Washington FHA Home Mortgage Loans - VanDyk Mortgage - Washington FHA Lender.   VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.

Washington FHA Loans are available up to $891,250 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties).   The FHA 2022 Loan Limit for these Washington counties is up to $891,250. Washington FHA Loans that are over $647K up to $891,250 are called FHA Jumbo or FHA High Balance loans. Check your counties Washington FHA Loan limits here.

FHA Home loans in Washington:

• FHA Home Loans require just 3.5% down payment
• FHA Jumbo Loans up to $891,250 (aka FHA High Balance)
• The Seller can pay up to 6% of your closing and settlement costs.
• Minimum score for most FHA Home Loans is just 580, and 580 on our FHA High balance or FHA Jumbo.
• You can receive a gift of funds for your Down payment and closing costs from Family
• Down Payment Assistance (subject to availability and qualification)
• FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
• FHA Loans allow non-occupying co-borrowers such as parents and siblings.
• We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.