WA FHA Loan Limits 2023
** 2023 Washington FHA Loan Limits have been released. Please let us know if you have any FHA loan questions or need help with your FHA Loan.
VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that? We are a FHA Lender and Direct lender with the full approval and support of HUD, the US Department of Housing & Urban Development. We offer FHA loans throughout all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline. We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.
We offer FHA Loans for Single Family Homes up to $977,500 in King, Snohomish, and Pierce Counties. Up to $563,500 in Kitsap County, $497,950 in San Juan County, $575,000 in Island County, and $672,500 in Clark and Skamania Counties, $545,100 in Skagit County, and $603,750 in Whatcom County. Most other Washington State counties allow FHA loans up to $472,030 for Single Family Homes, Condominiums, Town Homes, PUDs, and Manufactured Housing. FHA Loans require just 3.5% down payment for the purchase of your new home. FHA Loans are available to First Time Homebuyers and Move up or subsequent purchase home buyers as well. You can use FHA loans more than once and even have 2 at the same time if you have relocated away from your prior home with FHA financing. There are no income limits for FHA Loans.
>> Go Here for 2023 Washington State VA Loan Limits
>> Go Here for 2023 Washington State Conforming Loan Limits
VanDyk Mortgage offers FHA, VA, Jumbo & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
Check out the FHA Loan limits for 2023 in your County:
County Single Family Duplex Tri-plex Four-plex
ADAMS $472,030 $604,400 $730,525 $907,900
ASOTIN $472,030 $604,400 $730,525 $907,900
BENTON $472,030 $604,400 $730,525 $907,900
CHELAN $506,000 $647,750 $783,000 $973,100
CLALLAM $472,030 $604,400 $730,525 $907,900
CLARK $672,750 $861,250 $1,041,050 $1,293,750
COLUMBIA $472,030 $604,400 $730,525 $907,900
COWLITZ $472,030 $604,400 $730,525 $907,900
DOUGLAS $506,000 $647,750 $783,000 $973,100
FERRY $472,030 $604,400 $730,525 $907,900
FRANKLIN $472,030 $604,400 $730,525 $907,900
GARFIELD $472,030 $604,400 $730,525 $907,900
GRANT $472,030 $604,400 $730,525 $907,900
GRAYS HARBOR $472,030 $604,400 $730,525 $907,900
ISLAND $575,000 $736,100 $889,800 $1,105,800
JEFFERSON $472,030 $604,400 $730,525 $907,900
KING $977,500 $1,251,400 $1,512,650 $1,879,850
KITSAP $563,500 $721,400 $872,000 $1,083,650
KITTITAS $474,950 $608,000 $734,950 $913,350
KLICKITAT $472,030 $604,400 $730,525 $907,900
LEWIS $472,030 $604,400 $730,525 $907,900
LINCOLN $472,030 $604,400 $730,525 $907,900
MASON $472,030 $604,400 $730,525 $907,900
OKANOGAN $472,030 $604,400 $730,525 $907,900
PACIFIC $472,030 $604,400 $730,525 $907,900
PEND OREILLE $472,030 $604,400 $730,525 $907,900
PIERCE $977,500 $1,251,400 $1,512,650 $1,879,850
SAN JUAN $497,950 $637,450 $770,550 $957,600
SKAGIT $545,100 $697,800 $843,500 $1,048,300
SKAMANIA $672,750 $861,250 $1,041,050 $1,293,750
SNOHOMISH $977,500 $1,251,400 $1,512,650 $1,879,850
SPOKANE $472,030 $604,400 $730,525 $907,900
STEVENS $472,030 $604,400 $730,525 $907,900
THURSTON $546,250 $699,300 $845,300 $1,050,500
WAHKIAKUM $472,030 $604,400 $730,525 $907,900
WALLA WALLA $472,030 $604,400 $730,525 $907,900
WHATCOM $603,750 $772,900 $934,250 $1,161,050
WHITMAN $472,030 $604,400 $730,525 $907,900
YAKIMA $472,030 $604,400 $730,525 $907,900
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 866-900-2342 toll free for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our Blog on FHA Loans here.
Ready to get started on your new loan? Have a Question for the Loan Pros?
>> Call 866-900-2342 toll free
>> Call or Text at 760-752-4480
>> Email bskaar@vandykmortgage.com
>> Fill out the form below