WA FHA Loan Limits 2023

 ** 2023 Washington FHA Loan Limits have been released.   Please let us know if you have any FHA loan questions or need help with your FHA Loan.

VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that?  We are a FHA Lender and Direct lender with the full approval and support of HUD, the US Department of Housing & Urban Development.   We offer FHA loans throughout all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline.   We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.

We offer FHA Loans for Single Family Homes up to $977,500 in King, Snohomish, and Pierce Counties. Up to $563,500 in Kitsap County,  $497,950 in San Juan County, $575,000 in Island County, and $672,500 in Clark and Skamania Counties, $545,100 in Skagit County, and $603,750 in Whatcom County.   Most other Washington State counties allow FHA loans up to $472,030 for Single Family Homes, Condominiums, Town Homes, PUDs, and Manufactured Housing.  FHA Loans require just 3.5% down payment for the purchase of your new home. FHA Loans are available to First Time Homebuyers and Move up or subsequent purchase home buyers as well.   You can use FHA loans more than once and even have 2 at the same time if you have relocated away from your prior home with FHA financing.   There are no income limits for FHA Loans.

>> Go Here for 2023 Washington State VA Loan Limits   

>> Go Here for 2023 Washington State Conforming Loan Limits   

VanDyk Mortgage offers FHA, VA, Jumbo & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Check out the FHA Loan limits for 2023 in your County:

County                        Single Family Duplex            Tri-plex           Four-plex

ADAMS                       $472,030          $604,400         $730,525         $907,900

ASOTIN                      $472,030          $604,400         $730,525         $907,900

BENTON                    $472,030          $604,400         $730,525         $907,900

CHELAN                     $506,000          $647,750         $783,000         $973,100

CLALLAM                   $472,030          $604,400         $730,525         $907,900

CLARK                         $672,750         $861,250         $1,041,050     $1,293,750

COLUMBIA                 $472,030          $604,400         $730,525         $907,900

COWLITZ                    $472,030          $604,400         $730,525         $907,900

DOUGLAS                  $506,000          $647,750         $783,000         $973,100

FERRY                         $472,030          $604,400         $730,525         $907,900

FRANKLIN                 $472,030          $604,400         $730,525         $907,900

GARFIELD                 $472,030          $604,400         $730,525         $907,900

GRANT                      $472,030          $604,400         $730,525         $907,900

GRAYS HARBOR     $472,030          $604,400         $730,525         $907,900

ISLAND                     $575,000          $736,100         $889,800        $1,105,800

JEFFERSON               $472,030          $604,400         $730,525         $907,900

KING                          $977,500         $1,251,400      $1,512,650      $1,879,850

KITSAP                      $563,500          $721,400         $872,000         $1,083,650

KITTITAS                   $474,950          $608,000         $734,950         $913,350

KLICKITAT                $472,030          $604,400         $730,525         $907,900

LEWIS                        $472,030          $604,400         $730,525         $907,900

LINCOLN                  $472,030          $604,400         $730,525         $907,900

MASON                    $472,030          $604,400         $730,525         $907,900

OKANOGAN            $472,030          $604,400         $730,525         $907,900

PACIFIC                    $472,030          $604,400         $730,525         $907,900

PEND OREILLE       $472,030          $604,400         $730,525         $907,900

PIERCE                     $977,500         $1,251,400      $1,512,650      $1,879,850

SAN JUAN                $497,950         $637,450         $770,550         $957,600

SKAGIT                     $545,100         $697,800         $843,500         $1,048,300

SKAMANIA              $672,750         $861,250         $1,041,050     $1,293,750

SNOHOMISH          $977,500         $1,251,400      $1,512,650      $1,879,850

SPOKANE                $472,030          $604,400         $730,525         $907,900

STEVENS                  $472,030          $604,400         $730,525         $907,900

THURSTON             $546,250          $699,300         $845,300         $1,050,500

WAHKIAKUM         $472,030          $604,400         $730,525         $907,900

WALLA WALLA      $472,030          $604,400         $730,525         $907,900

WHATCOM             $603,750          $772,900         $934,250         $1,161,050

WHITMAN              $472,030          $604,400         $730,525         $907,900

YAKIMA                  $472,030          $604,400         $730,525         $907,900

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 866-900-2342 toll free for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our Blog on FHA Loans here.

Ready to get started on your new loan?  Have a Question for the Loan Pros?

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>>  Call or Text at 760-752-4480

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