California FHA Home Mortgage Loans - VanDyk Mortgage - California FHA Lender. VanDyk Mortgage is your source for FHA Loans in California.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.

  • FHA Purchase Loans
  • FHA Refinance Loans
  • FHA Jumbo (aka High Balance)
  • FHA Streamline Loans
  • FHA 203K (full and streamline)
  • FHA HECM - Reverse Mortgage

California FHA Loans are available up to $1,089,300 with just 3.5% down payment in many high cost counties such as Los Angeles, Orange County, Alameda, San Francisco, etc. The FHA 2003 Loan Limit for California's highest cost counties is up to $1,089,300. California FHA Loans that are over $726K up to $1,089,300 are called FHA Jumbo or FHA High Balance loans.  Check your counties California 2023 FHA Loan limits here.

FHA Home loans in California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $1,089,300 (aka FHA High Balance)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 580, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your Down payment and closing costs from Family
  • FHA Approved Condominiums qualify for full FHA financing
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans


VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans, FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).


Ready to get started on your new loan?  Have a Question for the Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

>>  Email bskaar@vandykmortgage.com

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