bernardino, San Diego,San FranciscoSan Jose, San Leandro, San Marcos, San Mateo, San Dimas, Santa Ana, Santa Barbara, Santa Clara, Santa Clarita, Santa Maria, Santa Monica, Santa Rosa, Simi Valley, Sonoma, South Gate, Stockton, Sunnyvale,  Temecula, Thousand Oaks, Torrance, Tracy, Tulare, Vacaville, Vallejo, Ventura, Victorville, Visalia, Vista, West Covina, Westminster, Whittier, Wildomar