Washington VA Loans - VanDyk Mortgage - Washington VA Lender. VanDyk Mortgage is your source for VA Loans in Washington.  We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Washington Veteran Homebuyers and Washington Veteran Homeowners to Purchase and refinance homes.

  • VA Purchase
  • VA Refinance
  • VA Jumbo
  • VA IRRRL Streamline Refinance

VanDyk Mortgage offers VA Loans and VA Jumbo Loans up to $2M for qualified Veterans with full VA Entitlement available. 

We also offer VA loans and VA Jumbo Loans up to $2M for qualified Veterans with partial VA Entitlement* available with a down payment.  

Calculations for the required down payment will be specific to your situation.  It's a factor of the Washington County VA Loan Limit, your remaining VA Entitlement, and the purchase price of the home.  The VA loan limit is $891,250 in King, Snohomish and Pierce counties, and $647,200 for much of Washington State. This includes Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.  *** We allow VA IRRRL's to exceed County Loan Limits without recalculating remaining VA Entitlement or VA Loan Limits.   

  • 100% VA financing up to $2 Million for qualified Veterans with Full VA Entitlement

Washington VA Loans are available up to $726,525 with zero down payment in many parts of the Seattle area, and up to $484K in the rest of the state. The Washington VA Loan Limit in 2019 is up to $726,525. However, Veterans are not limited to their specific county VA loan limit in Washington for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is an article on how you can get a VanDyk Mortgage VA Loan over your county limit.

Washington Home Loan information

VA Home Loans in Washington:

  • Active-Duty Military and Veterans can both qualify
  • 100% financing up to $2m for qualified Veterans with full entitlement
  • If you have a current VA loan (aka a charge against entitlement, you may still qualify for another VA Loan up to $2m, call us. 
  • VA Loans require ZERO Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay ZERO VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs

Go with the Government Loan Pros, go with VanDyk. Get started at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your VA or VA Jumbo loan. 

VanDyk Mortgage is a Direct Lender (since 1987) specializing in VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Jumbo, VA Jumbo Purchase, VA Jumbo Refinance, VA Jumbo IRRRL.   As a Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie Direct Lender specializing in FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Bookmark us at www.vandykfunding.com to get started or just find out more.