2022 Washington State VA Loan Limits  

>> Go Here for 2022 Washington State FHA Loan Limits

>> Go Here for 
2022 Washington State Conforming Loan Limits   

** 2022 Washington VA Loan Limits have been released by the VA.   Please contact us direct if you have questions or need help with the new VA Loan Limits and your options for 2022. 

For 2022,  Qualified Veterans and Active Duty Military Personnel with full entitlement available are able to purchase homes in Washington State with zero money down up to $2m in any part of the State. In higher cost areas of Washington, these higher VA Loan amounts help veterans save money by using low down VA financing, saving down payment monies for use elsewhere.  Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, Bothell, Newport, Newcastle, and Woodinville may qualify for a 100% VA Jumbo loan up to $2m with full entitlement available.  Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Gig Harbor, Spanaway, Roy, Sumner and Fife can also borrow up to $2m with no money down when buying a house if you have full entitlement available.   Snohomish County Vets buying a home in Everett, Bothell, Mill Creek, Lynnwood, Edmonds, Marysville, Silver Lake, Clearview, Snohomish, Monroe, Mukilteo, and Lake Stevens Vets may also qualify up to $2m for a 100% VA Loan as well.   San Juan County Vets, Island County Active Duty and Officers, and Veterans throughout the state can qualify up to $2m with zero money down if you have full entitlement available.

Be sure to bookmark this page to keep the 2022 VA Loan Limits for Washington handy.  If you have any questions regarding VA Loans, the 2022 Washington VA Loan Limits, or VA Loans over the loan limit, please give us a call direct at 866-900-2342. 

VanDyk Mortgage is a proud to offer VA Loans to our Vets and Active Duty personnel.   We are a Direct Lender serving many states including California, Washington, Virginia, Georgia, Wyoming, and more.

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

For Veterans without full entitlement available, your maximum zero down VA loan is the VA County Loan Limit minus your prior VA loan entitlement charged. The nationwide base VA loan limit for 2022 is $647,200 (see below for WA VA Loan Limits by county).  VanDyk also offers VA Jumbo loans up to $2M with a down payment or equity (for refinances) of roughly 25% of the difference the purchase price and your net available VA entitlement (county VA Loan Limit minus your Prior entitlement charged, aka non-restored entitlement).  Please call us to find out what the amount for your specific scenario would be at 866-900-2342 toll free.

We have compiled the Washington VA Loan limits for 2022 by county below.

WA State County 2022 VA Limit for 1-4 unit homes

County Name            

ADAMS                        $647,200

ASOTIN                       $647,200

BENTON                      $647,200

CHELAN                      $647,200

CLALLAM                    $647,200

CLARK                         $647,200

COLUMBIA                 $647,200

COWLITZ                    $647,200

DOUGLAS                   $647,200

FERRY                         $647,200

FRANKLIN                  $647,200

GARFIELD                   $647,200

GRANT                        $647,200

GRAYS HARBOR       $647,200

ISLAND                       $647,200

JEFFERSON                 $647,200

KING                           $891,250

KITSAP                        $647,200

KITTITAS                     $647,200

KLICKITAT                  $647,200

LEWIS                         $647,200

LINCOLN                    $647,200

MASON                       $647,200

OKANOGAN               $647,200

PACIFIC                      $647,200

PEND OREILLE           $647,200

PIERCE                         $891,250

SAN JUAN                   $647,200

SKAGIT                        $647,200

SKAMANIA                 $647,200

SNOHOMISH              $891,250

SPOKANE                    $647,200

STEVENS                     $647,200

THURSTON                 $647,200

WAHKIAKUM             $647,200

WALLA WALLA          $647,200

WHATCOM                 $647,200

WHITMAN                  $647,200

YAKIMA                      $647,200

For a VA loan for a higher amount than your county loan limit, please call us.  We are highly experienced with VA Loans over the corresponding VA County Loan Limit for Veterans with limited Entitlement.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started, or Get Started here Online

We lend in all Washington Counties for VA Loans to purchase and refinance homes. This includes Washington counties: Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima.

We also offer VA Jumbo Loans up to $2.0 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25% for those with limited entitlement available. 

If you need help figuring out how much of a VA loan you may qualify for, please call us at 866-900-2342 or call/text 760-752-4480.  We do offer VA loans over the county loan limits for Purchase, Refinance and  VA IRRRL Streamline Refinance (aka VA Streamline).  

>> Get Started here online on your VA Home Loan
>> Call Brian Skaar direct at 760-752-4480 / 866-900-2342  toll free to get started.

We serve all of the following areas in Washington: Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, and more.