WA FHA Loan Limits 2024

 ** 2024 Washington FHA Loan Limits have been released.   Please let us know if you have any FHA loan questions or need help with your FHA Loan.

VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that?  We are a FHA Lender and Direct lender with the full approval and support of HUD, the US Department of Housing & Urban Development.   We offer FHA loans throughout all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline.   We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.

We offer FHA Loans for Single Family Homes up to $977,500 in King, Snohomish, and Pierce Counties. Up to $563,500 in Kitsap County,  $498,257 in San Juan County, $575,000 in Island County, and $679,650 in Clark and Skamania Counties, $545,100 in Skagit County, and $603,750 in Whatcom County.   Most other Washington State counties allow FHA loans up to $472,030 for Single Family Homes, Condominiums, Town Homes, PUDs, and Manufactured Housing.  FHA Loans require just 3.5% down payment for the purchase of your new home. FHA Loans are available to First Time Homebuyers and Move up or subsequent purchase home buyers as well.   You can use FHA loans more than once and even have 2 at the same time if you have relocated away from your prior home with FHA financing.   There are no income limits for FHA Loans.

>> Go Here for 2024 Washington State VA Loan Limits   

>> Go Here for 2024 Washington State Conforming Loan Limits   

VanDyk Mortgage offers FHA, VA, Jumbo & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Check out the FHA Loan limits for 2023 in your County:

County                        Single Family Duplex            Tri-plex           Four-plex

ADAMS                       $498,257          $637,950         $771,125         $958,350

ASOTIN                      $498,257          $637,950         $771,125         $958,350

BENTON                    $498,257          $637,950         $771,125         $958,350

CHELAN                     $506,000          $647,750         $783,000         $973,100

CLALLAM                   $498,257          $637,950         $771,125         $958,350

CLARK                         $679,650         $870,0250       $1,051,700     $1,307,050

COLUMBIA                 $498,257          $637,950         $771,125         $958,350

COWLITZ                    $498,257          $637,950         $771,125         $958,350

DOUGLAS                  $506,000          $647,750         $783,000         $973,100

FERRY                         $498,257          $637,950         $771,125         $958,350

FRANKLIN                 $498,257          $637,950         $771,125         $958,350

GARFIELD                 $498,257          $637,950         $771,125         $958,350

GRANT                      $498,257          $637,950         $771,125         $958,350

GRAYS HARBOR     $498,257          $637,950         $771,125         $958,350

ISLAND                     $575,000          $736,100         $889,800        $1,105,800

JEFFERSON               $517,500          $662,500        $800,800         $995,200

KING                          $977,500         $1,251,400      $1,512,650      $1,879,850

KITSAP                      $563,500          $721,400         $872,000         $1,083,650

KITTITAS                   $498,257          $637,950         $771,125         $958,350

KLICKITAT                $498,257          $637,950         $771,125         $958,350

LEWIS                        $498,257          $637,950         $771,125         $958,350

LINCOLN                  $498,257          $637,950         $771,125         $958,350

MASON                    $498,257          $637,950         $771,125         $958,350

OKANOGAN            $498,257          $637,950         $771,125         $958,350

PACIFIC                    $498,257          $637,950         $771,125         $958,350

PEND OREILLE       $498,257          $637,950         $771,125         $958,350

PIERCE                     $977,500         $1,251,400      $1,512,650      $1,879,850

SAN JUAN                $498,257         $637,950         $771,125         $958,350

SKAGIT                     $545,100         $697,800         $843,500         $1,048,300

SKAMANIA              $679,650         $870,0250       $1,051,700     $1,307,050

SNOHOMISH          $977,500         $1,251,400      $1,512,650      $1,879,850

SPOKANE                $498,257          $637,950         $771,125         $958,350

STEVENS                  $498,257          $637,950         $771,125         $958,350

THURSTON             $546,250          $699,300         $845,300         $1,050,500

WAHKIAKUM         $498,257          $637,950         $771,125         $958,350

WALLA WALLA      $498,257          $637,950         $771,125         $958,350

WHATCOM             $603,750          $772,900         $934,250         $1,161,050

WHITMAN              $498,257          $637,950         $771,125         $958,350

YAKIMA                  $498,257          $637,950         $771,125         $958,3500

 

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 866-900-2342 toll free for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our Blog on FHA Loans here.

Ready to get started on your new loan?  Have a Question for the Loan Pros?

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>>  Call or Text at 760-752-4480

>>  Email bskaar@vandykmortgage.com

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