Oceanside VA Condo Loans -VA Loans to buy or refinance Condos and Condominiums in Oceanside
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums. The tightening credit markets of the past several years has made it more difficult to attain financing on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and increased rates for Condo's. FHA also recently changed its rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.
In comes the VA to the rescue for Oceanside Condo Buyers and Condo homeowners. To qualify for a VanDyk VA Condo Loan, the condo must be on the VA Approved Condo list, which includes many existing complexes. You can search for VA Approved Condos yourself, or let us assist you, we are here to help.
VanDyk Mortgage offers VA financing on Condos with VA Loans and VA Jumbo Loans up to $2M for qualified Veterans with full VA Entitlement available.
We also offer VA loans and VA Jumbo Loans for Condos up to $2M for qualified Veterans with partial VA Entitlement* available with an down payment.
Calculations for the required down payment will be specific to your situation. It's a factor of the San Diego County VA Loan Limit, your remaining VA Entitlement, and the purchase price of the home. The VA loan limit is $970,800 in many of the Bay Area counties, $970K in LA and the OC, $879K in Oceanside, and up to $891K in Seattle). This includes Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance. *** We allow VA IRRRL's to exceed County Loan Limits without recalculating remaining VA Entitlement or VA Loan Limits.
- 100% financing up to $2 Million for Veterans with Full VA Entitlement
We offer VA Loans for Condo's throughout California & Washington state. VA Loans for Condo's in cities such as Bellevue, Fremont, Long Beach, Los Angeles, Monterrey, Oakland, Oceanside, Riverside, San Diego, San Francisco, San Jose, Santa Clara, Santa Monica, Seattle, Tacoma, Torrance, Ventura, Yakima.
>>> Get Started Here on your VA Loan Approval
*Partial entitlement is the result of an existing VA loan or a charge against VA Entitlement for a prior VA Loan.
The Fast Forward Approval - our fully Underwritten VA Loan Approval - upfront - before you shop for homes.
Visit here for more info on this program, or simply let us know you want to go with the Fast Forward Approval when submitting your documents. Frankly, there really isn't any reason not to get fully approved, the process makes for quick, smooth closings once you get into Contract to buy a home.
Be sure to explore our site for more information on VA Loans, VA Jumbo Loans, VA 2-4 unit homes, and VA Condominium Loans.
We serve Veterans throughout 22 states including California, Colorado, Florida, Georgia, Indiana, Arizona, Michigan, Mississippi, Tennessee, Texas, Virginia, Washington, and Wyoming. Coast to Coast!
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