California FHA Home Mortgage Loans - VanDyk Mortgage - California FHA Lender. VanDyk Mortgage is your source for FHA Loans in California. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.
- FHA Purchase Loans
- FHA Refinance Loans
- FHA Jumbo (aka High Balance)
- FHA Streamline Loans
- FHA 203K (full and streamline)
- FHA HECM - Reverse Mortgage
California FHA Loans are available up to $970,800 with just 3.5% down payment in many high cost counties such as Los Angeles, Orange County, Alameda, San Francisco, etc. The FHA 2022 Loan Limit for California's highest cost counties is up to $970,800. California FHA Loans that are over $647K up to $970,800 are called FHA Jumbo or FHA High Balance loans. Check your counties California 2022 FHA Loan limits here.
FHA Home loans in California:
- FHA Home Loans require just 3.5% down payment
- FHA Jumbo Loans up to $970,800 (aka FHA High Balance)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for most FHA Home Loans is just 580, even on FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your Down payment and closing costs from Family
- FHA Approved Condominiums qualify for full FHA financing
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
- We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans, FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).