Washington FHA Home Mortgage Loans - VanDyk Mortgage - Washington FHA Lender. VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.
FHA Purchase Loans
FHA Refinance Loans
FHA Jumbo (aka High Balance)
FHA Streamline Loans
Washington FHA Loans are available up to $891,250 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties). The FHA 2022 Loan Limit for these Washington counties is up to $891,250. Washington FHA Loans that are over $647K up to $891,250 are called FHA Jumbo or FHA High Balance loans. Check your counties Washington FHA Loan limits here.
FHA Home loans in Washington:
- FHA Home Loans require just 3.5% down payment
- FHA Jumbo Loans up to $891,250 (aka FHA High Balance)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for most FHA Home Loans is just 580, and 580 on our FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your Down payment and closing costs from Family
- Down Payment Assistance (subject to availability and qualification)
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
- We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.