Washington FHA Home Mortgage Loans - VanDyk Mortgage - Washington FHA Lender.   VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.

  • FHA Purchase Loans
  • FHA Refinance Loans
  • FHA Jumbo (aka High Balance)
  • FHA Streamline Loans
  • Washington FHA Loans are available up to $977,500 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties). The FHA 2023 Loan Limit for these Washington counties is up to $977,500. Washington FHA Loans that are over $726K up to $977,500 are called FHA Jumbo or FHA High Balance loans. Check your counties Washington FHA Loan limits here.

    FHA Home loans in Washington:

    • FHA Home Loans require just 3.5% down payment
    • FHA Jumbo Loans up to $977,500 (aka FHA High Balance)
    • The Seller can pay up to 6% of your closing and settlement costs.
    • Minimum score for most FHA Home Loans is just 500, and 580 on FHA High balance or FHA Jumbo. 
    • You can receive a gift of funds for your Down payment and closing costs from Family
    • Down Payment Assistance (subject to availability and qualification)
    • Can be used to purchase Single Family Homes, Condominiums, Townhomes and more
    • Can be used to purchase duplex (2 unit), triplex (3 unit), and quadplex (4 unit) properties - Max Loan amounts are higher for 2-4 unit than single family homes
    • FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
    • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
    • We offer FHA 203K Rehab and FHA 203K Streamline Rehab loans

    VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

    Ready to get started on your new loan?  Have a Question for the Loan Pros?

    >>  Call 866-900-2342 toll free 

    >>  Call or Text at 760-752-4480

    >>  Email bskaar@vandykmortgage.com

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