WA FHA Loan Limits 2024
** 2024 Washington FHA Loan Limits have been released. Please let us know if you have any FHA loan questions or need help with your FHA Loan.
VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that? We are a FHA Lender and Direct lender with the full approval and support of HUD, the US Department of Housing & Urban Development. We offer FHA loans throughout all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline. We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.
We offer FHA Loans for Single Family Homes up to $977,500 in King, Snohomish, and Pierce Counties. Up to $563,500 in Kitsap County, $498,257 in San Juan County, $575,000 in Island County, and $679,650 in Clark and Skamania Counties, $545,100 in Skagit County, and $603,750 in Whatcom County. Most other Washington State counties allow FHA loans up to $472,030 for Single Family Homes, Condominiums, Town Homes, PUDs, and Manufactured Housing. FHA Loans require just 3.5% down payment for the purchase of your new home. FHA Loans are available to First Time Homebuyers and Move up or subsequent purchase home buyers as well. You can use FHA loans more than once and even have 2 at the same time if you have relocated away from your prior home with FHA financing. There are no income limits for FHA Loans.
>> Go Here for 2024 Washington State VA Loan Limits
>> Go Here for 2024 Washington State Conforming Loan Limits
VanDyk Mortgage offers FHA, VA, Jumbo & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
Check out the FHA Loan limits for 2023 in your County:
County Single Family Duplex Tri-plex Four-plex
ADAMS $498,257 $637,950 $771,125 $958,350
ASOTIN $498,257 $637,950 $771,125 $958,350
BENTON $498,257 $637,950 $771,125 $958,350
CHELAN $506,000 $647,750 $783,000 $973,100
CLALLAM $498,257 $637,950 $771,125 $958,350
CLARK $679,650 $870,0250 $1,051,700 $1,307,050
COLUMBIA $498,257 $637,950 $771,125 $958,350
COWLITZ $498,257 $637,950 $771,125 $958,350
DOUGLAS $506,000 $647,750 $783,000 $973,100
FERRY $498,257 $637,950 $771,125 $958,350
FRANKLIN $498,257 $637,950 $771,125 $958,350
GARFIELD $498,257 $637,950 $771,125 $958,350
GRANT $498,257 $637,950 $771,125 $958,350
GRAYS HARBOR $498,257 $637,950 $771,125 $958,350
ISLAND $575,000 $736,100 $889,800 $1,105,800
JEFFERSON $517,500 $662,500 $800,800 $995,200
KING $977,500 $1,251,400 $1,512,650 $1,879,850
KITSAP $563,500 $721,400 $872,000 $1,083,650
KITTITAS $498,257 $637,950 $771,125 $958,350
KLICKITAT $498,257 $637,950 $771,125 $958,350
LEWIS $498,257 $637,950 $771,125 $958,350
LINCOLN $498,257 $637,950 $771,125 $958,350
MASON $498,257 $637,950 $771,125 $958,350
OKANOGAN $498,257 $637,950 $771,125 $958,350
PACIFIC $498,257 $637,950 $771,125 $958,350
PEND OREILLE $498,257 $637,950 $771,125 $958,350
PIERCE $977,500 $1,251,400 $1,512,650 $1,879,850
SAN JUAN $498,257 $637,950 $771,125 $958,350
SKAGIT $545,100 $697,800 $843,500 $1,048,300
SKAMANIA $679,650 $870,0250 $1,051,700 $1,307,050
SNOHOMISH $977,500 $1,251,400 $1,512,650 $1,879,850
SPOKANE $498,257 $637,950 $771,125 $958,350
STEVENS $498,257 $637,950 $771,125 $958,350
THURSTON $546,250 $699,300 $845,300 $1,050,500
WAHKIAKUM $498,257 $637,950 $771,125 $958,350
WALLA WALLA $498,257 $637,950 $771,125 $958,350
WHATCOM $603,750 $772,900 $934,250 $1,161,050
WHITMAN $498,257 $637,950 $771,125 $958,350
YAKIMA $498,257 $637,950 $771,125 $958,3500
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 866-900-2342 toll free for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our Blog on FHA Loans here.
Ready to get started on your new loan? Have a Question for the Loan Pros?
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>> Call or Text at 760-752-4480
>> Email bskaar@vandykmortgage.com
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