2024 California FHA Loan Limits  

FHA has released the 2024 FHA Loan limits for the 2024 calendar year. The max FHA Loan for base counties has increased to $498,257 (floor), and up to $1,149,825 in high-cost counties (the ceiling).  FHA Loans that exceed $766,550 are called FHA Jumbo or FHA High Balance Loans.  Higher FHA Loan Limits are calculated based on an act called HERA, or the "Permanent High Cost Loan Limits", that were originally authorized in the HERA law passed in the summer of 2009.

VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.  FHA Loans for single family homes are available up to $1,149,825 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Orange County, Santa Clara, Santa Cruz, San Benito, and Marin. San Diego Homebuyers and Homeowners can get FHA Loans up to $1,006,250, Riverside and San Bernardino up to $644,000, Sacramento, El Dorado, and Placer counties up to $763,600.

>> Go here for 2024 California Conventional Loan Limits by County
>> Go here for the 2024 California VA Loan Limits

VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

I have specialized in FHA Loans and FHA Jumbo Loans since 2008.   It is my honor to assist families and individuals achieve the home ownership dream  ~ Brian Skaar, Branch Manager, VanDyk Mortgage. 

We have compiled a list of the FHA loan limits for Single Family (includes condos), Duplex, Tri-plex and Four-Plex for all California counties.

2024 California FHA Loan Limits for all California Counties below:

County                      1-family                 2-family                 3-family                 4 family

Alameda                  $1,149,825          $1,472,250              $1,779,525             $2,211,600

Alpine                       $503,700               $644,800               $779,450               $968,650

Amador                    $498,257               $637,950               $771,125               $958,350

Butte                        $498,257               $637,950               $771,125               $958,350

Calaveras                $498,257               $637,950               $771,125               $958,350

Colusa                    $498,257               $637,950               $771,125               $958,350

Contra Costa         $1,149,825          $1,472,250              $1,779,525             $2,211,600

Del Norte               $498,257               $637,950               $771,125               $958,350

El Dorado              $763,600               $977,550               $1,181,650           $1,468,500

Fresno                   $498,257               $637,950               $771,125               $958,350

Glenn                     $498,257               $637,950               $771,125               $958,350

Humboldt              $498,257               $637,950               $771,125               $958,350

Imperial                 $498,257               $637,950               $771,125               $958,350

Inyo                       $508,300               $650,700               $730,525               $907,900

Kern                      $498,257               $637,950               $771,125               $958,350

Kings                    $498,257               $637,950               $771,125               $958,350

Lake                      $498,257               $637,950               $771,125               $958,350

Lassen                  $498,257               $637,950               $771,125               $958,350

Los Angeles         $1,149,825          $1,472,250              $1,779,525             $2,211,600

Madera                 $498,257               $637,950               $771,125               $958,350

Marin                    $1,149,825          $1,472,250              $1,779,525             $2,211,600

Mariposa              $498,257               $637,950               $771,125               $958,350

Mendocino           $546,250               $699,300               $845,300               $1,050,500

Merced                 $498,257               $637,950               $771,125               $958,350

Modoc                  $498,257               $637,950               $771,125               $958,350

Mono                    $693,450               $887,750               $1,073,100            $1,1333,600

Monterey              $920,000              $1,177,750            $1,423,650             $1,769,250

Napa                     $1,017,750           $1,302,900            $1,574,900             $1,957,250

Nevada                 $644,000              $824,450               $996,550                $1,238,500

Orange                 $1,149,825          $1,472,250              $1,779,525             $2,211,600

Placer                   $763,600               $977,550               $1,181,650           $1,468,500

Plumas                 $498,257               $637,950               $771,125               $958,350

Riverside              $644,000               $824,450               $996,550               $1,238,500

Sacramento           $763,600               $977,550               $1,181,650           $1,468,500

San Benito            $1,149,825          $1,472,250              $1,779,525             $2,211,600

San Bernardino    $644,000             $824,450                 $996,550                $1,238,500

San Diego            $1,006,250           $1,288,200              $1,557,150             $1,935,150

San Francisco     $1,149,825          $1,472,250              $1,779,525             $2,211,600

San Joaquin        $656,650             $840,650                 $1,016,150             $1,262,800

San Luis Obispo $929,200             $1,189,500              $1,437,900             $1,786,950

San Mateo           $1,149,825          $1,472,250              $1,779,525             $2,211,600

Santa Barbara    $838,350              $1,073,250             $1,297,300             $1,612,250

Santa Clara         $1,149,825          $1,472,250              $1,779,525             $2,211,600

Santa Cruz         $1,149,825          $1,472,250              $1,779,525             $2,211,600

Shasta                 $498,257               $637,950               $771,125               $958,350

Sierra                  $498,257               $637,950               $771,125               $958,350

Siskiyou             $498,257               $637,950               $771,125               $958,350

Solano                $685,400               $877,450               $1,060,600            $1,318,100

Sonoma              $877,450               $1,123,300           $1,357,800             $1,687,450

Stanislaus          $517,500               $662,500               $800,800               $995,200

Sutter                  $498,257               $637,950               $771,125               $958,350

Tehama               $498,257               $637,950               $771,125               $958,350

Trinity                  $498,257               $637,950               $771,125               $958,350

Tulare                   $498,257               $637,950               $771,125               $958,350

Tuolomne            $498,257               $637,950               $771,125               $958,350

Ventura                $954,500               $1,221,950           $1,477,050           $1,835,600

Yolo                      $763,600               $977,550              $1,181,650           $1,468,500

Yuba                     $498,257               $637,950               $771,125               $958,350

Call us today to get started on your new home purchase - 866-900-2342 toll free, talk or text Brian direct at 760-752-4480 or get started online here:  Get Pre-Approved Now.

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and Direct Lender. VanDyk Mortgage is also a Proud Direct Lender of VA Loans..  Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your FHA loan.    We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cash-out refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. Check out our blog here.

We are your FHA Lender & FHA Jumbo Direct Lender and VA Lender & VA Jumbo Direct Lender. FHA, FHA High Balance, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA High Balance, VA Jumbo Refinance, VA Cash-out refinance, VA, Conforming & Jumbo Loans.

We serve the entire state of California.

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