2024 Washington State VA Loan Limits  

** 2024 Washington VA Loan Limits have been released by the VA.   Please contact us direct if you have questions or need help with the new VA Loan Limits and your options for 2024. 

For 2024, Qualified Veterans and Active Duty Military Personnel with full entitlement available are able to purchase homes in Washington State with zero money down up to $2m in any part of the State. In higher cost areas of Washington, these higher VA Loan amounts help veterans save money by using low down VA financing, saving down payment monies for use elsewhere.  Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, Bothell, Newport, Newcastle, and Woodinville may qualify for a 100% VA Jumbo loan up to $2m for Veterans with full entitlement available.  Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Gig Harbor, Spanaway, Roy, Sumner and Fife Veterans can also borrow up to $2m with no money down when buying a house if you have full entitlement available.   Snohomish County Vets buying a home in Everett, Bothell, Mill Creek, Lynnwood, Edmonds, Marysville, Silver Lake, Clearview, Snohomish, Monroe, Mukilteo, and Lake Stevens Vets may also qualify up to $2m for a 100% VA Loan as well with full VA entitlement available.  San Juan County Vets, Island County Active Duty and Officers, and Veterans throughout the state can qualify up to $2m with zero money down if you have full entitlement available.

Be sure to bookmark this page to keep the 2024 VA Loan Limits for Washington handy.  If you have any questions regarding VA Loans, the 2024 Washington VA Loan Limits, or VA Loans over the loan limit, please give us a call direct at 866-900-2342, or call/text 760-752-4480. 

>> Go Here for 2024 Washington State FHA Loan Limits

>> Go Here for 
2024 Washington State Conforming Loan Limits   

VanDyk Mortgage is a proud to offer VA Loans to our Vets and Active Duty personnel.   We are a Direct Lender serving many states including California, Washington, Virginia, Georgia, Wyoming, and more.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

For Veterans without full entitlement available, your maximum zero down VA loan is the VA County Loan Limit minus your prior VA loan entitlement charged. The nationwide base VA loan limit for 2024 is $766,550 (see below for WA VA Loan Limits by county).  VanDyk also offers VA Jumbo loans up to $2M with a down payment or equity (for refinances) of roughly 25% of the difference the purchase price and your net available VA entitlement (county VA Loan Limit minus your Prior entitlement charged, aka non-restored entitlement).  Please call us to find out what the amount for your specific scenario would be at 866-900-2342 toll free or call/text 760-752-4480.

We have compiled the Washington VA Loan limits for 2024 by county below.

WA State County 2024 VA Limit for 1-4 unit homes

County Name            VA Loan Limit (*)         VA Loan Limit (for qualified Veterans with Full VA Entitlement)

ADAMS                        $766,550                             $2,000,000

ASOTIN                       $766,550                             $2,000,000

BENTON                     $766,550                             $2,000,000

CHELAN                      $766,550                             $2,000,000

CLALLAM                    $766,550                             $2,000,000

CLARK                         $766,550                             $2,000,000

COLUMBIA                 $766,550                             $2,000,000

COWLITZ                    $766,550                             $2,000,000

DOUGLAS                   $766,550                             $2,000,000

FERRY                         $766,550                             $2,000,000

FRANKLIN                 $766,550                             $2,000,000

GARFIELD                  $766,550                             $2,000,000

GRANT                       $766,550                             $2,000,000

GRAYS HARBOR      $766,550                             $2,000,000

ISLAND                      $766,550                             $2,000,000

JEFFERSON                $766,550                             $2,000,000

KING                           $977,500                             $2,000,000

KITSAP                       $766,550                             $2,000,000

KITTITAS                    $766,550                             $2,000,000

KLICKITAT                 $766,550                             $2,000,000

LEWIS                         $766,550                             $2,000,000

LINCOLN                   $766,550                             $2,000,000

MASON                      $766,550                             $2,000,000

OKANOGAN             $766,550                             $2,000,000

PACIFIC                     $766,550                             $2,000,000

PEND OREILLE         $766,550                             $2,000,000

PIERCE                       $977,500                             $2,000,000

SAN JUAN                 $766,550                             $2,000,000

SKAGIT                      $766,550                             $2,000,000

SKAMANIA               $766,550                             $2,000,000

SNOHOMISH           $977,500                             $2,000,000

SPOKANE                 $766,550                             $2,000,000

STEVENS                   $766,550                             $2,000,000

THURSTON              $766,550                             $2,000,000

WAHKIAKUM          $766,550                             $2,000,000

WALLA WALLA       $766,550                             $2,000,000

WHATCOM              $766,550                             $2,000,000

WHITMAN               $766,550                             $2,000,000

YAKIMA                   $766,550                             $2,000,000

*VA Loans available up to $2m with down payment for qualified Veterans with a Partial charge against VA entitlement.  Call us to help calculate your required down payment - it is very individual to your situation. 

For a VA loan for a higher amount than your county loan limit, please call us.  We are highly experienced with VA Loans over the corresponding VA County Loan Limit for Veterans with limited Entitlement.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started, or Get Started here Online

We lend in all Washington Counties for VA Loans to purchase and refinance homes. This includes Washington counties: Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima.

We also offer VA Jumbo Loans up to $2.0 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25% for those with limited entitlement available. 

If you need help figuring out how much of a VA loan you may qualify for, please call us at 866-900-2342 or call/text 760-752-4480.  We do offer VA loans over the county loan limits for Purchase, Refinance and  VA IRRRL Streamline Refinance (aka VA Streamline).  

>> Get Started here online on your VA Home Loan
>> Call or text Brian Skaar direct at 760-752-4480 / 866-900-2342  toll free to get started.

We serve all of the following areas in Washington: Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, and more.

Ready to get started on your new loan?  Have a Question for the Loan Pros?

>>  Call 866-900-2342 toll free 

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