VA Condo Loans -VA Loans for the purchase or refinance Condos and Condominiums.  We also offer VA Jumbo Loans for Condos too!

VanDyk Mortgage offers VA Loans and VA Jumbo Loans for the purchase or refinance of Condominiums.  While changes in the past couple years have made it difficult to purchase condo's with FHA and Conventional loans, the VA allows many benefits and advantages when financing a Condo.

The first step is to determine if the condo unit qualifies for a VanDyk VA Condo Loan.  To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search here for VA Approved Condos . Many condo's are listed by tract number or map id instead of the common name.  We are here to help,  simply call us so we can help research the Condo's Eligibility for a VA Loan.

VanDyk Mortgage offers VA financing on Condos with VA Loans and VA Jumbo Loans up to $2M for qualified Veterans with full VA Entitlement available. 

We also offer VA loans and VA Jumbo Loans for Condos up to $2M for qualified Veterans with partial VA Entitlement available with an down payment.  

Calculations for the required down payment will be specific to your situation.  It's a factor of the County VA Loan Limits, your remaining VA Entitlement, and the purchase price of the home.  The VA loan limit is $970,800 in many of the Bay Area counties, $970K in LA and the OC, $879K in San Diego, and up to $891K in Seattle).   This includes Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.  *** We allow VA IRRRL's to exceed County Loan Limits without recalculating remaining VA Entitlement or VA Loan Limits.   

Our minimum Fico for VA loans and VA Jumbo loans is 580, on loan amounts up to $2M.

Note - VA Flip rule:  VanDyk does not require the seller to hold the property for 90 days prior to sale like many other lenders.   If the seller of record on the day of the purchase agreement matches, that fits within our rules.   Another name for this is the Flip Rule, or VA Flip Rule, where many banks require a seller to be on Title for 90 days minimum, we only require 1 day.  

We offer VA Loans for Condo's throughout California & Washington state, and our entire lending area. Condos in cities like San Francisco, Oakland, Fremont,  Los Angeles, Long Beach, San Diego, San Jose, Seattle, Tacoma,  Bellevue, Oceanside, Santa Monica, Coronado, and Irvine can qualify for VA Condo Loans. 

Ready to get started on your new VA loan?  Have a Question for the VA Loan Pros?

>>  Call 866-900-2342 toll free 

>>  Call or Text at 760-752-4480

>>  Email

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