2022 Washington FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits

>> Go Here for 2022 Washington State FHA Loan Limits

>> Go Here for 2022 Washington State VA Loan Limits   

 

 Fannie Mae & Freddie Mac have increased their conventional Loan Limits for 2022, with some Seattle Area Counties increasing to $891,250.  The standard conventional loan limit are now at $647,200 across much of the USA. This is also called the Conforming Loan Limit ($647K). High Cost Areas have loan limits based on the HERA housing bill, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.

 Go Here for 2022 Washington State FHA Loan Limits

 Go Here for 2022 Washington State VA Loan Limits   

There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $647K.  When you exceed $647K, Fannie and Freddie require a minimum of 5% down payment and a maximum debt ratio of 50%.

We offer Conforming Jumbo Loans (aka High Balance) for Single Family Homes up to $891,250 in King, Snohomish, and Pierce Counties, and up to $647,200 for the rest of Washington state. 

Check out the Loan limits for 2022 in your County:

County Name           Single Family Duplex             Tri-plex           Four-plex

ADAMS                        $647,200         $828,700         $1,001,650       $1,244,850

ASOTIN                       $647,200         $828,700         $1,001,650       $1,244,850

BENTON                      $647,200         $828,700         $1,001,650       $1,244,850

CHELAN                      $647,200         $828,700         $1,001,650       $1,244,850

CLALLAM                    $647,200         $828,700         $1,001,650       $1,244,850

CLARK                         $647,200         $828,700         $1,001,650       $1,244,850

COLUMBIA                 $647,200         $828,700         $1,001,650       $1,244,850

COWLITZ                    $647,200         $828,700         $1,001,650       $1,244,850

DOUGLAS                   $647,200         $828,700         $1,001,650       $1,244,850

FERRY                         $647,200         $828,700         $1,001,650       $1,244,850

FRANKLIN                  $647,200         $828,700         $1,001,650       $1,244,850

GARFIELD                   $647,200         $828,700         $1,001,650       $1,244,850

GRANT                        $647,200         $828,700         $1,001,650       $1,244,850

GRAYS HARBOR        $647,200         $828,700         $1,001,650       $1,244,850

ISLAND                       $647,200         $828,700         $1,001,650       $1,244,850

JEFFERSON                 $647,200         $828,700         $1,001,650       $1,244,850

KING                           $891,250         $1,140,950       $1,379,150       $1,713,950

KITSAP                        $647,200         $828,700         $1,001,650       $1,244,850

KITTITAS                     $647,200         $828,700         $1,001,650       $1,244,850

KLICKITAT                  $647,200         $828,700         $1,001,650       $1,244,850

LEWIS                          $647,200         $828,700         $1,001,650       $1,244,850

LINCOLN                    $647,200         $828,700         $1,001,650       $1,244,850

MASON                       $647,200         $828,700         $1,001,650       $1,244,850

OKANOGAN               $647,200         $828,700         $1,001,650       $1,244,850

PACIFIC                       $647,200         $828,700         $1,001,650       $1,244,850

PEND OREILLE          $647,200         $828,700         $1,001,650       $1,244,850

PIERCE                        $891,250         $1,140,950      $1,379,150       $1,713,950

SAN JUAN                  $647,200         $828,700         $1,001,650       $1,244,850

SKAGIT                       $647,200         $828,700         $1,001,650       $1,244,850

SKAMANIA                $647,200         $828,700         $1,001,650       $1,244,850

SNOHOMISH            $891,250         $1,140,950       $1,379,150       $1,713,950

SPOKANE                  $647,200         $828,700         $1,001,650       $1,244,850

STEVENS                    $647,200         $828,700         $1,001,650       $1,244,850

THURSTON               $647,200         $828,700         $1,001,650       $1,244,850

WAHKIAKUM           $647,200         $828,700         $1,001,650       $1,244,850

WALLA WALLA        $647,200         $828,700         $1,001,650       $1,244,850

WHATCOM               $647,200         $828,700         $1,001,650       $1,244,850

WHITMAN                $647,200         $828,700         $1,001,650       $1,244,850

YAKIMA                    $647,200         $828,700         $1,001,650       $1,244,850


VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that? We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development. We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline. We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans. VanDyk Mortgage also offers VA Loans up to $647K (standard VA) and VA Jumbo Loans up to $2 million. 

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

We serve the entire state of Washington including:

We serve all of the following areas in Washington: Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, Cashmere, Port Townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, Five Mile, Juanita, Wedgewood, Rainier, Ballard, Phinney Ridge, Green Lake, Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Woodinville, Auburn, Kent, Federal Way, Black Diamond, Des Moines, Snohomish, Carnation, North Bend, Mill Creek, Bothell, Kenmore, Shoreline, Ballinger, San Juan, Edmonds, Maple Valley, Sahallee, Snoqualmie, Monroe, Everett, Mukilteo, Silver Lake, Edmonds, Marysville, Mount Vernon, Bellingham, Sehome, Lynden, Blaine, Burlington, Sedro Wooley, Everson, Whidbey Island, Camano Island, Port Orchard, Bremerton, Kitsap, Silverdale, Renton, Newcastle, Newport, Tukwila, SeaTac, Tacoma, Puyallup, Roy, Bonney Lake, Sumner, Olympia, Tumwater, Spokane, Spokane Valley, Newport, Yakima, Ellensburg, Kennewick, Richland, Pasco, Sunnyside, Prosser, Vancouver, Kelso, Clarkston, Pullman, and more.